Welcome to DU! The truly grassroots left-of-center political community where regular people, not algorithms, drive the discussions and set the standards. Join the community: Create a free account Support DU (and get rid of ads!): Become a Star Member Latest Breaking News Editorials & Other Articles General Discussion The DU Lounge All Forums Issue Forums Culture Forums Alliance Forums Region Forums Support Forums Help & Search

General Discussion

pnwmom

(109,771 posts)

15. The ACA says that all policies, whether group or individual, have to cover the Essential Benefits,

Reply to Blue_true (Original post)

Sun Jan 7, 2018, 11:25 PM

Jan 2018

including hospitalization and surgery -- without regard to preexisting conditions.

So unless this person somehow has an old junk policy, and never signed up for Obamacare, his policy has to cover the surgery. If he doesn't have a group policy, and just decided to pay a penalty instead of buying an Obamacare policy, then that's the choice he made.

I bet he has an old junk policy and was one of those who decided not to get a policy on the exchange.

Here is a state insurance hotline for Floridians:

https://www.floir.com/Office/SearchableTools.aspx

Edit history

Please sign in to view edit histories.

Recommendations

0 members have recommended this reply (displayed in chronological order):

15 replies

= new reply since forum marked as read

Highlight:

Pre-existing conditions. [View all] Blue_true Jan 2018 OP

Normally, the hospital will get pre-approval from the LuckyCharms Jan 2018 #1

As best that I could figure out, the person had something like an anuresym. Blue_true Jan 2018 #4

This is typical insurance company bullshit. LuckyCharms Jan 2018 #9

I am ok with single payer. Anyone who is a citizen get treated without bullshit. Blue_true Jan 2018 #12

The Affordable Care Act is still the law of the land and has not been repealed so assuming as you politicaljunkie41910 Jan 2018 #14

You are so right Ohiogal Jan 2018 #2

The person isn't a friend. A stranger actually. But what happened is really sad and enraging. nt Blue_true Jan 2018 #5

something isn't right......... Takket Jan 2018 #3

The person is not a friend. Blue_true Jan 2018 #6

Sounds like it was an emergency surgery. n/t LuckyCharms Jan 2018 #11

If the surgery happened before the ACA Ms. Toad Jan 2018 #7

I don't know the person, but was told the policy is post ACA. Blue_true Jan 2018 #8

What state is this? kag Jan 2018 #10

Florida. There are plenty of Attornies here that sue insurance companies. nt Blue_true Jan 2018 #13

The ACA says that all policies, whether group or individual, have to cover the Essential Benefits, pnwmom Jan 2018 #15