General Discussion

Hoyt

(54,770 posts)

27. If too many circumvent ACA intent, they'll raise the penalty/tax. I think I'd support that.

Reply to 4th law of robotics (Reply #17)

Fri Jun 29, 2012, 12:30 PM

Jun 2012

Especially when there is a public option.

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117 replies

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ACA: What Happens If You Don't Get Insurance, Pay The Penalty Tax, And Then Get Sick? [View all] stopbush Jun 2012 OP

You go in for treatment and don't get any. elleng Jun 2012 #1

If it's cheaper to pay the tax B2G Jun 2012 #10

I don't know for sure, but you probably wouldn't be able to enroll "immediately". Tracer Jun 2012 #39

You're talking about Part D...the prescription drug coverage..Medicare is automatic. shraby Jun 2012 #60

My mistake. I must have been thinking of supplemental insurance. Tracer Jun 2012 #62

Only Part A Sgent Jul 2012 #117

Going to be hard to enroll if you go into a coma some day NNN0LHI Jun 2012 #42

Problem is pipoman Jun 2012 #102

My insurance covers what was negotiated in our union contract NNN0LHI Jun 2012 #112

Presidents, Congress, and the 1% pipoman Jul 2012 #116

Preexisting conditions aren't YET covered for all people. TheWraith Jun 2012 #77

There are enrollment windows in the bill. Ruby the Liberal Jun 2012 #89

You can still go out and get insurance because you can't be excluded.... cbdo2007 Jun 2012 #2

Good question. Downwinder Jun 2012 #3

$695 a year or 2.5% of your income, whichever is higher... snooper2 Jun 2012 #4

So that's about 60 bucks a month 4th law of robotics Jun 2012 #14

I don't understand this "get insurance when you need it" concept snooper2 Jun 2012 #15

No, for traumatic injuries that wouldn't be a good idea 4th law of robotics Jun 2012 #17

If too many circumvent ACA intent, they'll raise the penalty/tax. I think I'd support that. Hoyt Jun 2012 #27

As it stands now it is set up to fail. 4th law of robotics Jun 2012 #90

Certainly those thinking only of themselves won't. Sounds Tbagish to me. Hoyt Jun 2012 #98

Certainly. But if people acted sensibly and in the best interest of everyone we wouldn't need 4th law of robotics Jun 2012 #100

They'll just have to increase penalty because of greedy people. Hoyt Jun 2012 #103

that's pretty slimy, actually. I'm sure that they have a way to stop people from being cheaters. n/t progressivebydesign Jun 2012 #45

That's the whole point of the mandate. BlueCheese Jun 2012 #52

Well I suppose people would never do anything that's "pretty slimy" just for money 4th law of robotics Jun 2012 #86

My state is way ahead of that thinking and suspends your license ancianita Jun 2012 #50

How would that work in this scenario? 4th law of robotics Jun 2012 #87

This is what scares me. Wait Wut Jun 2012 #56

and somewhere in the universe Dokkie Jun 2012 #63

You seriously think that getting sick is... Wait Wut Jun 2012 #75

Yes you can game the system like that. Warren Stupidity Jun 2012 #79

Perhaps, but as it stands it's set up to reward gaming the system 4th law of robotics Jun 2012 #88

I don't get it either. That is whole idea of insurance, you get insurance to doc03 Jun 2012 #43

And I am asking a question here. stopbush Jun 2012 #83

I'n not certain, but..... soccer1 Jun 2012 #101

You pay out of pocket or don't get care........or you buy insurance, which can no longer deny you kestrel91316 Jun 2012 #5

But if the tax works out to 60 bucks per month 4th law of robotics Jun 2012 #16

I'm sure it will make sense to Republicans who are always trying to screw society. Hoyt Jun 2012 #28

.....and the poor and downtrodden especially. kestrel91316 Jun 2012 #49

Fortunately, poor will have subsidies or totally free coverage like Medicaid (with not copays, etc.) Hoyt Jun 2012 #53

Or anyone who can do math 4th law of robotics Jun 2012 #93

Especially if they don't give a rip about society, only their greedy selves. Hoyt Jun 2012 #99

You overestimate people B2G Jun 2012 #107

Some people might do that. It's a flaw in the system if that's the case. kestrel91316 Jun 2012 #48

How does the ACA stop plans like yours? BlueCheese Jun 2012 #55

Wrong. You need to read up on it on the healthcare.gov website. kestrel91316 Jun 2012 #59

According to this analysis from the KFF... BlueCheese Jun 2012 #67

That is NOT "good medical insurance." n/t HALO141 Jun 2012 #66

Actually it sounds like it made things worse 4th law of robotics Jun 2012 #94

you'd be ok with paying $60/mo for nothing? seems financially stupid to me. ellenfl Jun 2012 #111

It's not for nothing 4th law of robotics Jun 2012 #115

I don't understand how this affects folks like me... sunwyn Jun 2012 #6

Go to www.healthcare.gov and find out. sinkingfeeling Jun 2012 #7

It doesn't affect you if your income is below 133% of the poverty level. bornskeptic Jun 2012 #32

Usage of penalty tax Latichever Jun 2012 #8

It doesn't go into a special fund alcibiades_mystery Jun 2012 #9

If you don't have insurance and you "come down with cancer," you go and get insurance, or pay out of alcibiades_mystery Jun 2012 #11

I still don't understand the incentive B2G Jun 2012 #13

Accidents. RagAss Jun 2012 #19

And if the injured can't conver the uninsured expenses B2G Jun 2012 #21

The rest of us pay for it. And that's OK by me for people who have it tough. Not so much with Hoyt Jun 2012 #68

Your risk is medical bankruptcy. Ruby the Liberal Jun 2012 #96

You're absolutely right. BlueCheese Jun 2012 #22

Yes. I think of ACA as "Disease" insurance. RagAss Jun 2012 #25

$7000 a month... what the fuck. Zalatix Jun 2012 #33

That's an annual amount B2G Jun 2012 #34

Ah, misread. Mybad. Zalatix Jun 2012 #46

It isnt much of an incentive. I think they had to try to get it passed as a first step. rhett o rick Jun 2012 #58

You can't 'immediately enroll' Ruby the Liberal Jun 2012 #95

You can be denied for pre-existing until Jan 2014. kestrel91316 Jun 2012 #51

That's going to be the most rational way to go, for many people. Probably there will be seminars Romulox Jun 2012 #12

You bring up an excellent point. BlueCheese Jun 2012 #18

The problem is, it's not B2G Jun 2012 #20

Just responded to you as you were responding to me. BlueCheese Jun 2012 #23

Absolutely n/t B2G Jun 2012 #24

So, they will raise it as soon as they see a lot of people trying to screw the rest of us. Hoyt Jun 2012 #29

Or they will slide it upward on the grease of the for profit "health" insurance industry's bribes, Uncle Joe Jun 2012 #36

Whatever, it's kind of disturbing seeing people already trying to game the system. Hoyt Jun 2012 #47

I think the most gaming of the system will be from people like me. I will retire early kelly1mm Jun 2012 #54

I have always believed the people or entities most able to game any system and get away with it Uncle Joe Jun 2012 #61

"We don't have to be like the friggin greedy corporations." girl gone mad Jun 2012 #70

Problem is, it's not at corporate expense. Those who pay the premiums will have to pay for those who Hoyt Jun 2012 #71

Maybe you should have fought this bill, then. girl gone mad Jun 2012 #74

I'm fine with people who need subsidies. I'm not fine with people who don't screwing the rest of us Hoyt Jun 2012 #76

First off I wanted Single Payer nadinbrzezinski Jun 2012 #106

The current penalty is just the nose of the camel under the tent, it will be increased. Uncle Joe Jun 2012 #26

It should like the insurance cost treestar Jun 2012 #72

Single payer would probably be financed through general taxes... BlueCheese Jun 2012 #84

The SC ruled that the reason the mandate is ok DesMoinesDem Jun 2012 #82

Really? That's interesting. BlueCheese Jun 2012 #85

A smarter way to do it 4th law of robotics Jun 2012 #91

What happens if you simply don't pay the tax? Would your paycheck be garnished? Would they put you patricia92243 Jun 2012 #30

My understanding is that the same consequences apply B2G Jun 2012 #31

No true. Avalux Jun 2012 #35

But it is now an official tax B2G Jun 2012 #41

The law has not changed since it was signed. It was upheld by the SC. Avalux Jun 2012 #44

So you won't even be penalized for not paying this paltry tax? 4th law of robotics Jun 2012 #92

Anyone getting a refund might have it taken out treestar Jun 2012 #73

What about a single-income husband and wife? Comrade_McKenzie Jun 2012 #37

Who knows when they will get sick?? RockaFowler Jun 2012 #38

Under the ACA... BlueCheese Jun 2012 #57

You buy insurance as soon as you suspect you are seriously ill. Laelth Jun 2012 #40

You better believe I'm going with the penalty route.... soc7 Jun 2012 #64

Let me say thanks to you for pocketing the savings at society's expense. Hoyt Jun 2012 #69

But you're not seeing the scope of the problem here. Zalatix Jun 2012 #104

Apparently SW Airlines is run by same greedy people who would game system on the individual side. Hoyt Jun 2012 #108

I'd rather pay for it in taxes, to the Medicare for All program. Here's why. Zalatix Jun 2012 #109

Look, they can't have 20-30% overhead anymore. I want Medicare for all, but we didn't get that. Hoyt Jun 2012 #110

Good luck with that. Warren Stupidity Jun 2012 #80

Better hope you never get sick then. Ruby the Liberal Jun 2012 #97

Being sick would be fine 4th law of robotics Jun 2012 #105

You're Dead Iggy Jun 2012 #65

My appendix burst when I was 24. Zen Democrat Jun 2012 #78

But how long will it take for the insurance to go into affect? prole_for_peace Jun 2012 #81

Why Daninmo Jun 2012 #113

Apply for insurance every year... meaculpa2011 Jun 2012 #114