A cautionary tale

[av8rdave]

7. Sadly, I was the one "in charge" of the family finances,

Which was part of the problem. My pay went to a joint checking account, which paid ALL household bills. My spouse's pay went to an individual account "just until I get my credit rating repaired.". Fifteen years later, that's still how it was, and massive debts were accumulated behind my back, even though all bills were paid.

I ignored signs mentioned in the article - the secrecy, the calls from creditors. Some of us are just slow learners.