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Reply #32: I don't think that helps. [View All]

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Home » Discuss » Archives » General Discussion: Presidential (Through Nov 2009) Donate to DU
bornskeptic Donating Member (951 posts) Send PM | Profile | Ignore Wed Nov-04-09 01:19 PM
Response to Reply #26
32. I don't think that helps.
If you keep the out of pocket expenses the same, there are only two ways you can raise the actuarial value. Either you raise the premium or you raise the medical loss ratio. That's pretty basic arithmetic.So if you thenallow the insurers to keep the same low medical loss ratio, you're just requiring people to buy more expensive policies, but requiring a higher medical loss ratio will ensure that policyholders get more value for their money.
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