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Reply #25: Newly minted SAHD here. . . [View All]

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cemaphonic Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Apr-09-07 01:50 AM
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25. Newly minted SAHD here. . .
It's true that, the financial implications are not to be taken lightly, both in the long and short term. I plan on returning to work part-time once the children are in school, and am almost certain that I will need to start over in a different line of work, as that is just too long to be out of software development and still be competitive (just as well though - I was getting quite burnt out at that anyway.) So from that perspective, we are forgoing a lot of future income even beyond the immediate loss of a current paycheck. And it is a little unsettling to become completely dependant on someone else's income after 10 years of working for a living, especially if you have any kind of an independant streak. And I know how easily disaster can strike, as my mother was widowed at 27, 5 months before I was born.

On the happier side however, my wife makes more money now than we both did combined just a few years ago, and outside of the sort of financial catastrophe that could sink us two-incomes or not, we can manage just fine on her income. We are insured, and can count on a fair amount of family support in case of death or disability.

In short, there is indeed a substantial cost and some scary risks involved, but we both had mothers at home for much of our childhood and wanted to provide that experience to our own children if we could manage it.

From the quotes in your article, I do find the tone of the author to be at odds with my experience. Perhaps it is because I live in a fairly expensive city, but of the parents I know in my age group, there are very few staying home full-time. I think people are well aware of the costs and risks of doing so.

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