General Discussion

slackmaster

(60,567 posts)

5. My law firm wanted a retainer of $50,000 to litigate the matter

Reply to coalition_unwilling (Reply #2)

Sat May 26, 2012, 12:37 PM

May 2012

I could sue for actual and punitive damages, but I don't have that kind of money to risk.

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57 replies

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I have an ongoing dispute with Bank of America - Update in reply #57, and it's good news. [View all] slackmaster May 2012 OP

LOL EFerrari May 2012 #1

At the risk of opening a fifth front, might I suggest filing a lawsuit coalition_unwilling May 2012 #2

My law firm wanted a retainer of $50,000 to litigate the matter slackmaster May 2012 #5

Don't lawyers take cases like this on a contingency basis? sabrina 1 May 2012 #30

I might be able to find one, but my provable actual damage is in the $10K - $20K range slackmaster May 2012 #31

I know they like cases that have the potential to make a lot of money, so yes, you probably sabrina 1 May 2012 #32

I really don't care about getting a monetary settlement from Bank of America. I only want one thing: slackmaster May 2012 #33

I understand, and hope you do win without the bother of a lawsuit. sabrina 1 May 2012 #38

Credit Reporting Agencies sunnystarr May 2012 #42

I'm already at that stage. I have a written admission from BofA that they can't produce a copy... slackmaster May 2012 #53

lawyer up Meiko May 2012 #3

You mean your ex did it... deaniac21 May 2012 #4

Maybe. All I know for sure is that I never signed an application for joint revolving credit slackmaster May 2012 #6

me either deaniac21 May 2012 #9

Were you only legally separated or fully divorced when the account was open? freshwest May 2012 #21

BofA claims it was opened while we were married, but they can't prove it because they don't have... slackmaster May 2012 #28

Does your wife say it was was opened after you were married? Did she open it under your last name? freshwest May 2012 #36

They wrote it off and sold the account to a collector on Feb.1. I called the collector. slackmaster May 2012 #37

Then it is simply on the credit record? Is your wife paying as agreed in the bankruptcy? freshwest May 2012 #40

My ex isn't very communicative. I don't know what's up with her finances. slackmaster May 2012 #41

If she isn't paying, and the card was in your name (married or not) you're kind of stuck. freshwest May 2012 #43

The account is "in my name" on BofA's electronic records only, and those cannot be verified slackmaster May 2012 #55

They bought out the bank that held my 6% fixed rate card and without my knowledge raised appleannie1 May 2012 #7

That's messed up slackmaster May 2012 #29

I hate them too and will be happy to assist TBF May 2012 #8

They are crooked and they are evil. Trust. spiderpig May 2012 #10

I'm curious as to why she would have added you on? dkf May 2012 #11

Yes. At that point, she could try to off load the debt and use the account EFerrari May 2012 #14

I have no evidence that my ex did it. Because BofA can't find the credit agreement, it's not... slackmaster May 2012 #20

You're right it doen't mean that she added you. sunnystarr May 2012 #44

The account wasn't even opened at BofA. It's been through at least TWO system conversions. slackmaster May 2012 #56

I feel your pain goclark May 2012 #12

That's exactly what happened to Mr. pig! spiderpig May 2012 #15

Oooo, thanks for bringing up safe deposit boxes. SheilaT May 2012 #26

A hardy SECOND! jimlup May 2012 #13

They and Chase helped push my ex-wife into insolvency slackmaster May 2012 #22

Add your complaint to RipoffReport.com L0oniX May 2012 #16

Credit reporting agencies have an obligation to you/us, re: truth/facts, elleng May 2012 #17

That's exactly what I'm doing. The process is slow and tedious. The Fair Credit Reporting Act... slackmaster May 2012 #24

Of course its not near level, and freedom isn't free, elleng May 2012 #27

Federal Trade Commission --- that's where I believe your complaint should be filed. jerseyjack May 2012 #18

Already done. Also the California AG because BofA failed to comply with a section of our Civil Code slackmaster May 2012 #25

My B o A story. jerseyjack May 2012 #19

glad to help with a kick. FUCK THE CRIMINAL GANG THAT CALLS ITSELF BANK OF AMERICA! HiPointDem May 2012 #23

I am another one who hates Bank of America airplaneman May 2012 #34

Similar thing happened to my son. He Riley18 May 2012 #35

Keep it up! I almost set up my own one-woman picket of the place, myself! countryjake May 2012 #39

There is an easy solution to your problem. GETPLANING May 2012 #45

+1 n/t MrsBrady May 2012 #47

To sue in small claims court, you have to prove you suffered $$$ loss. jerseyjack May 2012 #49

I just had a similar BOA experience. DontTreadOnMe May 2012 #46

Just ading my two cents meeksgeek May 2012 #48

Washed my hands of the criminal enterprise years ago. Local credit union is the way to go. geckosfeet May 2012 #50

I learned them to be crooks 40 years ago as a young teenager nolabels May 2012 #51

My first encounter with BofA was in 1976. I walked into a branch to cash a personal check... slackmaster May 2012 #54

I have never intentionally opened any kind of account at BofA. They already had a bad reputation... slackmaster May 2012 #52

UPDATE on my dispute with BofA, 6/5/2012 - Equifax has removed all derogatory information slackmaster Jun 2012 #57