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Since we're cursing, are you really somehow bitching about the Affordable Healthcare Act???? NYC_SKP Feb 2014 #1
I think the problem is beer, not beef. DURHAM D Feb 2014 #2
Good Cha Feb 2014 #43
the links and stats are in the ACA language frwrfpos Feb 2014 #4
You would do well to be specific in your Original Post (OP) rather than expect us to do the research NYC_SKP Feb 2014 #6
Nonsense. Ms. Toad Feb 2014 #25
Exactly, that is the way it always has been with insurance lostincalifornia Feb 2014 #54
Expenses are recorded in the year incurred joeglow3 Feb 2014 #34
COBRA is for unemployed people frwrfpos Feb 2014 #17
Have you even looked into an ACA plan? If you take home $1088/month your plan will be almost free. NYC_SKP Feb 2014 #22
I did look itno in very extensively. I take home around 1200 a month frwrfpos Feb 2014 #29
So, about 1.5 days of work to pay that expense? Super! What did you pay before? NYC_SKP Feb 2014 #33
If you take home 1200 a month you qualify for the subsidy, heck, you might qualify for the Medicaid lostincalifornia Feb 2014 #57
about the same as my daughter OKNancy Feb 2014 #80
I'm sorry, truly I am. We have tried to point out how this legislation effects the poorest sabrina 1 Feb 2014 #27
+1 Unkind remarks aren't helpful. NYC_SKP Feb 2014 #37
People who had no coverage because they could not afford it, and no, we were not, as sabrina 1 Feb 2014 #44
do you live in a state that didn't expand Medicaid? VanillaRhapsody Feb 2014 #69
My fight is to pay the most important bills which are increasing each and every day. sabrina 1 Feb 2014 #72
YOUR fight is with YOUR governor.... VanillaRhapsody Feb 2014 #92
Thanks for your understanding of the poor who actually don't need sabrina 1 Feb 2014 #100
... progressoid Feb 2014 #104
What you NEED to do is focus on what CAN help you....not just complaining about OBAMA! VanillaRhapsody Feb 2014 #114
NY has accepted expanded Medicaid, so anyone with income that low should be benefiting greatly. n/t pnwmom Feb 2014 #111
Exactly...some on DU just like pissing and moaning about Obama though... VanillaRhapsody Feb 2014 #115
Aaaand the pony rears its ugly head. WorseBeforeBetter Feb 2014 #113
thats not my reply....that is HERS! VanillaRhapsody Feb 2014 #116
Here's how your messages come across... WorseBeforeBetter Feb 2014 #118
Yes in fact she IS.....She is Anti-Obama AND anti-ACA.... VanillaRhapsody Feb 2014 #119
1x... WorseBeforeBetter Feb 2014 #127
Yes in fact she IS.....She is Anti-Obama AND anti-ACA.... VanillaRhapsody Feb 2014 #119
2x... WorseBeforeBetter Feb 2014 #128
Yes in fact she IS.....She is Anti-Obama AND anti-ACA.... VanillaRhapsody Feb 2014 #119
I can typing 3x! WorseBeforeBetter Feb 2014 #124
then what is your major malfunction....that is what I SAID! VanillaRhapsody Feb 2014 #126
ROFL! SammyWinstonJack Feb 2014 #123
Careful... you'll be accused of "not fooling anyone." WorseBeforeBetter Feb 2014 #125
Yes that would be the Hate Obama and everything he does Club... VanillaRhapsody Feb 2014 #129
Congratulations on having always been healthy. You are deluding yourself if you think pnwmom Feb 2014 #110
She will forgo it if it means she can complain about Pres. Obama causing her problems... VanillaRhapsody Feb 2014 #117
I'm afraid you just don't understand. Let me put it this way, the working poor sabrina 1 Feb 2014 #130
I helped a young woman who is a member of the "working poor" sign up for Medicaid. pnwmom Feb 2014 #132
There are people who are worse off Ms. Toad Feb 2014 #45
Young and healthy people who "never need care" are, indeed, not better off. NYC_SKP Feb 2014 #46
Agreed. n/t Ms. Toad Feb 2014 #59
young means poor, but screw them right? Older affluent folks need their money. nt Demo_Chris Feb 2014 #91
How do you figure? I mean that's the model for social security. NYC_SKP Feb 2014 #93
The ACA specifically says you will not be fined if the premium of the bronze plan exceeds 8% of your lostincalifornia Feb 2014 #58
There is no actual penalty to not getting insurance unless you get a tax refund, JaneyVee Feb 2014 #99
Well, that doesn't help someone who earns $15, 000 or more. Their tax return, if they sabrina 1 Feb 2014 #101
This person isn't giving the facts. It is not mean to correct mistakes that could hurt this person. pnwmom Feb 2014 #108
I'm envisioning a place where when someone is sick, they go to the doctor/hospital sabrina 1 Feb 2014 #131
The ACA is making it possible for Vermont to expand clinics pnwmom Feb 2014 #133
Post removed Post removed Feb 2014 #3
This simply isn't true. missingthebigdog Feb 2014 #5
yes, it is true. frwrfpos Feb 2014 #7
I don't have time to educate you on this. missingthebigdog Feb 2014 #9
You are correct. In addition, the yearly physical is NOT subject to the deductible, and based on lostincalifornia Feb 2014 #60
Calm the heck down!! bravenak Feb 2014 #8
Im not buying the shit insurance and Im not paying to be poor frwrfpos Feb 2014 #10
OK, good, so don't. Lex Feb 2014 #11
yes I do make enough to be fined frwrfpos Feb 2014 #13
If one makes enough to qualify for Medicaid, then the penalty is waived. Lex Feb 2014 #14
10 dollars an hour does not qualify me for medicaid frwrfpos Feb 2014 #15
So how much is your monthly premium? Lex Feb 2014 #16
it would have been 90 a month frwrfpos Feb 2014 #20
There are lots of exemptions at this link Lex Feb 2014 #23
Then tell what state are you from. I would like to plug in the figures myself to verify lostincalifornia Feb 2014 #65
Nope. jeff47 Feb 2014 #28
wrong frwrfpos Feb 2014 #32
Reading. You should try it. jeff47 Feb 2014 #36
It's really nice, and I mean that, that you are in a position where your every thought sabrina 1 Feb 2014 #70
If you don't recognize this as a progressive democratic forum anymore, TexasTowelie Feb 2014 #76
I feel much the same way and I'm still here Fumesucker Feb 2014 #78
I feel very welcome here but thanks for your concern. Sorry, we haven't met before sabrina 1 Feb 2014 #94
First, let me introduce myself to you. TexasTowelie Feb 2014 #96
I believe you suggested that I should leave DU suggesting that I did not 'feel welcome' here. sabrina 1 Feb 2014 #97
And I apologize for making the suggestion that you leave DU, but it seems that you were discontent TexasTowelie Feb 2014 #103
No problem. I understand trying to make the best of what we got. sabrina 1 Feb 2014 #109
That's why they set up the navigator program jeff47 Feb 2014 #84
No, anyone that would've qualified for Medicaid, but can't because of their state, is exempt. phleshdef Feb 2014 #49
Don't pay the fine. bravenak Feb 2014 #12
Even with 18k a year income the bronze plans are fully paid by the gov. Sunlei Feb 2014 #53
I put your numbers into the calculator and in California you qualify for Medicaid, so I do not know lostincalifornia Feb 2014 #61
What's your State? Here in Oregon, you would qualify for the Oregon Health Plan Bluenorthwest Feb 2014 #87
You are wrong. I DARE YOU to speak to an ACA navigator and get the actual numbers in your case. pnwmom Feb 2014 #106
This is absolutely false. Ms. Toad Feb 2014 #18
That is incorrect frwrfpos Feb 2014 #24
No, she's right. jeff47 Feb 2014 #30
I think you need to spend some time reading how the plans work joeglow3 Feb 2014 #31
I happen to be an attorney, well versed in this particular law - Ms. Toad Feb 2014 #40
I believe that a couple of corrections might be in order. TexasTowelie Feb 2014 #74
I was crunching numbers too late at night Ms. Toad Feb 2014 #77
the reason to choose the bronze plan Ms. Toad Feb 2014 #79
It's very simple: you have no idea what you're talking about alcibiades_mystery Feb 2014 #41
You couldn't be more wrong. Its insurance, not a friggin credit line. phleshdef Feb 2014 #51
What state are you in? In California you qualify for Medicaid. Provide the link to your state's lostincalifornia Feb 2014 #62
She is correct and you're wrong. Call the ACA, speak to a navigator there, pnwmom Feb 2014 #112
The key word is "incurred". TexasTowelie Feb 2014 #26
The OP seems to be missing experience with insurance, Ms. Toad Feb 2014 #42
I also knew the OP was wrong immediately, TexasTowelie Feb 2014 #47
That's why it has been so easy to lie about it Ms. Toad Feb 2014 #52
Yes, I agree. TexasTowelie Feb 2014 #75
Tick tock tick tock Pretzel_Warrior Feb 2014 #19
You're confused about several things, both what 60/40 means and what OOP/deductibles are Recursion Feb 2014 #21
Unfortunately, many of the marketplace plans are odd Ms. Toad Feb 2014 #48
Weird, though I guess that's like the old "catastrophic plan" idea Recursion Feb 2014 #50
Basically, Ms. Toad Feb 2014 #56
Ms Toad... I must say.... MysticHuman Feb 2014 #73
I hope it helps others - Ms. Toad Feb 2014 #85
That certainly would explain things... MysticHuman Feb 2014 #102
I am hoping that once people get used to have better access to health care Ms. Toad Feb 2014 #122
However, there is a minimum requirement lostincalifornia Feb 2014 #67
I'm not following you. Ms. Toad Feb 2014 #68
Didn't word it right. A minimum basic standard of coverage. For example all the policies under lostincalifornia Feb 2014 #71
Got it! Thanks for the clarification. n/t Ms. Toad Feb 2014 #86
So your claim is the Hospital/Nursing home will break federal law? jeff47 Feb 2014 #35
Too Bad for You davekriss Feb 2014 #38
Then get a silver or a gold plan bluestateguy Feb 2014 #39
I do not know if you're a troll or just dumb, but you are 100% wrong krawhitham Feb 2014 #55
It could be just pure flame bait, because the numbers do not make sense, and it a most states lostincalifornia Feb 2014 #63
Meh...I don't think the OP understands insurance and I think folks keep conflating TheKentuckian Feb 2014 #81
Actually it is Modified adjusted Gross. A subtle, but sometimes, significant point. I do not think lostincalifornia Feb 2014 #82
It's a dead ender who is in denial Pretzel_Warrior Feb 2014 #66
The poster attacked LGBT people for boycotting the Olympics, called it 'red baiting' Bluenorthwest Feb 2014 #89
Your negative publicity flops. Millions including young, healthy Pretzel_Warrior Feb 2014 #64
Not right. Insurance can be difficult to understand. Let me try. uppityperson Feb 2014 #83
I don't know if you are making this up Dorian Gray Feb 2014 #88
Lalo describes this perfectly: FSogol Feb 2014 #90
I can certainly understand your concern postatomic Feb 2014 #95
Our current health insurance situation sucks. NCTraveler Feb 2014 #98
Ms. Toad had a great post about this yesterday that included info you left out. pnwmom Feb 2014 #105
Simply not true for the same incident of care. Now if you get readmitted to a hospital every year, Hoyt Feb 2014 #107
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