this kind of thing happens all the time. Face it, insurance company executives would toss their own mothers under a bus as long as the payout could be avoided. Yet, we have no other options but to use insurance entities... well, we could just pay the exorbitant prices I suppose. I still await any other option. The fact that we can choose to be metaphorically raped by insurance, or raped by an out of control medical pricing board is not exactly having options, now is it?