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100. apparently you have no respect for the role that Medical examiners play in criminology
Sat Dec 29, 2012, 12:50 PM
Dec 2012

You have not proven that most victims of gun violence are criminals. Certainly with us having 87% of the casualties from gun violence being children of the top industrialized/developed countries? Are you considering them as criminals?

What mandatory liability insurance - and some limited taxation in support of it, as well as some taxation as well is a non-governmental means to encourage and require better gun ownership - as in better securing of weapons to comply with insurance polices, for example (like gun safes, trigger guards, etc.). It also means that with actuaries calculating risk, the costs of insurance will track with the risks of the firearms, making it more self-regulating. It seems apparent, pending more details being provided, for example, that the mother of Adam Lanza did not keep her firearms sufficiently secure to prevent her son from getting into them, with disastrous results.

Sorry, but I don't really care if you believe that most gun victims are criminals or not; I think that is crazy, there is not sufficient documentation for that position. But if that were to be true then the solution is to keep guns from getting into the hands of criminals better than we do. For that reason there is much more support for mandatory compliance with submission of the names of prohibited persons to the NICS, mandatory background checks and proof of same for ALL firearms transactions (including gifts, loans or leases), and mandatory reporting of all guns which go missing or are stolen.

This was highlighted just this week when a woman was arrested for being a straw purchaser for the guy who shot the fire fighters in New York. It would be true as well for the woman who was the straw purchaser of firearms in the Columbine shooting. The reality is that for example most mass shootings are done with legally purchased guns.

If we also start requiring people to show proof of insurance for the appropriate weapon when they purchase ammunition for that firearm, then we significantly reduce the ability of people who own illegal guns - the criminals - to be able to do anything with them. This could be enhanced by micro-stamping as well.

We have a gun problem in so far as they are used in gun violence. This is just one of a multi-pronged and comprehensive set of options to keep guns available to the safe and responsible gun enthusiast, while doing more to keep them out of the hands of those who are careless and irresponsible, or criminal.

It is legal under the commerce clause. We already both regulate guns and ammo, and tax them. I particularly like the way that this allows the market mechanism of insurance to minimize government restriction and policing, and at the same time provides offsets to costs to our society and economy from gun violence that should properly be paid by gun owners.

There is a lot of discussion of this idea making the rounds; I would suggest those who love guns and shooting sports should read up on them and figure out how this could work both to your benefit and to the benefit of our society/culture/economy. It has the potential to be a win/win proposition.

Here is another writer on the subject, from a writer I think is very intelligent an well-researched:

http://www.nationalreview.com/agenda/336522/john-wasik-liability-insurance-firearms-reihan-salam#

That's exactly what we need TheMoreYouKnow Dec 2012 #1
since we are talking about Forbes gejohnston Dec 2012 #5
yep nt Mojorabbit Dec 2012 #7
So, you claim to know what an entire magazine wants? Or are you just mindreading the author? Dog Gone at Penigma Dec 2012 #64
I have read the magizine often enough to know gejohnston Dec 2012 #66
They have grossly exagerated the costs to society. GreenStormCloud Dec 2012 #68
You have to show something more than your best guess Dog Gone at Penigma Dec 2012 #89
I proved to you that most murder victims are themselves criminals. GreenStormCloud Dec 2012 #90
No, you have proven no such thing Dog Gone at Penigma Dec 2012 #94
If you are talking about the Kellermann study gejohnston Dec 2012 #98
apparently you have no respect for the role that Medical examiners play in criminology Dog Gone at Penigma Dec 2012 #100
especially ones who are shills gejohnston Dec 2012 #102
Oh, national review has declined tremendously since the days of Buckly. Dog Gone at Penigma Dec 2012 #103
no one said suicidal kids are criminals. gejohnston Dec 2012 #104
Bloomberg too. JohnnyBoots Dec 2012 #96
Remember Blair Mountain. jeepnstein Dec 2012 #15
Why? Dog Gone at Penigma Dec 2012 #67
The company men... jeepnstein Dec 2012 #70
I'm sure that criminals will be lining up to insure their illegal guns. GreenStormCloud Dec 2012 #2
it will affect criminals, indirectly Dog Gone at Penigma Dec 2012 #20
Because no black market would ever explode into existance.... PavePusher Dec 2012 #84
the people who are committing the violence gejohnston Dec 2012 #3
incorrect gejohnston Dog Gone at Penigma Dec 2012 #21
the analysis I have seen were gejohnston Dec 2012 #26
I refer you to all of the research on the topic of substitution in means of suicides (or lack of it) Dog Gone at Penigma Dec 2012 #63
you made the claim first gejohnston Dec 2012 #65
Wrong. Clames Dec 2012 #101
On this I agree with you. Starboard Tack Dec 2012 #106
stats and stick figures Dog Gone at Penigma Dec 2012 #107
since the CDC lists defensive gun uses gejohnston Dec 2012 #109
Forbes: 1%ers telling the rest of us how to live. N/T GreenStormCloud Dec 2012 #4
1%ers telling the rest of us how to live are very popular with that lot these days friendly_iconoclast Dec 2012 #10
Is this contributer a 1%er? Dog Gone at Penigma Dec 2012 #22
the target audience is gejohnston Dec 2012 #27
Another punish the honest first solution... ileus Dec 2012 #6
Oh please. Don't make us listen to this nonsense. BlueStreak Dec 2012 #34
Existing liability policies generally cover damage from accidental or negligent discharges slackmaster Dec 2012 #8
My rental does, too. bobclark86 Dec 2012 #9
that would likely change in the event that more gun owners sought liability insurance Dog Gone at Penigma Dec 2012 #23
because such shootings are too low for gejohnston Dec 2012 #28
I would bet that most gun owners have a liability policy right now slackmaster Dec 2012 #33
You are assuming most people carry liability insurance... Toronto Dec 2012 #46
Liability insurance that covered only gun-related incidents would be extremely inexpensive slackmaster Dec 2012 #71
I believe gun insurance Toronto Dec 2012 #81
FBI reports "Hands, fists, feet, etc." commit 5.7% of murders, Rifles and Shotguns for 5.4%. jody Dec 2012 #11
Good idea EC Dec 2012 #12
riders, or changing more policies to all risk, or adding guns as a named risk Dog Gone at Penigma Dec 2012 #24
There is no such thing as an insurance policy that covers murder ... Toronto Dec 2012 #52
1% drivel. Liability insurance takes away responsibility and accountability. Starboard Tack Dec 2012 #13
+1 this ^^^ :) n/t discntnt_irny_srcsm Dec 2012 #16
you are correct about one thing gejohnston Dec 2012 #17
how do you figure that? Dog Gone at Penigma Dec 2012 #25
I see no reduction in gun violence by being insured against liability. Starboard Tack Dec 2012 #82
requiring liability insurance Dog Gone at Penigma Dec 2012 #83
I'm not interested in a discussion on the economics of gun ownership. Starboard Tack Dec 2012 #91
the goal isn't really public safety gejohnston Dec 2012 #92
I agree. Starboard Tack Dec 2012 #111
so you don't get it - allow me to explain Dog Gone at Penigma Dec 2012 #93
most guns start out as legal ones gejohnston Dec 2012 #99
No, I get it and I disagree. Starboard Tack Dec 2012 #105
Are you kidding me? discntnt_irny_srcsm Dec 2012 #14
I'm guessing the article is more about gejohnston Dec 2012 #18
With this: discntnt_irny_srcsm Dec 2012 #19
suicides and law enforcement deaths only account for a fraction Dog Gone at Penigma Dec 2012 #30
a different post, but one that expands on possible ways it could improve things Dog Gone at Penigma Dec 2012 #31
LCAV gejohnston Dec 2012 #40
car deaths are falling mostly because of gejohnston Dec 2012 #35
Suicides are well more than half. GreenStormCloud Dec 2012 #37
I think you're headed in the wrong direction discntnt_irny_srcsm Dec 2012 #45
Decoding CDC-speak. GreenStormCloud Dec 2012 #73
Thanks :) discntnt_irny_srcsm Dec 2012 #74
I had a $800 gun stolen while doing everything the restrictionists want me to do. PavePusher Dec 2012 #85
My point was... discntnt_irny_srcsm Dec 2012 #86
Ah, got it. Thanks for clearing that up! n/t PavePusher Dec 2012 #88
Each person killed by a firearm, no matter how.... Toronto Dec 2012 #47
in the US, gejohnston Dec 2012 #49
For the sake of argument Toronto Dec 2012 #51
The vast majority of murder victims do have criminal records. GreenStormCloud Dec 2012 #69
I am aware of: discntnt_irny_srcsm Dec 2012 #72
Liability insurance tax added to ammunition purchase randr Dec 2012 #29
making ammo purchasers show proof of insurance for the gun Dog Gone at Penigma Dec 2012 #32
how would microstamping work? gejohnston Dec 2012 #36
No, they don't need to purchase ammo. GreenStormCloud Dec 2012 #38
Never heard of anyone shot dead with a bluff randr Dec 2012 #39
To actually use it they will need some ammo, but not much. GreenStormCloud Dec 2012 #42
You must be overlooking the entire clips unloaded Toronto Dec 2012 #48
since they don't get their guns legally, gejohnston Dec 2012 #50
It's all a plot by the insurance companies dickthegrouch Dec 2012 #41
Life insurance does pay for suicide, if after the first two years. GreenStormCloud Dec 2012 #43
Liability policies universally exclude payouts for damages caused by criminal acts by... slackmaster Dec 2012 #44
that is true with a few exceptions Dog Gone at Penigma Dec 2012 #62
That's where a Victims Indemnity Fund Toronto Dec 2012 #53
since most of the gang violence including drive bys gejohnston Dec 2012 #54
I somehow doubt that long gun owners would Toronto Dec 2012 #55
many of those also own handguns gejohnston Dec 2012 #56
I don't have any facts and figures related to the type of drugs Toronto Dec 2012 #57
assuming the AR didn't come from NYPD gejohnston Dec 2012 #58
Not all guns deaths result from crimes Toronto Dec 2012 #60
accidental deaths are very rare gejohnston Dec 2012 #61
You will excuse the late reply, but it was 2 am EST, the time Toronto Dec 2012 #78
Yes it is the prohibition gejohnston Dec 2012 #79
Funny you should say that, Toronto Dec 2012 #80
You don't know Fudds like I know Fudds. jeepnstein Dec 2012 #75
The civilian population if the U.S. is rearming itself... Eleanors38 Dec 2012 #76
I used to have a Smith model 19. It'll do the job. nt rrneck Dec 2012 #110
Is suicide by leaping off a bridge 'bridge violence'? 'gravity violence'? AtheistCrusader Dec 2012 #59
Very bad idea... Puha Ekapi Dec 2012 #77
I agree - impose insurance requirement - I've started a petition at WhiteHousePetitions. Please HELP wanttosavetheplanet Dec 2012 #87
Petition away.. pipoman Dec 2012 #108
Imagine that.. pipoman Dec 2012 #95
a billionare trying to create a new source of income backwoodsbob Dec 2012 #97
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