Tue Mar 20, 2018, 10:24 PM
Beartracks (12,031 posts)
Quick question about credit card reward points
If a credit card feature says you can "Earn 1% on all purchases" -- what does "all purchases" include: 1) ANYTHING I pay for (like utility bills, mortgage payments, gas, food, gifts, etc.); or 2) only THINGS I pay for and receive (like the gas, food, gifts, etc.)?
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11 replies, 2775 views
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Author | Time | Post |
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Beartracks | Mar 2018 | OP |
Phoenix61 | Mar 2018 | #1 | |
GP6971 | Mar 2018 | #2 | |
Beartracks | Mar 2018 | #5 | |
GP6971 | Mar 2018 | #7 | |
hedda_foil | Mar 2018 | #3 | |
Beartracks | Mar 2018 | #6 | |
hedda_foil | Mar 2018 | #8 | |
Beartracks | Mar 2018 | #9 | |
hedda_foil | Mar 2018 | #10 | |
Beartracks | Mar 2018 | #11 | |
unblock | Mar 2018 | #4 |
Response to Beartracks (Original post)
Tue Mar 20, 2018, 10:29 PM
Phoenix61 (14,971 posts)
1. It's usually anything
I've paid to have the house replumbed and put it on my credit card so I'd get the points then cashed them in.
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Response to Beartracks (Original post)
Tue Mar 20, 2018, 10:30 PM
GP6971 (24,568 posts)
2. Probaly # 2
Wish I could pay my mortgage with my card, but can't.
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Response to GP6971 (Reply #2)
Tue Mar 20, 2018, 10:48 PM
Beartracks (12,031 posts)
5. I was specifically thinking of my mortgage, actually.
At 1%, I would need to have my mortgage payment count or else the reward accumulations would be practically invisible.
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Response to Beartracks (Reply #5)
Tue Mar 20, 2018, 10:53 PM
GP6971 (24,568 posts)
7. True
although I do have the Costco Visa card and got back $356 back last year. I keep track of the purchases and pay them off monthly so I don't incur any interest charges which is annually 16.49 %.
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Response to Beartracks (Original post)
Tue Mar 20, 2018, 10:39 PM
hedda_foil (16,089 posts)
3. Anything you can pay for with the card.
Response to hedda_foil (Reply #3)
Tue Mar 20, 2018, 10:51 PM
Beartracks (12,031 posts)
6. Including a mortgage payment?
At 1%, I would need the mortgage or else the reward accumulation would be way minimal.
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Response to Beartracks (Reply #6)
Tue Mar 20, 2018, 11:02 PM
hedda_foil (16,089 posts)
8. If your mortgage co!pany/bank takes credit cards for mortgage payments, sure.
Response to hedda_foil (Reply #8)
Tue Mar 20, 2018, 11:06 PM
Beartracks (12,031 posts)
9. Hmm. I've never tried it...
I could try with one of my other cards first, and see.
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Response to Beartracks (Reply #9)
Tue Mar 20, 2018, 11:22 PM
hedda_foil (16,089 posts)
10. Just call their customer service department and ask if you can pay with a credit card.
Response to hedda_foil (Reply #10)
Tue Mar 20, 2018, 11:26 PM
Beartracks (12,031 posts)
11. Or that. I guess I could try that, too.
LOL
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Response to Beartracks (Original post)
Tue Mar 20, 2018, 10:40 PM
unblock (51,226 posts)