An English major considers loan forgiveness

[mopinko]

2. it's gonna light a fire under the whole housing sector. furnishings, everything.

i'd place a wager on a baby boom, too.

whoooole lot of pent up demand out there.
your opening is wrong tho. the banks took no risks. the feds backed them, and they got near credit card rates. lotta people out there who paid for years owe more than they borrowed.
if you ever had to take a deferral, you're prolly never paying that off.