....I was certain to ask that question. I was assured that as long as we continued paying our premiums and had no lapse in coverage that we would never lose our insurance even if we happened to be diagnosed with any additional health issues.

Our premiums have gone up yearly, of course.

He has a Plan F with Blue Cross/Blue Shield. Plan F was phased out the year after my husband was able to get a Medical plan. But I was able to get Plan G through Mutual of Omaha, and Plan G took the place of Plan F. Our insurance premiums aren't outrageously high. Mine is under $100 a month. My husband's costs more, at $178 a month.

My mother and brother-in-law have an Advantage plan and they have no premiums whatsoever. However, my husband and I did our research and did not think an Advantage plan fit our needs. I am sure it works for some people.

I hope that we were given the correct information when we signed up. I would hate to lose our insurance should one of us develop a serious health condition.