Chronic Health Conditions Discussion and Support

Lindakimy

(19 posts)

52. That's great

Fri Nov 2, 2012, 10:47 PM

Nov 2012

I am glad that there are employers out there who understand that workers need healthcare. Thank you for your efforts in this area.

I have really nice employers who are willing to pay half of what private insurance will cost me. But I don't qualify for private insurance because I have a pre-existing condition - Crohns Disease. And they also want to tack on a bunch of other stuff I have been tested for but didn't have.

It basically annoys me that I am being shut out for something that is not my fault. I can't help having this disease. I don't take medicine for it. I don't go to doctors for it. I haven't been to a doctor in many months. I am going to go back or call or whatever because I really want my prescriptions renewed. I take a blood pressure pill and Prozac. That really works. It has been a huge help. I don't think it will help me as far as insurance goes, but screw that.

I don't think I can get PCIP because my husband is working and his employer offers a really piddly insurance plan. They pay about $250 per year for major med. Still. I think the PCIP says that if you are qualified for ANY insurance - however lame - you can't get PCIP. Am I right about that or not?

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Just found out I am "uninsurable" [View all] Lindakimy Dec 2011 OP

I commiserate with you and rage at the 'system' CurtEastPoint Dec 2011 #1

Best of luck, great you're out of old job and doing nicely in new job. elleng Dec 2011 #2

Skip the insurance. izquierdista Dec 2011 #3

It's one hell of a risk to take Warpy Dec 2011 #5

The other thing to point out is that the current health care system truedelphi Dec 2011 #21

I would have to agree Seedersandleechers Dec 2011 #6

I had to stop taking pain meds because my doctor decided that I needed to see him every 3 weeks MedicalAdmin Dec 2011 #11

That is so not right. Seedersandleechers Dec 2011 #13

Those are great ideas. MedicalAdmin Dec 2011 #16

Our household has been in the same situation truedelphi Dec 2011 #23

That is just so not right. Warpy Dec 2011 #25

Good ideas, but I can't afford the appointment for the referral and then the referral appointment... MedicalAdmin Dec 2011 #27

+1 freshwest Apr 2012 #44

same here--cancer survivor at 39 zazen Dec 2011 #4

Glad you survived! Lindakimy Dec 2011 #10

That is great advice. And one other thing - for the duration of your time truedelphi Dec 2011 #24

Best of luck to you Irishonly Dec 2011 #7

Have you checked out the federal pre-existing condition pool? Vinca Dec 2011 #8

Checking it out now Lindakimy Dec 2011 #9

I just checked out the federal program in my state... MedicalAdmin Dec 2011 #12

I am so sorry Irishonly Dec 2011 #14

Chronic health and insurance Bully Taw Dec 2011 #15

I am glad that your son is getting good care. MedicalAdmin Dec 2011 #18

When your son is no longer able to be on your insurance, some fifteen years from now, truedelphi Dec 2011 #22

Working in admin in a private clinic as I do (and as a former drone for BCBS)... MedicalAdmin Dec 2011 #28

I had heard that information mentioned and didn't truedelphi Dec 2011 #30

you are correct. unapatriciated Jun 2012 #46

I'm going with "what is dumber than a sack of hammers, for $200 Alex?" n/t MedicalAdmin Dec 2011 #17

LOL Thank You! Irishonly Dec 2011 #19

Anytime and it was my pleasure. MedicalAdmin Dec 2011 #20

Yet our health costs in this country are significantly higher truedelphi Dec 2011 #31

I heard the crap regarding wait time - Canada vs US. unapatriciated Jun 2012 #47

I was thinking about the federal pool, too tpsbmam Dec 2011 #26

IT's good that you can afford that. MedicalAdmin Dec 2011 #29

OMG, that's the story of my life! tpsbmam Dec 2011 #32

Good luck and merry Christmas. MedicalAdmin Dec 2011 #33

Update on uninsurable Lindakimy Feb 2012 #34

Please . . . check the federal pool. Vinca Feb 2012 #35

Information? Lindakimy Mar 2012 #36

Here you go. Good luck. Vinca Mar 2012 #37

Where to start Lindakimy Mar 2012 #38

I just clicked on South Carolina at the link and you're in luck because the feds control it. Vinca Mar 2012 #40

New hook in the fish Lindakimy Mar 2012 #41

That's a big flaw in the law. My neighbors were in the same boat. Vinca Mar 2012 #42

That is exactly what I need - anon223 Oct 2012 #50

Here's what happened when I applied - Vinca Oct 2012 #51

PICIP (Pre-Existing Condition Plan Preybrother Mar 2012 #39

Holding pattern Lindakimy Apr 2012 #43

Spring for the high risk insurance and pray that Obamacare survives the SCOTUS. McCamy Taylor Apr 2012 #45

I am in heart failure. My insurance company dogday Sep 2012 #48

Just saw this and KNOW you can relate. Check it out. Proof that PCIP WORKS! SJohnson5677 Oct 2012 #49

That's great Lindakimy Nov 2012 #52