General Discussion

Hoyt

(54,770 posts)

31. Good, DailyKoz thinks the 42% of people who choose Advantage are too stupid

Sat Apr 23, 2022, 11:29 PM

Apr 2022

to make an informed decision between traditional and Medicare Advantage.

What exactly do you propose— sorry all you stupid people, we are going to make your life better by underfunding/defunding/stagnate-funding Medicare Advantage, and forcing you to pay several hundred dollars a month in supplemental and drug coverage.

I get we need an improved Health System, but that’s not going to happen anytime soon. In meantime, I don’t think we should hurt people who choose Advantage as best for them.

Don’t have stats, but I’ll bet money the people choosing M Advantage plans lean Democratic, mainly because they are poorer and live in urban areas.

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Katie Porter leads letter urging Biden not to dump more money into Medicare Advantage [View all] turbinetree Apr 2022 OP

Here's the original link.. Lars39 Apr 2022 #1

Wado................thank you turbinetree Apr 2022 #2

You're welcome! Lars39 Apr 2022 #3

Problem is unaware folks or MAGA folks believe this is a government run Medicare program. Samrob Apr 2022 #53

That's what we're INTENDED to believe. dchill Apr 2022 #69

I can't afford regular medicare so I have an advanage plan that has great coverage and I really Demsrule86 Apr 2022 #163

You won't have NO insurance - Ms. Toad Apr 2022 #180

Medicare Advantage is a poison pill that needs to be redone. dchill Apr 2022 #4

So true and that in my opinion is false advertising....... turbinetree Apr 2022 #5

False advertising is just one more way to get ahead! dchill Apr 2022 #18

Those who love regular Medicare likely have grandfathered in plans that are no longer available. Demsrule86 Apr 2022 #164

Not true. Ms. Toad Apr 2022 #182

We each have Plan G supplemental policies. We've had some very Hortensis Apr 2022 #187

Absolutely right! Ms. Toad Apr 2022 #189

Our monthly premium is higher than yours, close to $120/mo per person, Hortensis Apr 2022 #198

The plans in my area range from $90 to $150 for a new enrollee betweeen 65 and 69 Ms. Toad Apr 2022 #201

Ouch. How nice to have a friend who's an expert in these Hortensis Apr 2022 #214

AND that is a point that needs to be publicized in the upcoming elections! Republicans (trump) BComplex Apr 2022 #71

No one sees it like that amd such rhetoric will cost us the election. Older DUers have plans Demsrule86 Apr 2022 #83

there are DUers who love their Medicare Advantage Skittles Apr 2022 #6

Trouble is, it seems we're all subsidizing it. dchill Apr 2022 #17

NO SHIT - it is FOR PROFIT Skittles Apr 2022 #36

The wraps for traditional Medicare cost money too. Demsrule86 Apr 2022 #78

Many here have good regular Medicare plans that are no longer offered. Demsrule86 Apr 2022 #81

Actually F was replaced with G, which is very similar to F, but G has more co-pays JohnSJ Apr 2022 #117

Exactly, it has more copays thus it is not a good plan. My advantage plan is much better. Demsrule86 Apr 2022 #131

If they had Kaiser in my area, I'd sign up. I prefer coordinated care. Hoyt Apr 2022 #137

You are right. If everything is at one place it is much easier to co-ordinate the care where JohnSJ Apr 2022 #148

It is not similar as it costs way more, has higher deductibles and huge out of pocket costs. Demsrule86 Apr 2022 #177

I am in Ohio, on original medicare, and my total deductible and out-of-pocket costs are $233/year. Ms. Toad Apr 2022 #184

That is not correct. G does not have co-pays. Ms. Toad Apr 2022 #183

My spouse was eligible for both the "good regular Medicare plan{} that {is} no longer offered Ms. Toad Apr 2022 #181

Agree SCantiGOP Apr 2022 #56

There are two tracts of Medicare Advantage plans. pazzyanne Apr 2022 #61

Well I would likely not be able to get medical treatment with regular Medicare...it is too Demsrule86 Apr 2022 #165

Exactly. Medicare Advantage is very profitable for the insurance companies dflprincess Apr 2022 #10

And we'll all be paying for it. dchill Apr 2022 #13

I agree. I heard n read Thom Hartman's many articles Deuxcents Apr 2022 #26

You don't think Medigap plans are profitable for insurance companies? JohnSJ Apr 2022 #122

Apparently not as profitable or they'd push them harder. dflprincess Apr 2022 #129

The premiums for standard Medicare and a Medigap plan are significantly more expensive, JohnSJ Apr 2022 #150

I'm aware of how much traditional Medicare + supplements will cost me dflprincess Apr 2022 #155

I agree. No argument from me, but that sure isn't going to happen before the midterms, and JohnSJ Apr 2022 #156

Not if you choose wisely. Ms. Toad Apr 2022 #185

Which supplemental are you talking about? G, H, or if you are fortunate F. Yes I am including JohnSJ Apr 2022 #202

Of course they are...they have huge deductibles and out of pocket costs and there premiums Demsrule86 Apr 2022 #166

Depends on which supplemental you have how much out of pocket expenses, and directly related to JohnSJ Apr 2022 #168

Where are you getting your numbers? Ms. Toad Apr 2022 #186

A few months ago, during the enrolement period, I read an article fron some napi21 Apr 2022 #11

Yes. It's basically a scam. dchill Apr 2022 #14

I think Joe Namath has had more tv exposure time in the ads than as a football star. keithbvadu2 Apr 2022 #57

Yea, it's weird. Honestly, would you ever buy an insurance plan because some FB player or napi21 Apr 2022 #60

No it isn't. Not anymore than a supplemental is? JohnSJ Apr 2022 #123

as with other insurance scams Skittles Apr 2022 #39

Then are you saying Medigap plans are a "scam" also? JohnSJ Apr 2022 #124

Your numbers are way off. Ms. Toad Apr 2022 #204

For supplemental F for 2 is $400. No out of pocket deductibles. Part B $170, Part D 200 JohnSJ Apr 2022 #206

They can always skip a supplemental plan (although I wouldn't advise it). Ms. Toad Apr 2022 #208

Everyone needs to determine their own comfort level and what they can afford. The fact JohnSJ Apr 2022 #210

My point is that if they can't afford the premiums for a supplement, Ms. Toad Apr 2022 #211

I am not manipulating anything. I never said that 1600 was for two people. I said that was JohnSJ Apr 2022 #212

You didn't say it was for two people, but all your prior numbers were for two people Ms. Toad Apr 2022 #215

I don't think we are really in disagreement on this. JohnSJ Apr 2022 #216

I have had a medigap plan for at least 10 years & there haven't been any scams or napi21 Apr 2022 #162

And you plan is likely no longer available. I suggest you look at what is available and then Demsrule86 Apr 2022 #167

This year on renewal our agent offered alternative Plan G supplemental Hortensis Apr 2022 #190

The corresponding new plans do not have out-of-pocket expenses, nor are the deductibles "way higher" Ms. Toad Apr 2022 #209

First of all the premiums can range from 93 to 900 dollars...and they don't include Medicare B... Demsrule86 Apr 2022 #217

The G plans are not mostly in the $300-$400 range in Ohio. Ms. Toad May 2022 #220

That's a whole other kettle of fish. Most people will be stuck with MA once they make that choice. Ms. Toad Apr 2022 #188

Technically you are still on Medicare when you have an Advantage plan because the plan is in2herbs Apr 2022 #21

Exactly. One couldn't convert to an Advantage Plan if it wasn't. Also, a lot of JohnSJ Apr 2022 #126

not redone -eliminated. notinkansas Apr 2022 #63

Well, that's one way to redo it! dchill Apr 2022 #68

Yes PatSeg Apr 2022 #76

Oh wow..I did not know this..My mom switched to this so that helpisontheway Apr 2022 #112

That is not true. You are still under Medicare or you wouldn't be able to get a Medicare Advantage JohnSJ Apr 2022 #118

Oh okay. Thank you for info. Nt helpisontheway Apr 2022 #157

If your mom just switched - Ms. Toad Apr 2022 #191

Not true. It is for people who can't afford standard Medicare with a Medigap plan JohnSJ Apr 2022 #121

I have a lot of trouble understanding the hate for Medicare Advantage. PoindexterOglethorpe Apr 2022 #7

I agree with you about Medicare Advantage. My parents had a Medicare Advantage plan and they skylucy Apr 2022 #8

I have never enrolled in one of these advantage plans, my wife mother and father had enrolled turbinetree Apr 2022 #9

The money that goes "back into your Social Security check..." dchill Apr 2022 #16

I don't pay a Medicare Advantage premium. What insurance company charges a premium in2herbs Apr 2022 #22

It depends on exactly what kind of coverage you want or need. PoindexterOglethorpe Apr 2022 #95

On a Plan G supplement, your costs for all care for 2021 would have been $203. n/t. Ms. Toad Apr 2022 #192

Depending on where I live. PoindexterOglethorpe Apr 2022 #203

The deductible is fixed by the federal government, and is the same nationally. Ms. Toad Apr 2022 #207

Many Aren't Eligible, Anyway ProfessorGAC Apr 2022 #114

Are you talking about the monthly fee for Medicare if your income is above PoindexterOglethorpe Apr 2022 #205

Yes, I'm Talking About That ProfessorGAC Apr 2022 #213

+ 1 pazzyanne Apr 2022 #64

Your friend either doesn't have a supplemental plan, or has bad information. Ms. Toad Apr 2022 #199

Oh great, let's screw over 42% of Medicare beneficiaries-- many here - Hoyt Apr 2022 #12

they are helping privatize Medicare Skittles Apr 2022 #20

Trump started the ball rolling on that while in office and Biden is not stopping it and I in2herbs Apr 2022 #23

it is still something Skittles Apr 2022 #25

Yeah, Bill Clinton's program was designed to hurt people. Sorry, Hoyt Apr 2022 #24

uh huh Skittles Apr 2022 #29

Good, DailyKoz thinks the 42% of people who choose Advantage are too stupid Hoyt Apr 2022 #31

it's not just "DailyKoz" Skittles Apr 2022 #33

Didn't read the article, and hate the sales tactics. But, DUers are on Advantage plans Hoyt Apr 2022 #34

there are a lot of DUers on FB, too Skittles Apr 2022 #35

Glad to know you know what's best for the 42% who choose MA. Hoyt Apr 2022 #37

so 42% are for privatization of Medicare Skittles Apr 2022 #38

No. 42% are for a health plan that best meets their need, not your desires. Hoyt Apr 2022 #44

You keep using this 42% number as if that somehow justifies the programme. If you give people Celerity Apr 2022 #42

Thank you. Americans are well aware of our cruddy healthcare system. Hoyt Apr 2022 #49

point is TODAY (or during annual enrollment) stopdiggin Apr 2022 #67

If you choose MA today, you will almost certainly not be able to get Medicare supplement later on. Ms. Toad Apr 2022 #196

I was very nearly "stupid" enough to choose a Medicare Advantage plan (which would have Ms. Toad Apr 2022 #195

So your supplement cost you just under $169 a month with deductible. Hoyt Apr 2022 #197

Our supplemental drug plans (for 2) cost $19.10/month. Ms. Toad Apr 2022 #193

I think some people choose it not knowing what it is leftstreet Apr 2022 #40

Glad you know what they need. Some people can't afford Hoyt Apr 2022 #41

lol no I don't know what people need leftstreet Apr 2022 #43

Exactly . Demsrule86 Apr 2022 #79

what's the alternative? Takket Apr 2022 #15

The US healthcare system is designed for wealth extraction and redistribution, from the broad base Celerity Apr 2022 #19

Yet 42% of Medicare beneficiaries choose Advantage. Guess they are just Hoyt Apr 2022 #27

just because it is ok for some doesn't mean the overall system is a positive Celerity Apr 2022 #28

Didn't say it was, but it is reality for those of us who have to make that Hoyt Apr 2022 #47

The reality simply has to change for the better. The current track is headed for a train wreck. Celerity Apr 2022 #50

Agree. But that's not situation here now. We don't have your health system. Hoyt Apr 2022 #52

Well, encouraging/rewarding the rapacious for-profit private heath insurance industry to do further Celerity Apr 2022 #54

Appreciate criticism and shoddiness of our healthcare system, but it's what we have Hoyt Apr 2022 #55

Hoyt, that's so depressing to hear you (a very intelligent person) frame it in such fatalistic terms Celerity Apr 2022 #59

Appreciate it. But, it's not fatalistic to oppose screwing up to 42% of Medicare Hoyt Apr 2022 #65

People have to deal with the here and now. Regular Medicare has ended their best plans and Demsrule86 Apr 2022 #86

why did this happen? Celerity Apr 2022 #97

Medi-gap plans are done through private insuerers;they charge large premims, have big deductible and Demsrule86 Apr 2022 #169

+1 leftstreet Apr 2022 #45

you haven't answered the question stopdiggin Apr 2022 #70

remove the profit motive Celerity Apr 2022 #72

OK. Does this happen in time for stopdiggin Apr 2022 #91

shop around, I am sure you will manage nt Celerity Apr 2022 #96

have you priced Medicare supplimentals recently? stopdiggin Apr 2022 #98

I wanted to do regular Medicare and shopped around extensively-$300 or $400 per month Demsrule86 Apr 2022 #170

US healthcare's a scam, EOS, a joke, no one else in the world runs it like the US, for good reason Celerity Apr 2022 #178

We need... JoeOtterbein Apr 2022 #30

But "now" is literally 1000% impossible. So is anytime soon -- Hortensis Apr 2022 #194

Rep. Porter is the walking, breathing definition of "servant of the people", a treasure! bringthePaine Apr 2022 #32

Really? mcar Apr 2022 #101

Think we know the answer to that. Good question. Budi Apr 2022 #110

Change does not come from a slogan alone. sheshe2 Apr 2022 #119

'Burn it all down' was always the rallying cry. Budi Apr 2022 #127

Yes it is pitiful. sheshe2 Apr 2022 #128

Somehow my reply to this got lost in the ether mcar Apr 2022 #138

It is that. We have no idea what M4A even is. Budi Apr 2022 #145

Yep, just like cancel student debt mcar Apr 2022 #146

Yup. Budi Apr 2022 #151

My big complaint is that Medicare Advantage gets paid more for their coverage from CMS. halfulglas Apr 2022 #46

I'm staying out of this one. NBachers Apr 2022 #48

I had an excellent insurance advisor who advised me against using this program. Said it was a scam Samrob Apr 2022 #51

Yeah, he probably sold supplemental policies and drug plans. Hoyt Apr 2022 #90

Exactly, I found out after having to shell out 2500 for my sister in laws' surgery that there was Demsrule86 Apr 2022 #139

After reading up on it, MA is more of a HMO and it was less risky to pay the Part B for better cover keithbvadu2 Apr 2022 #58

If you can afford it...many can't. And if you take a bad wraparound...you have to pay the Demsrule86 Apr 2022 #84

Exactly. Understand some people don't like "privatization," but why penalize/bash people who can't Hoyt Apr 2022 #92

That is absolutely correct. The medigap policies also come from insurance companies...I Demsrule86 Apr 2022 #141

k&r nt orleans Apr 2022 #62

One risk pool is a health care system. Multiple risk pools is an investment scheme. Ron Green Apr 2022 #66

I love my Advantage Plus plan. leftyladyfrommo Apr 2022 #73

I do too . They refund half of part B Demsrule86 Apr 2022 #82

Many doctors will likely tell you they do not like Medicare Advantage plans because Emile Apr 2022 #74

Politicians writing letters that urge a Democratic president to cut medicare funding lapucelle Apr 2022 #75

It is fucking insanity...we could lose Congress over this...hope Biden ignores it and only those Demsrule86 Apr 2022 #87

Indeed. Who benefits from the narrative that a Democratic president is cutting Medicare funding? lapucelle Apr 2022 #89

I know I trust and respect President Cha Apr 2022 #113

Facts are our friends. lapucelle Apr 2022 #115

And you are the best at investigating Cha Apr 2022 #116

I absolutely agree Cha. Demsrule86 Apr 2022 #143

I see you do, Dmes.. Cha Apr 2022 #154

I do to...do your job Congress. And please every once in a while remember this is a f'ing Demsrule86 Apr 2022 #142

This is akin to "defund the police" mcar Apr 2022 #99

I like Medicare advantage. Millions do. Demsrule86 Apr 2022 #77

+100! I am one of those who is very happy with my Medicare Advantage plan. skylucy Apr 2022 #125

Me too. Demsrule86 Apr 2022 #130

Katie Porter endangers her reelection . As many like Medicare advantage, Demsrule86 Apr 2022 #80

The first year of my retirement I was on an advantage plan. I found out Emile Apr 2022 #85

The one my sis has allow travel...and you have to choose what you can afford. regular medicare ... Demsrule86 Apr 2022 #88

If you buy plans from large insurers, travel is not an issue. People who take a local plan, often Hoyt Apr 2022 #93

I have a large insurer so no worries. Demsrule86 Apr 2022 #133

Sure you can, just make sure the doctors, clinics and hospitals are Emile Apr 2022 #104

my Advantage Plan has doctors and hospitals out of area...and I don't think folks don't Demsrule86 Apr 2022 #132

Let's let Biden do the talking from now on. Attacking Medicare Advantage seems foolish to me. gulliver Apr 2022 #94

"Democrats want to take away your Medicare" mcar Apr 2022 #100

We spend too much time worrying about what the Republicans will say and not doing what's right. Cuthbert Allgood Apr 2022 #102

that's because the Republicans control the media mcar Apr 2022 #103

Why are you concerned with "offending Republicans"? lapucelle Apr 2022 #106

Well, the post I replied to said: Cuthbert Allgood Apr 2022 #107

What does that have to do with offending Republicans? lapucelle Apr 2022 #111

I stand by my statement mcar Apr 2022 #140

If you have medicare advantage Progressive dog Apr 2022 #105

My Advantage plan pays half of Part B. Demsrule86 Apr 2022 #136

Hell yeah. Go away JJ Walker and Joe Namath. Shove your "CALL NOW" up your ass. Hotler Apr 2022 #108

I'm confused about MA XanaDUer2 Apr 2022 #109

No, that won't happen. You never get back what you get rid of...and there would be hell Demsrule86 Apr 2022 #144

Guess what Katie Porter, straight Medicare with a Medigap has gone up significantly also, JohnSJ Apr 2022 #120

This message was self-deleted by its author Budi Apr 2022 #134

We'll be waiting till the dust layers form to hear an actual policy plan. Budi Apr 2022 #135

Well said Budi JohnSJ Apr 2022 #149

👍 Budi Apr 2022 #152

Why would she do this now during a midterm...people fearing the loss of the Advantage Demsrule86 Apr 2022 #147

+++ JohnSJ Apr 2022 #153

Lobbyists win again Chuuku Davis Apr 2022 #158

Maybe Ms Porter should look at how expensive it is for regular Medicare and taking away Demsrule86 Apr 2022 #159

Yet again it's the messaging. Rather than offering up an open goal to the GOP, could they not have OnDoutside Apr 2022 #160

Wouldn't it be better to just dump Medicare Emile Apr 2022 #161

Sure and we have zero chance of doing that. I want a unicorn too...and have as much change of Demsrule86 Apr 2022 #172

That's a big problem with our politicians, they don't represent us! They Emile Apr 2022 #173

They are representing the millions who want to keep private insurance and don't want Demsrule86 Apr 2022 #175

Oh I thought you agreed with Single Payer, but never mind. . . Emile Apr 2022 #176

Never underestimate Katie Porter's brilliance. She knows what Emile Apr 2022 #171

Her seat was Republicans for years...hope all is well there...we need her to be reelected even Demsrule86 Apr 2022 #174

I think she will be reelected because she's not afraid to govern like a democrat. Emile Apr 2022 #179

I hope so. Demsrule86 Apr 2022 #200

Sorry I don't see sending Biden notes demanding this or that governing...not in Congress. Demsrule86 Apr 2022 #218

"Democrats want to take your Medicare away from you." BlueIdaho Apr 2022 #219