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DallasNE

(7,402 posts)

34. The Purpose Of The Affordable Care Act Is To Provide Affordable Health Insurance Options

Thu Sep 26, 2013, 01:23 AM

Sep 2013

To those that do not currently have health insurance so by design "that leaves a lot out". Keep in mind that today there is a lot of health care for which the providers are not paid so they are allowed to overcharge insurance companies and Medicare to make up for that loss. With a lot of people now having insurance for the first time the amount of this free care will drop and that means the providers will be lowering prices as a result and that means that insurance companies will also be lowering what they charge and that will impact all of those that already have insurance so the "leaves a lot out" is only partially true. Think not, even with the limited portion of ACA that has been implemented some insurance companies have been issuing refund checks for overcharging on premiums and that is a win-win situation.

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New Report: For 95% Of Americans, Obamacare Will Cost Much Less Than Expected [View all] Triana Sep 2013 OP

That's not saying much, that the cost will be less than they estimated. dkf Sep 2013 #1

There is a reason they are called estimates. n/t Gore1FL Sep 2013 #2

Read 56% of the 41 million uninsured could pay $100 or less because of the subsidies flpoljunkie Sep 2013 #23

And better that the estimates were a bit high. SheilaT Sep 2013 #4

The estimates were originally constructed in 2010 based off of probably 2008 data. Zynx Sep 2013 #11

It's a sign that the ACA is working to keep costs down, not to raise them as the opponents insist. pnwmom Sep 2013 #40

Not 95% of Americans. 95% of uninsured Americans. That's a much smaller pool. jtuck004 Sep 2013 #3

Why are you trying to hurt Obama with your facts? nxylas Sep 2013 #5

In theory getting everyone covered will lower costs. joshcryer Sep 2013 #6

I'm a bit worried zipplewrath Sep 2013 #15

That's worth watching. I have never seen a company whose model didn't include revenue growth, jtuck004 Sep 2013 #16

Almost half of the uninsured are young and healthy. joshcryer Sep 2013 #29

like my beloved son riverbendviewgal Sep 2013 #31

actually, when I was seriously ill I paid out of pocket. magical thyme Sep 2013 #18

The Purpose Of The Affordable Care Act Is To Provide Affordable Health Insurance Options DallasNE Sep 2013 #34

Wtf does that have to do with a dishonest headline? I don't have a problem with the ACA - I take jtuck004 Sep 2013 #35

DU Rules Dictate That Articles Used For Posting Must Use The Same Title As The Original Article DallasNE Sep 2013 #36

There is no evidence other than magical thinking which supports the idea that the ACA is in any way jtuck004 Sep 2013 #37

a question azurnoir Sep 2013 #7

Those high-deductible plans, ones which, for example, you would be out of pocket $10K jtuck004 Sep 2013 #8

High dedictable plans will be gone Travis_0004 Sep 2013 #9

"I also have over 6k in a HSA" that 6k ain't free money. Warren Stupidity Sep 2013 #10

And if ongoing care continues into next year, Lars39 Sep 2013 #12

I'm not out 6k at all Travis_0004 Sep 2013 #24

It's not about saving you money. It's about charging you to pay for insurance for jtuck004 Sep 2013 #17

I also have a high deductible plan Coyote_Bandit Sep 2013 #33

Individuals up to 30 will also have option of buying cheaper catastrophic coverage outside exchanges flpoljunkie Sep 2013 #13

Thanks that's one point but perhaps I should be more exacting azurnoir Sep 2013 #21

There are some requirements for them, avoided by many until 2015, but jtuck004 Sep 2013 #28

Real world data is showing otherwise... even for me... ReverendDeuce Sep 2013 #14

K and R thanks for posting nt Stuart G Sep 2013 #19

love the avg number that came out around $300 per person PatrynXX Sep 2013 #20

And that just pisses some people off to no end! Rex Sep 2013 #22

if people are truly concerned hopemountain Sep 2013 #25

Wyoming and Alaska are the two states where it will cost more, Blue_In_AK Sep 2013 #26

Excellent gopiscrap Sep 2013 #27

Reference::: 2011 Average was $183 with $3K deductible grahamhgreen Sep 2013 #30

K & R Scurrilous Sep 2013 #32

Just curious, who is the 5% whose rates will either stay the same or go up? nt Javaman Sep 2013 #38

Hmm davidthegnome Sep 2013 #39

I hate to say this thefool_wa Sep 2013 #41