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Response to w0nderer (Original post)

Tue Feb 16, 2016, 05:43 PM

90. Despicable.

I'm not sure there is a word in the English language quite foul enough to describe what is going on here. It seems like the system has designed this trap, in which you must graduate college in order to maybe find a decent job. Then, if you can't get one, you naturally end up poor or broke, unable to pay the monthly student loan payments because you're trying to pay for rent, groceries, a car, heat, etc. So the interest grows, indefinitely, maybe you end up in default - and that total debt just keeps growing, maybe some day you'll be lucky enough to keep up with the interest... it will help keep the sharks back, somewhat.

To be arrested though? Men with guns, going to your home, to arrest you, for not paying back a loan you damn well couldn't repay to begin with?

Somehow, I don't think it's just Texas where this kind of crap is happening, or going to be happening, in the near future. Wage garnishments are common enough, the seizure of federal/state returns, social security funds - I don't know about disability or unemployment, but I suspect even there, you likely have to surrender some funds.

This is why I have no intention of ever going back to school - at least, not under the current system. I would love to finish my education and maybe get a decent job some day, or at least learn more about my preferred career choice. I'm already over ten grand in student loan debt though - and that is, for me, up to my eyeballs. I'm struggling to get out of default at the moment... all for one year of school during which I couldn't find anything to pay the bills. Ended up running out of money, moving back in with my parents, losing everything.

Screw it, I'll keep my minimum wage job and stick it out in the trenches with millions of other Americans... the best way to rebuild, is from the bottom up. Increasing the minimum wage, enabling a system which provides for affordable or free necessary education, improving access to healthcare. This is why we need Sanders.

If I had the money, I'd pay off my loans, but I don't - and I certainly don't see that happening any time in the near future, not for me. Bad back, reduced to part time work, for barely minimum wage - and really, not spoiled for options here.

I guess I'm fortunate that no one has pointed a gun in my face or arrested me yet. There ought to be riots in the streets over this.

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