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FirstLight

(13,352 posts)
74. yep
Sun Feb 17, 2013, 10:21 PM
Feb 2013


i think the WHOLE SYSTEM is Jacked personally, so yeah...I don't usually prefer to play, unless I need to do something important **like access funds** and then I remember why I hate this shit to begin with!!!
That's pretty awful LiberalEsto Feb 2013 #1
This sucks! Kookaburra Feb 2013 #2
Its only getting worse Ruby the Liberal Feb 2013 #3
And not coincidentally at all, The USPS used to offer just this kind of service. Egalitarian Thug Feb 2013 #4
The overdrafting penalties should be much smaller. OceanEcosystem Feb 2013 #5
Many banks have sweep arrangements Ruby the Liberal Feb 2013 #17
Banks go out of their way to charge you the maximum penalty starroute Feb 2013 #57
+1000 FirstLight Feb 2013 #65
I have info...be back in a minute to type it out... OneGrassRoot Feb 2013 #6
HERE IS THE RESOLUTION: OneGrassRoot Feb 2013 #28
Indeed...good for us all to know for future reference Dont_Bogart_the_Pretzel Feb 2013 #63
no local credit unions FirstLight Feb 2013 #7
When I joined the credit union I joined, many moons ago.... whistler162 Feb 2013 #23
My credit union charges $5 LiberalEsto Feb 2013 #46
some credit unions have "ties to XXX" rules to join. mwooldri Feb 2013 #38
Mine requires a $5 balance to open and maintain an account. jeff47 Feb 2013 #39
Message auto-removed i am me. i am free. Feb 2013 #60
this is a good argument for Postal Banking Enrique Feb 2013 #8
things to consider quinnox Feb 2013 #9
If you need a person, it is $8.95, IIRC Ruby the Liberal Feb 2013 #14
that's correct, if you have to go in and use a teller, then you have to pay quinnox Feb 2013 #20
Imagine SocSec, then. longship Feb 2013 #10
my bank waives all fees if you have direct deposit dlwickham Feb 2013 #42
Social Security has their own debit card now. richmwill Feb 2013 #78
Well, I was lucky to get a local banker which has good policies. longship Feb 2013 #79
It's all moving to paperless online banking where you pay all your paperless bills. L0oniX Feb 2013 #11
Still, some places charge a convenience fee for online payments. BadgerKid Feb 2013 #54
Actually ...the move is on to charge you more if you want a paper bill via snail mail. n/t L0oniX Feb 2013 #55
Those payday lenders and rent-to-own stores --- madamesilverspurs Feb 2013 #12
WHY FirstLight Feb 2013 #13
Well if all fails cash your paycheck at WalMart for $3.00. I would also get money orders southernyankeebelle Feb 2013 #15
no paycheck to cash... FirstLight Feb 2013 #19
yep southernyankeebelle Feb 2013 #33
Overdraft has changed to an opt-in program tammywammy Feb 2013 #16
Get a FREE AccountNow card auto1969 Feb 2013 #18
Thanks for this. n/t OneGrassRoot Feb 2013 #21
Sorry, this is bullshit... OneMoreDemocrat Feb 2013 #22
maybe you have no idea what you speak of FirstLight Feb 2013 #24
I am probably more destitute than you are duffyduff Feb 2013 #26
There's at least one in every crowd arikara Feb 2013 #29
Yeah, I wasn't sure where the OP got that from. OceanEcosystem Feb 2013 #30
Message auto-removed i am me. i am free. Feb 2013 #53
maybe you don't Enrique Feb 2013 #47
Your republican is showing. nt awoke_in_2003 Feb 2013 #50
you are wrong Viva_La_Revolution Feb 2013 #75
You are only charged an overdraft fee if you overdraft your account. That has nothing to do with RB TexLa Feb 2013 #25
how to explain FirstLight Feb 2013 #27
No, it is easy to not screw up, it's simple addition and subtraction. Cash withdrawals may be RB TexLa Feb 2013 #32
Message auto-removed i am me. i am free. Feb 2013 #56
Message auto-removed i am me. i am free. Feb 2013 #51
Except for the banks which process transactions out of order to gain overdraft fines Posteritatis Feb 2013 #37
That was changed in one of the recent reform bills jeff47 Feb 2013 #41
That's fantastic and way overdue. (nt) Posteritatis Feb 2013 #48
exactly! FirstLight Feb 2013 #44
K & R !!! WillyT Feb 2013 #31
there is a relatively new alternative grasswire Feb 2013 #34
Another DUer with a Wishlist post uses that... OneGrassRoot Feb 2013 #35
Message auto-removed i am me. i am free. Feb 2013 #58
Could you find a credit union? we can do it Feb 2013 #36
You know what...I'm not even all that desirous to PLAY the Money Game anyway FirstLight Feb 2013 #40
At age 18, I went to the (small town, not big chain) bank... bobclark86 Feb 2013 #43
I think the Post Office should be allowed to open a no fee full reserve banking system... hunter Feb 2013 #45
Have You Seen THIS: WillyT Feb 2013 #49
agree with the banking, did find if you are a veteran chase opens accounts for free MsFlorida Feb 2013 #52
There are also damn few banks in poorer neighborhoods. MADem Feb 2013 #59
have you ever thought of a pre paid visa card? notadmblnd Feb 2013 #61
maybe this will help - it is not free and hollysmom Feb 2013 #62
pre paid visas don't work... FirstLight Feb 2013 #64
If you dead-stop can't open a bank account, Sen. Walter Sobchak Feb 2013 #66
Equifax, actually FirstLight Feb 2013 #67
I don't think Equifax does check verification Sen. Walter Sobchak Feb 2013 #68
well, two ex-husbands jacked THAT reputation... FirstLight Feb 2013 #69
ChexSystems isn't a credit report in a conventional sense, Sen. Walter Sobchak Feb 2013 #71
that's fine FirstLight Feb 2013 #73
** Seriously though, do you see this as a cultural/class issue? FirstLight Feb 2013 #70
Been there, done that, got the lifetime of bad credit trophy. killbotfactory Feb 2013 #72
yep FirstLight Feb 2013 #74
In some places you go to jail for writing bad checks. Socal31 Feb 2013 #76
The minimum balance IS the alternative to credit. JVS Feb 2013 #77
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