General Discussion

Patiod

(11,816 posts)

28. Have you thought about an HSA?

Wed Nov 21, 2012, 02:11 PM

Nov 2012

My SO and I are in good health, and I pay $200 for me (age 52) and $179 for him (he's a smoker and 50).

We get almost nothing for this but we are protected from catastrophe, and from losing the house if there is a huge medical bill.

Also, the $5000 we have in the account rolls over each year, and we feel better about that than we do about paying insane amounts for insurance each month and getting very little for it.

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I went to the walk-in clinic with chest pain yesterday [View all] Flying Squirrel Nov 2012 OP

I agree and really want to know the details flamingdem Nov 2012 #1

AND....????? MADem Nov 2012 #2

Just a muscle strain apparently Flying Squirrel Nov 2012 #7

isnt it something. do i go, do i not. is it really something. wont i feel like a fool seabeyond Nov 2012 #14

Thank goodness--take care of yourself, now! nt MADem Nov 2012 #24

Are you on medication for the BP? Many of them are only $4.00 per month and 1monster Nov 2012 #34

Glad it wasn't anything serious. Liberal_in_LA Nov 2012 #35

I hope you stay healthy. Good luck! hrmjustin Nov 2012 #3

So...What The Hell Happened???? WiffenPoof Nov 2012 #4

It was just a muscle strain apparently Flying Squirrel Nov 2012 #6

OK. Is your high blood pressure under control? If not, why not? Care Acutely Nov 2012 #10

Sounds like Costochondritis. phleshdef Nov 2012 #13

if it's "reproducible" it's usually muscle riverwalker Nov 2012 #26

If you hadn't had the $108.00 would they let you just have a heart attack? Lint Head Nov 2012 #5

He would have gone to the emergency room lunatica Nov 2012 #19

So, reading your OP made me want to look up the current thinking on the public option... Fridays Child Nov 2012 #8

You did the right thing to have it checked out MiniMe Nov 2012 #9

Well I hope you are ok! LittlestStar Nov 2012 #11

I'm relieved it was only a muscle strain...... CaliforniaPeggy Nov 2012 #12

Go to a "community health center" in your area, grahamhgreen Nov 2012 #15

Community Health Centers pre-date "ObamaCare". bvar22 Nov 2012 #18

"expand community health centers and double the number of patients " ProSense Nov 2012 #36

Many are under the impression that the Affordable Care Act created Community Health Centers, bvar22 Nov 2012 #38

Clinic or ER? ragulli Nov 2012 #16

What kind of clinic did you go to? The only clinics I've seen here in Dallas` Honeycombe8 Nov 2012 #20

I'm glad you are OK. I'm uninsured too Raine Nov 2012 #17

Do you have any low income clinics in your city? I looked online to find some Honeycombe8 Nov 2012 #21

I don't know about low income clinics. There are some Urgent Care places that are no appointment Raine Nov 2012 #32

I found a site listing free or no ins. or low income health care places.... Honeycombe8 Nov 2012 #37

THANKS SO MUCH, this will be a reall help! I really Raine Nov 2012 #40

Have you thought about an HSA? Patiod Nov 2012 #28

THANKS I will look into that. nt Raine Nov 2012 #33

I've done the ER thing a few times (ambulance included) - it's fucking expensive. HopeHoops Nov 2012 #22

I'm very good at ignoring collection agency calls. hunter Nov 2012 #27

Well said. Even "good" insurance sucks. HopeHoops Nov 2012 #31

What exactly do you expect ObamaCare to do for you? bvar22 Nov 2012 #23

I agree 100% Patiod Nov 2012 #29

You are fortunate in that you have access to and can afford a HSA in addition to Health Insurance. bvar22 Nov 2012 #30

I'm self-employed and >50 Patiod Nov 2012 #39

Good Christ! And I'm an Atheist... Jasana Nov 2012 #25