General Discussion

stopbush

(24,677 posts)

45. You may be right. I heard things second hand from my wife.

Fri Apr 19, 2013, 01:28 AM

Apr 2013

It could be that he had opted not to take a COBRA, got the bad diagnosis and thought that was the end because he now had a preexisting condition. But you get 45 days to accept the COBRA. You pay the premiums backdated to the day it would have started. As long as he was within that window, he could get insurance. That would qualify as having uninterrupted insurance coverage.

Beyond that, most health care plans cannot impose a pre-existing clause as long as you don't have over 61 consecutive days of not having insurance while between policies.

I think that maybe my wife mentioning Obamacare got them off their butts and making some phone calls to health providers or maybe his ex-company's HR department to discuss options, and that they found out that they did have options besides financial ruin.

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Fancy That - Some RW Friends Of Ours Are Suddenly Supporters Of Obamacare [View all] stopbush Apr 2013 OP

I hope they relay that message to their other RW friends! napi21 Apr 2013 #1

forget about the relay! let's hope they remember the help when times get better. eom ellenfl Apr 2013 #25

They won't. When it comes down to their turn in trouble, it's "I earned it!" Ikonoklast Apr 2013 #60

I guess they haven't had to face the death panels yet. wryter2000 Apr 2013 #2

Lack of something most of us take for granted - empathy for people you don't know. AAO Apr 2013 #6

The sad thing is there are so many people like them wryter2000 Apr 2013 #13

I really believe it's as simple as that AAO Apr 2013 #28

I agree. nt laundry_queen Apr 2013 #46

With pain The Wizard Apr 2013 #48

Nothing new here, but I wonder if that will mercymechap Apr 2013 #3

Reeducation camps may be needed if this gets out of hand. AAO Apr 2013 #29

Yes, they will feel that they are deserving, and others are moochers -- we had next-door Nay Apr 2013 #58

I thought no turn-down for PE conditions starts Jan 2014? thesquanderer Apr 2013 #4

Same here. nt City Lights Apr 2013 #8

I don't think so. We have a member here with cancer who was kept on because of the ACA last year. freshwest Apr 2013 #21

You are correct, for adults. bvar22 Apr 2013 #11

For people up to incomes of $88K, there are tax credits pnwmom Apr 2013 #49

You can keep the SAME coverage under COBRA, for a limited period of time. Bette Noir Apr 2013 #42

Next year the tax credits will reduce payments for people with incomes up to $88K. n/t pnwmom Apr 2013 #50

You may be right. I heard things second hand from my wife. stopbush Apr 2013 #45

How can he afford insurance if he lost his job? leftstreet Apr 2013 #5

If things are desperate after termination, mwooldri Apr 2013 #37

How can anyone afford a COBRA if you're out of work? stopbush Apr 2013 #56

Tell her luck had nothing to do with it Gman Apr 2013 #7

Definitely. Do it gently, but seems to me a teachable moment has arrived. calimary Apr 2013 #9

Well said. For those who are big on private everything, I've let them know that in such systems as freshwest Apr 2013 #22

Let them know that we voted for Obama because we love our country.... Swamp Lover Apr 2013 #10

the thing is... SemperEadem Apr 2013 #12

I know someone (elderly now) who refused to pay her yearly fair share... lexw Apr 2013 #14

Don't mean to insult your friends Downtown Hound Apr 2013 #15

CORRECT Skittles Apr 2013 #20

Colbert's Law strikes again Jack Rabbit Apr 2013 #16

I hope they did get insurance. But I'm not so sure about this. BlueStreak Apr 2013 #17

I think you're right TxDemChem Apr 2013 #24

Unfortunately, the federal pre-existing condition program created by the ACA Tanuki Apr 2013 #27

Egads !! I didn't know that BlueStreak Apr 2013 #38

"why has it been suspended" - 'because it's too expensive.' closeupready Apr 2013 #57

I know someone who STILL rails against all things "Liberal",... Spitfire of ATJ Apr 2013 #18

Good for them. DeSwiss Apr 2013 #19

Sad thing is this is how it always goes. I hope you remind her that dems feel we want southernyankeebelle Apr 2013 #23

Old joke zipplewrath Apr 2013 #26

Health care really is the key BlueStreak Apr 2013 #39

Fancy that. n/t Flying Squirrel Apr 2013 #30

My rightwing Dad sure loves his Medicare! He doesn't think of it as a "govt entitlement" Honeycombe8 Apr 2013 #31

Under Obama care you'll get insurance... Mr.Pain Apr 2013 #32

Not flaming, and you are making valid points ... Kennah Apr 2013 #33

I used to think that insurance was a socialist ideal. Mr.Pain Apr 2013 #34

Not surprised at all that repugs like for-profit health insurance just1voice Apr 2013 #35

I am so fucking sick and tired of people like this. SheilaT Apr 2013 #36

Now if your friends could only grasp one level better mick063 Apr 2013 #40

+1 area51 Apr 2013 #51

Having been diagnosed with a terminal condition, juajen Apr 2013 #41

The waiting period is two years. Bette Noir Apr 2013 #43

Interesting how that happens, eh? tex-wyo-dem Apr 2013 #44

Imagine everyone being covered always, imagine Medicare for all. grahamhgreen Apr 2013 #47

Like they say "There's no atheists in foxholes" freeridemro Apr 2013 #52

Let me guess--despite it all, they will still vote Republican DFW Apr 2013 #53

the usual republican reaction, "It only matters when it happens to me" Javaman Apr 2013 #54

you nailed it SHRED Apr 2013 #55

THAT is awesome NoMoreWarNow Apr 2013 #59

Losing insurance DissidentVoice Apr 2013 #61