Reply #13: well they are not good people in their professional lives

[amazona]

The whole scheme is to get people to gamble on a rigged game. Everyone puts up cash and when disaster occurs, the cash is supposed to go to help out the person in trouble -- except that the insurance company takes such a high "vig" that often the person ends up in trouble anyway. Exhibit A: People with serious injuries or illnesses who have insurance but after all the co-pays and delays and denials end up needing to declare bankruptcy anyway.

Car insurers are the lowest of the low. There is no other word for them but thieves. Your car is hit, and they total it out, give you HALF what you need to replace it, and then take your supposedly totalled car and sell it in Mexico. You are a victim through no fault of your own, and they make a profit on THEIR driver's crappy driving.

The insurance seller or agent may be a very good person in their personal life, but we need not kid ourselves that they are doing anything other than facilitating a slow but sure transfer of all wealth from the middle class (which can't afford to self-insure major purchases like house, car, and health) to their wealthy corporate owners.

And insurers who sell known defective products to feeble-minded old people like cancer insurance should all be rounded up and put in prison. Fraud should be prosecuted as fraud whether or not someone is backed up by an insurance agency.

The conservation movement is a breeding ground of communists
and other subversives. We intend to clean them out,
even if it means rounding up every birdwatcher in the country.
--John Mitchell, US Attorney General 1969-72