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In the discussion thread: Credit scores and "credit usage" [View all]

Response to Beartracks (Original post)

Mon Oct 14, 2019, 08:28 PM

1. Generally it's revolving debt divided by total available revolving credit

However - most people don't realize that you don't really have a single "score"... or even three scores (one for each credit bureau).

Banks often have their own unique twist on the scoring process that they pay the bureaus to produce for them. So whether they want to look at total credit utilization or that of specific revolving accounts is up to them.

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Arrow 7 replies Author Time Post
Beartracks Oct 2019 OP
LineNew Reply Generally it's revolving debt divided by total available revolving credit
FBaggins Oct 2019 #1
Beartracks Oct 2019 #6
FBaggins Oct 2019 #7
3Hotdogs Oct 2019 #2
customerserviceguy Oct 2019 #4
dixiegrrrrl Oct 2019 #5
customerserviceguy Oct 2019 #3
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