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Wed Jul 20, 2022, 06:48 PM

XanaDUer2 (7,464 posts)

It's been a rough ten days

I am overwhelmed and am crying easily. My LTD insurance is doing its review to keep getting my payments. This is laborious paperwork, and I had to pay $100 fee today for one doctor to fill it out. We did it during my session. It's been chaos, running around to print said forms out. Worried I'm getting the insurance company the right info in time.

Now I realized I forgot to put the COBRA company's address on the registered mail green card. I have a hard time concentrating. I did put my return address, and the envelope has the COBRA company's address. I keep tracking it, its in transit. It's been 5 days since mailed. I hope there's not a delivery problem bc I'm an idiot.

It's so overwhelming

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28 replies	Author	Time	Post
It's been a rough ten days (Original post)	XanaDUer2	Jul 2022	OP
Hugs my friend	irisblue	Jul 2022	#1
Ty	XanaDUer2	Jul 2022	#2
I know - it's hideous!	cilla4progress	Jul 2022	#3
Thanks	XanaDUer2	Jul 2022	#6
First of all, you are not an idiot	questionseverything	Jul 2022	#4
Hi	XanaDUer2	Jul 2022	#5
I hope so too, we are here for you!	questionseverything	Jul 2022	#9
You're all so wonderful nt	XanaDUer2	Jul 2022	#10
That sucks. It's hard to concentrate on getting well when you have to put up with all this bullshit	Walleye	Jul 2022	#7
I know	XanaDUer2	Jul 2022	#8
Hugs to you.	SheltieLover	Jul 2022	#11
I'm reassuring myself itll be ok	XanaDUer2	Jul 2022	#12
No problem. We are here for you.	SheltieLover	Jul 2022	#15
Not handle the cobra payments	XanaDUer2	Jul 2022	#17
Sounds awful.	SheltieLover	Jul 2022	#18
Ty	XanaDUer2	Jul 2022	#20
Yw!	SheltieLover	Jul 2022	#21
It's so unfair that when you're already in crisis that they make you jump through all these hoops.	BlackSkimmer	Jul 2022	#13
Thank you!	XanaDUer2	Jul 2022	#14
Just an idea but the United Way has links to a whole bunch of help. Call 211	Maraya1969	Jul 2022	#16
Thank you	XanaDUer2	Jul 2022	#19
Holding you in the light! n/t	KatK	Jul 2022	#22
Thank you!	XanaDUer2	Jul 2022	#23
I had been dealing with some of the same until I got a great new primary care doctor.	brewens	Jul 2022	#24
Are you also getting ling-term disability?	XanaDUer2	Jul 2022	#25
Yes, and since 2017 not 2007. Typo. Social Security never gives me any trouble. I qualified	brewens	Jul 2022	#26
My LTD insurance is 2 years only	XanaDUer2	Jul 2022	#27
Hang in there	kozar	Jul 2022	#28

Response to XanaDUer2 (Original post)

Wed Jul 20, 2022, 06:55 PM

irisblue (30,692 posts)

1. Hugs my friend

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Response to irisblue (Reply #1)

Wed Jul 20, 2022, 06:56 PM

XanaDUer2 (7,464 posts)

2. Ty

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Response to XanaDUer2 (Original post)

Wed Jul 20, 2022, 06:59 PM

cilla4progress (22,533 posts)

3. I know - it's hideous!

I'm so sorry you have to go through this!

Hugs!

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Response to cilla4progress (Reply #3)

Wed Jul 20, 2022, 07:01 PM

XanaDUer2 (7,464 posts)

6. Thanks

Had to vent

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Response to XanaDUer2 (Original post)

Wed Jul 20, 2022, 06:59 PM

questionseverything (9,159 posts)

4. First of all, you are not an idiot

This lack of concentration, ability to complete a task is part of your disability

Don’t beat yourself up for it!

Do you have a contact person at the insurance company? Maybe let them know you might need another card if a few more days pass… if they are a legit company they should help you through it.

🍀

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Response to questionseverything (Reply #4)

Wed Jul 20, 2022, 07:01 PM

XanaDUer2 (7,464 posts)

5. Hi

It probably won't come as a surprise, but the outsourced COBRA company is a runaround nightmare. Just setting it up for enrollment was days of calling.

I'm hoping it'll be okay.

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Response to XanaDUer2 (Reply #5)

Wed Jul 20, 2022, 07:08 PM

questionseverything (9,159 posts)

9. I hope so too, we are here for you!

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Response to questionseverything (Reply #9)

Wed Jul 20, 2022, 07:09 PM

XanaDUer2 (7,464 posts)

10. You're all so wonderful nt

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Response to XanaDUer2 (Original post)

Wed Jul 20, 2022, 07:06 PM

Walleye (22,818 posts)

7. That sucks. It's hard to concentrate on getting well when you have to put up with all this bullshit

Good luck,take a break and then persevere. You are not alone

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Response to Walleye (Reply #7)

Wed Jul 20, 2022, 07:06 PM

XanaDUer2 (7,464 posts)

8. I know

Thank you

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Response to XanaDUer2 (Original post)

Wed Jul 20, 2022, 07:17 PM

SheltieLover (57,073 posts)

11. Hugs to you.

Breathe...

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Response to SheltieLover (Reply #11)

Wed Jul 20, 2022, 07:19 PM

XanaDUer2 (7,464 posts)

12. I'm reassuring myself itll be ok

I tend to get a little nutty

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Response to XanaDUer2 (Reply #12)

Wed Jul 20, 2022, 07:24 PM

SheltieLover (57,073 posts)

15. No problem. We are here for you.

Vent away at will!

I'm so sorry you are having go contend with this bs!

Can't your lawyer do it?

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Response to SheltieLover (Reply #15)

Wed Jul 20, 2022, 07:28 PM

XanaDUer2 (7,464 posts)

17. Not handle the cobra payments

Hes a great lawyer. But anything to do with the LTD he would have to handle as a separate case. The office is kinda weird. My psychiatrist, who knows my attorney, told me to check with the attorney before turning over SS records. So, I called to ask, and they wouldn't answer.

I know they're very busy. They're usually pretty good. My case is under reconsideration status, but I expect a turndown again, and then a hearing

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Response to XanaDUer2 (Reply #17)

Wed Jul 20, 2022, 07:29 PM

SheltieLover (57,073 posts)

18. Sounds awful.

I hate getting the run around.

Hang in there. It will all be over before you know it!

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Response to SheltieLover (Reply #18)

Wed Jul 20, 2022, 07:32 PM

XanaDUer2 (7,464 posts)

20. Ty

Some days, I just sit here ruminating

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Response to XanaDUer2 (Reply #20)

Wed Jul 20, 2022, 07:33 PM

SheltieLover (57,073 posts)

21. Yw!

Try not to ruminate. Not good for you. 👍

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Response to XanaDUer2 (Original post)

Wed Jul 20, 2022, 07:20 PM

BlackSkimmer (49,098 posts)

13. It's so unfair that when you're already in crisis that they make you jump through all these hoops.

Unfair isn't even the word for it.

You're not an idiot for forgetting some silly detail on all these ridiculous forms; it would be incredible NOT to do so.

Don't be so hard on yourself, and hang in there.

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Response to BlackSkimmer (Reply #13)

Wed Jul 20, 2022, 07:23 PM

XanaDUer2 (7,464 posts)

14. Thank you!

I really should have filled out the certified mail card properly. The clerk there, the good one, always reminds me. I got the other one last week.

I wish I could relax. I really have to chill.

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Response to XanaDUer2 (Original post)

Wed Jul 20, 2022, 07:26 PM

Maraya1969 (20,850 posts)

16. Just an idea but the United Way has links to a whole bunch of help. Call 211

Plus, I don't know the details of your situation but maybe check out Google for some advocacy groups.

I don't know what type of disability you have but I have been on SSD for years and trust me, years ago they tried so hard to kick me off. I finally got an advocate and it made life so much easier.

I'm even thinking maybe a woman's shelter or even a homeless shelter have people around to help others with paperwork. I know it can make me nuts and it seems to get worse each year.

But for now know that I am sending good thoughts to you and that you will get through this.

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Response to Maraya1969 (Reply #16)

Wed Jul 20, 2022, 07:31 PM

XanaDUer2 (7,464 posts)

19. Thank you

Thank GOD I got a lawyer. I'd be overwhelmed

ETA: I've heard about the kicking people off shit

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Response to XanaDUer2 (Original post)

Wed Jul 20, 2022, 07:46 PM

KatK (151 posts)

22. Holding you in the light! n/t

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Response to KatK (Reply #22)

Wed Jul 20, 2022, 07:47 PM

XanaDUer2 (7,464 posts)

23. Thank you!

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Response to XanaDUer2 (Original post)

Wed Jul 20, 2022, 07:51 PM

brewens (12,134 posts)

24. I had been dealing with some of the same until I got a great new primary care doctor.

Last edited Thu Jul 21, 2022, 12:57 AM - Edit history (1)

He is perfectly willing to fill out the paperwork and all I need to do is get the office notes from my orthopedic surgeon.

My case is fairly cut and dried so it's not even that difficult for him. My surgeon says I need a joint replacement and that's all there is to it. I've had four since 2017 with one more to go. I'm pissed that my last primary care nurse practitioner made it a pain in the ass.

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Response to brewens (Reply #24)

Wed Jul 20, 2022, 08:01 PM

XanaDUer2 (7,464 posts)

25. Are you also getting ling-term disability?

My doctors are good about filling out the forms. I was surprised because we did it during a session. So, he was being paid during it.

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Response to XanaDUer2 (Reply #25)

Thu Jul 21, 2022, 12:59 AM

brewens (12,134 posts)

26. Yes, and since 2017 not 2007. Typo. Social Security never gives me any trouble. I qualified

on the first try, but I threw a lawyer at it.

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Response to brewens (Reply #26)

Thu Jul 21, 2022, 09:47 AM

XanaDUer2 (7,464 posts)

27. My LTD insurance is 2 years only

And I have to pay back the amount awarded by social security.

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Response to XanaDUer2 (Original post)

Thu Jul 28, 2022, 04:01 AM

kozar (1,508 posts)

28. Hang in there

The paperwork sucks, I know. Don’t get ahead of your brain. I was told by counseling. If you did the paperwork and sent it on time, that’s all you can control. I do the same thing all the time and it is hard to slow yourself down. I still do it.
The mail will more than likely get there. If it doesn’t, you have records that you sent on time. YOU have done exactly what you were asked to do. The 100 dollar thing kinda sucks as you already paid for a visit. Hmmm. Hang in there, don’t let the “ what ifs” in your head over ride the “ I did what was asked”

Koz

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