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DU Home » Latest Threads » Forums & Groups » Main » General Discussion (Forum) » How an additional $1,000 ... » Reply #60

Response to antigop (Reply #50)

Sun May 26, 2013, 09:12 PM

60. Not only have you pointed out

"$1026 per month IS NOT "AFFORDABLE" for a $63,000 income"

...that the age of the couple is a factor (http://www.democraticunderground.com/?com=view_post&forum=1002&pid=2905873), but you're ignoring a key point stated at the OP link:

Note: This calculator shows expected spending for families and individuals eligible to purchase coverage through Covered California under the Affordable Care Act. Under the law, maximum contributions to premiums will be based on modified adjusted gross income, while estimates in this calculator are based on the annual income entered by the user. The premiums in this calculator reflect estimates for Covered California silver plans.

It also doesn't reflect premium caps.
In fact, if you enter a couple aged 45 or 40 with the same income, you get completely different premiums, $664 and 588 respectively.

Still, based on modified adjusted gross income, the case couple in the OP would see likely pay a much lower premium.

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antigop May 2013 OP
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