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Response to Ken Burch (Original post)

Wed Nov 7, 2012, 05:55 PM

6. This is such a big thing for so many Americans.

I just wish 2014 wasn't so far away.

And I am still in limbo with my insurance company. They put a "permanent exclusion" rider on my private policy a few years back. I have a feeling they will use that wording to continue to deny coverage of my spine, disks, muscles and nerves related to my back problems. Every time I ask them about it they refuse to say benefits are being denied due to a pre-existing condition and cite that "permanent exclusions" are allowed.

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