Reply #74: In fact, it was one of the things that spurred me to start investigating

[Lisa0825]

credit repair. I was starting to look at other employment opportunities because there were rumors of layoffs within my company (thank goodness it didn't materialize). Until that point, I was satisfied that my credit problems would eventually roll off my credit report. But when I looked at job ads for my own personal job search and saw statements about credit checks being required for HR jobs, it scared me. So, I did my research, bought books, and started figuring out how to clean it up. My scores are up about 20 points from where I started so far, and I should be able to raise them another 10 points or more by spring, which will put me squarely in the "A" range for a refinance.