Reply #13: It seems like a lot of parents don't address that issue

[skygazer]

My didn't and it never occurred to me - luckily, I never fell into the credit card trap and I saw enough of my friends do it to learn from their example.

I have to say, though, that my parents did tell me a lot of important stuff - that I could do anything I chose to do in life, that I was smart, that they had faith and confidence in me. I've not had an easy life but those lessons have kept me from giving up or giving in when it may have been easy to do so.