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Tue Nov 21, 2017, 06:27 PM

Equifax data breach.

I received a letter from AT&T today - I'm a customer of AT&T - telling me to check with Equifax to see if my information was involved in the Equifax data breach. When I enter my information, they tell me I was impacted. Their recommended action is that I sign up for free Premier ID protection.

I wouldn't normally consider accepting this offer. I'm not sure if my information was really impacted, or if they are using this as a way to entice people to get involved with Equifax.

Has anyone heard about this offer from Equifax? Does anyone know if it's legitimate?

I appreciate any information anyone has. Thanks - Jim.

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Arrow 7 replies Author Time Post
Reply Equifax data breach. (Original post)
Jim__ Nov 2017 OP
mikeysnot Nov 2017 #1
Jim__ Nov 2017 #2
More_Cowbell Nov 2017 #3
Jim__ Nov 2017 #5
customerserviceguy Nov 2017 #4
Jim__ Nov 2017 #6
customerserviceguy Nov 2017 #7

Response to Jim__ (Original post)

Tue Nov 21, 2017, 06:30 PM

1. yes, they want you to sign up for their free

one year protection, you then accept to go to arbitration if you want to claim damages. Giving up your right to sue in civil court.

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Response to mikeysnot (Reply #1)

Tue Nov 21, 2017, 06:32 PM

2. IOW - it's to protect them. Thanks, that's what I wanted to know.

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Response to Jim__ (Original post)

Tue Nov 21, 2017, 09:57 PM

3. Equifax removed the arbitration clause for *that* incident

LA Times: http://www.latimes.com/business/lazarus/la-fi-lazarus-equifax-arbitration-clauses-20170912-story.html

Cleveland Plain Dealer: http://www.cleveland.com/business/index.ssf/2017/09/equifax_retracts_arbitration_c.html

I haven't heard of one person who checked that website and DIDN'T end up on it, so I'm not sure how accurate it is.

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Response to More_Cowbell (Reply #3)

Tue Nov 21, 2017, 10:46 PM

5. That gives me more to think about. Thanks.

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Response to Jim__ (Original post)

Tue Nov 21, 2017, 10:40 PM

4. Why would you trust them ever again?

See my tagline, I tried to get some notice in the media to have creditors consider putting them out of business by never using them again, but not enough people gave a damn.

I have since locked down all three of my credit bureau files, and if I go to seek credit again, I will unlock ONLY Experian and TransUnion, and any creditor who insists that Equifax be unlocked will be shit out of luck with my business. Only by individuals fighting back in their own personal way will we make Equifax pay.

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Response to customerserviceguy (Reply #4)

Tue Nov 21, 2017, 10:54 PM

6. I never trusted them to begin with.

I don't know how they wound up with my data. Since AT&T sent me the notice, I assume Equifax got my information from AT&T and when they - Equifax - discovered that my data had been compromised they notified AT&T who subsequently notified me. Given that my data has been compromised, I have to decide whether the risk of having data protection from this company outweighs the risk that the compromised data poses.

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Response to Jim__ (Reply #6)

Sun Nov 26, 2017, 03:22 AM

7. Don't give them a dime

And strongly encourage your creditors to do the same. It will strike incredible fear in the hearts of the CEO's of TransUnion and Experian if Equifax goes bust because the entire world of borrowers and creditors shuns them.

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