Reply #365: I agree it shouldn't fall into that category, but yet it still does.

[Javaman]

Personally, I'm against smoking for several reasons but the biggest is that because it causes cancer, it increases insurance rates across the board as a result. I feel it's unfair that because I don't smoke I have to pay a higher rate for my health insurance to cover the people on the same plan that are at a higher risk.
If the current health insurance scam/system didn't do this, I could care less if people smoked until they turned yellow.