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Mon Oct 14, 2019, 08:04 PM

Credit scores and "credit usage" [View all]

When credit usage is calculated, is it done in aggregate across all credit cards, or on each individual card and then averaged?

That is, is the total of all balances divided into the total of all credit limits to determine the usage percent? Or, is a usage percent calced for each card first and then those individual percentages are averaged?

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Reply Credit scores and "credit usage" [View all]
Beartracks Oct 2019 OP
FBaggins Oct 2019 #1
Beartracks Oct 2019 #6
FBaggins Oct 2019 #7
3Hotdogs Oct 2019 #2
customerserviceguy Oct 2019 #4
dixiegrrrrl Oct 2019 #5
customerserviceguy Oct 2019 #3