General Discussion
In reply to the discussion: Solution for those who do not want to purchase health care insurance... [View all]Ms. Toad
(34,060 posts)I just get really aggravated when we shoot ourselves in the foot.
I know it isn't perfect - but we need to give it a chance, so more people understand the benefit of having better access to health care so we can move toward a better, more equitable and complete, solution. I've been waiting for 4 years for this implementation, which will help so many.
There are those who will be hurt by it - younger folks, to start, and because the out of pocket maxes are so high for the lower premiums, people with chronic illnesses will not be helped as much as I had hoped. Our costs go from ~ $22,000 a year (which has been paid by my employer) to $8900 (or more) this year out of pocket because prescriptions are uncapped due to the delayed implementation & $6000 for each and every year from now on (adjusted upward for inflation, I am sure) - because we are billed ~$65,000 a year every for care. Those high deductibles and out of pocket maxes are manageable (in the way an occasional car purchase is manageable) when they only happen once a year. But when they happen every year...Ugh.