Anybody done their taxes yet??

[Fuddnik]

6. I'm still waiting on a 1099 from Railroad Retirement.

We increased our withholding substantially about 18 months ago, so we should get a pretty big return. The reason we increased it so much, is I thought we'd qualify for a large HCTC (Health Care Tax Credit) two years ago, and it turns out we didn't qualify, so I had to ship the IRS over $3000. Last year we got back $3000.

Should get slightly more this year, but the middle of Feb., our ridiculous Florida homeowners insurance is due. Along with flood insurance. So, kiss that good-bye.