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In reply to the discussion: Do you know Medicade, Long Term Care, will take all you have? [View all]sarisataka
(18,494 posts)37. It is more nuanced than that
And insurance is available which can allow you to shelter assets but it is not cheap.
Like all other medical care however, you are expected to pay up to your ability to do so.
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Some people can't be caregivers for any number of good reasons including work commitments,
Doremus
Nov 2019
#18
There used to be an estate tax that could take quite a bite, even if all you owned
pnwmom
Nov 2019
#62
True. But nursing home bills are not taxes, they're a combination of living costs and personal care.
pnwmom
Nov 2019
#94
Yes, and this is a very sad thing. I wasn't aware that they took all of the assets. Don't they ...
SWBTATTReg
Nov 2019
#4
I think that sometimes if an heir was a caregiver who kept the patient from needing Medicaid for a
highplainsdem
Nov 2019
#46
Thank you. Good suggestion! I'll definitely look into, and see what rules the state of MO has ...
SWBTATTReg
Nov 2019
#71
Amen. However the term "euthanasia" has been tinged inappropriately. (I hate word police!)
erronis
Nov 2019
#117
Having a live in practical nurse would be cheaper than $100,000 per year. nt
Blue_true
Nov 2019
#110
Managed elder care here in my part of Florida starts at $1600 per person per month and
Blue_true
Nov 2019
#108
I agree. And when a relative of ours had to sell her house and spend down the rest of her
pnwmom
Nov 2019
#36
I agree. If a person has assets that can pay for his or her care, those should be used. nt
Blue_true
Nov 2019
#115
back in the day, there were "old folks homes" where they did it just like this.
mopinko
Nov 2019
#12
That basically describes the system of Masonic homes all across the country.
A HERETIC I AM
Nov 2019
#16
My sister was a social services eligibiltiy worker and told me this years ago. Gov't will
iluvtennis
Nov 2019
#21
Not exactly. For a married couple they leave assets for the spouse. However, yes,
pnwmom
Nov 2019
#31
I don't have a problem with a system that expects people who can afford it
StarfishSaver
Nov 2019
#48
If you need Medicaid for long term care you're probably already broke from medical expenses.
Vinca
Nov 2019
#49
You need to think about the expense of long term care insurance vs. a facility. AARP studies show
emmaverybo
Nov 2019
#81
My point being that with the premiums being so high, and the fact that elderly who end up using
emmaverybo
Nov 2019
#90
Oh that's not bad. And of course the cost will be going up. So I can see the point.
emmaverybo
Nov 2019
#105
I assume you also acquired assets in order to pay your expenses a d support yourself
StarfishSaver
Nov 2019
#68
We should have legal euthanasia available for people who decide they don't want their resources
mr_lebowski
Nov 2019
#85
If your long-term plans involve assisted living, have a payment plan in mind, definitely
NickB79
Nov 2019
#123
I know that must have been painful, but the alternative without Medicaid would have been worse
StarfishSaver
Nov 2019
#78
Yep. My husband of 30 years & I almost had to get a divorce to protect our assets
catbyte
Nov 2019
#76
Yes. It happened to my mom. She died 1 year ago today. We've basically just turned over
Quackers
Nov 2019
#83
The Little Sisters of the Poor have homes for moderate and indigent seniors
Peregrine Took
Nov 2019
#86
Do you think nursing homes are supposed to provide free care so people don't have to spend
StarfishSaver
Nov 2019
#92
I don't know. What about countries that have national health care do they have to
doc03
Nov 2019
#99