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2016 Postmortem

In reply to the discussion: Clinton Healthcare Plan [View all]

angrychair

(9,961 posts)
16. I get that Lucinda
Wed Feb 3, 2016, 03:10 PM
Feb 2016

I looked at those items and even did a little more digging. None of it actually addresses what is going to be done, specifically, not does it address how it will be paid for.

It doesn't address the inherent regressive nature of the ACA plans. It doesn't address those that have employer-provided plans and still struggle with the fear of expenses from a sudden or long-term illness.

A new edition to her plan states this little gem:
"The [$2,500 single and $5,000 joint] credit will be available to insured Americans with qualifying out-of-pocket health expenses in excess of five percent of their income, and who are not eligible for Medicare or claiming existing deductions for medical costs."
That is a lot of conditional statements. So, 5% of what income (gross, net, taxable)? Is it a refundable tax credit or non-refundable? What is the burden of proof to get the tax credit? How is this tax credit being paid for? Will my premiums or out-of-pocket go up to offset this additional benefit?

"Three free office visits": does that just include the office visit? Does it include diagnostic test as well (blood test, x-rays, EEG, ultrasound)? How is this paid for? Will this be offset by higher permiums or out-of-pocket?

"Max out of pocket for prescription drugs at $250/month":
First, that Is only great if you can afford $250 a month just for drugs...sometimes it's the difference between electric bill or gas for the car.

No discussion of dentalcare.

No discussion of eyecare.

Look, I'll be honest.The current ACA is not the answer. Clinton's 'improvements' are not the answer. Sanders current format for his plan Is not perfect either. It's got some holes too. No one would or should deny that.
There is one big difference though. At least Sanders is willing to look at a better way forward than the existing ACA, which was not the perfect or even preferred plan when it was started. He is thinking outside the box that is our current, income-crushing, bankruptcy monster of a healthcare industry right now.
I am open to all ideas that truly create fair and equal access to healthcare for all. Healthcare that is reasonable in cost (yes, an additional tax is fine. In exchange for no permiums, deductible or out-of-pocket, I will happily pay 20% of my paycheck). Healthcare coverage that doesn't require me to be a healthcare industry expert, an account or a tax lawyer to figure out what I'm paying for and how I pay for it.

That doesn't sound reasonable to you?





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