Question about taxes and debt settlement.

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9. Thanks for the responses! I figured as much.

I'm going to check with the settlement company in case they have advice, but I figured that it would somehow be considered income that I'm responsible for. I just didn't want to spend time pursuing it needlessly if there was no point. I thank you all for knowing this and saving me a dig through the giant book of tax instructions to research it.

I understand this was my responsibility, but unfortunately, I didn't receive any kind of notice about it from Citibank or the Settlement company - SC instruction has always been "don't talk to your creditors, let us handle it fully." Likely SCs minor glitch for not notifying me; the IRS letter is the first I've even heard that I owed this. I'll pay it happily for the help and debt forgiveness I've received.

Thanks!