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Tue Aug 14, 2012, 11:28 PM

Anybody have a good experience with a term life insurance company?

Last edited Wed Aug 15, 2012, 02:02 AM - Edit history (1)

I got something in the mail from AAA that looked pretty good, but they turn out not to be rated as well as they say they are.

I'd like not to get taken advantage of on this.

Thanks DU.

4 replies, 2622 views

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Reply Anybody have a good experience with a term life insurance company? (Original post)
mahina Aug 2012 OP
TexasBushwhacker Jan 2013 #1
mahina Feb 2013 #2
petson Nov 2013 #3
Stuart G Dec 2013 #4

Response to mahina (Original post)

Mon Jan 28, 2013, 12:28 AM

1. Look into Physicians Mutual Insurance

They've been in business since 1902. They even stayed in business and paid claims through the stock market crash of 1929 and through the Great Depression. Since it's a mutual insurance company, it's owned by its policy holders, not by stockholders expecting he stock price to rise or quarterly dividends. I worked for them for a few months. I was lousy at sales, but not because it was a bad company. It's just not very well known. They may not be the cheapest term policy initially, but they will show you their history of rate increases, which are low. Over the long term, they are a good choice.

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Response to TexasBushwhacker (Reply #1)

Thu Feb 14, 2013, 07:18 PM

2. Thank you, I will do so!

Mahalo Texasbushwhacker.

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Response to mahina (Reply #2)

Wed Nov 20, 2013, 08:09 AM

3. Not satisfied

If you want to know about my opinion I would like to share that I have very bad experience of insurance company, i have claim for the money it takes them a year, from that day on ward i take cares of each and everything never depends on other

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Response to petson (Reply #3)

Thu Dec 12, 2013, 02:16 PM

4. Welcom to DU...good luck..

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