"I need him like the axe needs a turkey"

I live in a small (under 1,000 square feet) cottage in New Jersey and I need to buy my first generator.

I'm a woman who has never felt comfortable around electricity or gasoline but I really need to get this all together and figure it out. Most of my neighbors are helpful and handy type guys..In fact one of them is my electrician.

I am looking for something that will run a few lights, the fridge and my computer. I would like to set it up with a separate electrical panel as well.

Can I please get some recommendations and advise???

Hopefully not too expensive and really easy to use. Safe as possible too.

I get the best info here.