General Discussion
In reply to the discussion: My flu shot experience [View all]csziggy
(34,120 posts)Their system is designed to make it hard to get benefits so they pay as little as possible.
I ended up paying over $300 for my shingles vaccination because my doctor's group is "not in network" and I also paid the full price for my wellness exam including my bloodwork, mammogram, and bone scan for the same reason - even though under the ACA, wellness exams are supposed to be fully covered. According to CIGNA, that only counts if I got to one of their in-network doctors.
I've been using this doctor for years before the company my husband works for switched to CIGNA. No other insurance company was such a PITA about continuing with our selected physicians.
Same with the orthopedic group I have had working on my body since 1993 - they are not in-network, so I have to pay significantly more. This is one of the best orthopedic groups in the SE. I am not going to switch to one of the orthopedic doctors CIGNA does accept in-network - they have worse records and are not as well respected. CIGNA tried to get me to do that before my knee replacements but the surgeon they recommended had a very bad record - not someone I want messing around with my joints!
FUCK CIGNA!