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Tue Mar 20, 2018, 11:24 PM

Quick question about credit card reward points

If a credit card feature says you can "Earn 1% on all purchases" -- what does "all purchases" include: 1) ANYTHING I pay for (like utility bills, mortgage payments, gas, food, gifts, etc.); or 2) only THINGS I pay for and receive (like the gas, food, gifts, etc.)?



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Arrow 11 replies Author Time Post
Reply Quick question about credit card reward points (Original post)
Beartracks Mar 2018 OP
Phoenix61 Mar 2018 #1
GP6971 Mar 2018 #2
Beartracks Mar 2018 #5
GP6971 Mar 2018 #7
hedda_foil Mar 2018 #3
Beartracks Mar 2018 #6
hedda_foil Mar 2018 #8
Beartracks Mar 2018 #9
hedda_foil Mar 2018 #10
Beartracks Mar 2018 #11
unblock Mar 2018 #4

Response to Beartracks (Original post)

Tue Mar 20, 2018, 11:29 PM

1. It's usually anything

I've paid to have the house replumbed and put it on my credit card so I'd get the points then cashed them in.

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Response to Beartracks (Original post)

Tue Mar 20, 2018, 11:30 PM

2. Probaly # 2

Wish I could pay my mortgage with my card, but can't.

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Response to GP6971 (Reply #2)

Tue Mar 20, 2018, 11:48 PM

5. I was specifically thinking of my mortgage, actually.

At 1%, I would need to have my mortgage payment count or else the reward accumulations would be practically invisible.

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Response to Beartracks (Reply #5)

Tue Mar 20, 2018, 11:53 PM

7. True

although I do have the Costco Visa card and got back $356 back last year. I keep track of the purchases and pay them off monthly so I don't incur any interest charges which is annually 16.49 %.

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Response to Beartracks (Original post)

Tue Mar 20, 2018, 11:39 PM

3. Anything you can pay for with the card.

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Response to hedda_foil (Reply #3)

Tue Mar 20, 2018, 11:51 PM

6. Including a mortgage payment?

At 1%, I would need the mortgage or else the reward accumulation would be way minimal.

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Response to Beartracks (Reply #6)

Wed Mar 21, 2018, 12:02 AM

8. If your mortgage co!pany/bank takes credit cards for mortgage payments, sure.

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Response to hedda_foil (Reply #8)

Wed Mar 21, 2018, 12:06 AM

9. Hmm. I've never tried it...

I could try with one of my other cards first, and see.

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Response to Beartracks (Reply #9)

Wed Mar 21, 2018, 12:22 AM

10. Just call their customer service department and ask if you can pay with a credit card.

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Response to hedda_foil (Reply #10)

Wed Mar 21, 2018, 12:26 AM

11. Or that. I guess I could try that, too.

LOL

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Response to Beartracks (Original post)

Tue Mar 20, 2018, 11:40 PM

4. Generally anything you pay for except balance transfers

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