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ProSense

(116,464 posts)

2. These are

Reply to bvar22 (Reply #1)

Wed Nov 28, 2012, 09:02 PM

Nov 2012

"As of yet, the 'two nationwide health insurance plans to be operated under contract with the federal government and offered to consumers in every state' (your 2nd excerpt) are speculation & promise, much like the Public Option."

...actually in the law, not speculation. They are being set up in conjunction with the exchanges.

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Out-of-pocket caps will help put the brakes on higher health plan costs [View all] ProSense Nov 2012 OP

Thank You for this information. bvar22 Nov 2012 #1

These are ProSense Nov 2012 #2

Excellent info! NashvilleLefty Nov 2012 #3

You're welcome. ProSense Nov 2012 #4

So, for Bronze level, the lowest, the deductible will be $3,000 and morningfog Nov 2012 #5

No ProSense Nov 2012 #6

So $5,950 is the cap, including the cost of the plan, deductibles and copays? morningfog Nov 2012 #7

From the OP: ProSense Nov 2012 #8

Great. Thanks. morningfog Nov 2012 #9

Premiums are separate, just like insurance now. You pay your premiums TheKentuckian Nov 2012 #35

No, premiums aren't 'shared costs' leftstreet Nov 2012 #11

Well, goddamn, which is it. I can't get a straight answer on this. morningfog Nov 2012 #12

The straight answer: Deductibles aren't premiums either. ProSense Nov 2012 #13

LOL n/t leftstreet Nov 2012 #16

Deductibles aren't premiums, they're deductibles? morningfog Nov 2012 #17

That's right. It was extremely clear. ProSense Nov 2012 #24

Yes, you have it right n/t leftstreet Nov 2012 #15

Thank you. I finally got to the answer. morningfog Nov 2012 #18

+1 for your perseverance leftstreet Nov 2012 #20

This bit ProSense Nov 2012 #22

Thx for stalking me, but I don't see your point n/t leftstreet Nov 2012 #23

Oh please, ProSense Nov 2012 #25

Bookmarking for reading tomorrow riderinthestorm Nov 2012 #10

K&R. Thank goodness! Overseas Nov 2012 #14

I don't read that to mean the $4,950 would include premiums Fumesucker Nov 2012 #19

You are correct. The link from the OP starts: morningfog Nov 2012 #21

Someone posted a 19th century translation of some Ovid in an OP the other day Fumesucker Nov 2012 #26

But with a cap of $5,950 (single coverage) many people will still not be able to afford care dflprincess Nov 2012 #27

Not everyone will hit the cap, and ProSense Nov 2012 #28

And a screening test does you no good if you cannot afford any follow up you might need dflprincess Nov 2012 #29

But that was before the ACA kicked in. n/t ProSense Nov 2012 #30

No, it continues dflprincess Nov 2012 #36

I dont get it libtodeath Nov 2012 #31

Deductibles, co-pays and co-insurance are not new. ProSense Nov 2012 #32

So in other words here is something not as bad libtodeath Nov 2012 #33

That's sure what it sounds like to me, too. forestpath Nov 2012 #34