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Sat Dec 21, 2013, 04:54 PM

Anyone having better luck with Coveroregon than me?

I printed and mailed the application from the website, which was easy enough, but then I never heard anything back, never received a packet. I know there was bunch of hiring to help with the processing, but after 8 weeks of waiting I printed and mailed the application again.

I guess we're past the deadline for coverage to start on January 1, but I don't mind waiting a little longer, having had no insurance for myself or the kids for 10 years. Anyone else have better luck so far?

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Response to bhikkhu (Original post)

Sat Dec 21, 2013, 06:09 PM

1. Same here.

Although I did receive an automated call from them yesterday, informing me they received my application and they would try and contact me within the next 3 days to let me know if they will be able to get me coverage by Jan 1st. If I don't hear from them, I will not have my application processed until a later date.

It sounds like the best course of action is to sign up directly through the private insurance company. At least, if you're not applying for federal subsidy. The price is the same if you sign up with the company itself, the only difference I've noticed is that you can't apply for the federal subsidy except through the exchange.

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Response to Elad (Reply #1)

Sat Dec 21, 2013, 06:16 PM

2. The subsidy makes all the difference in my case, especially for the kids

so I'll keep trying to be patient. I suppose I could go directly to one of the "community partners" or the DHS office here, but probably I'll wait another three weeks or so and see if the enrollment packet comes (which is what you're supposed to get after you send in the application).

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Response to bhikkhu (Reply #2)

Sat Dec 21, 2013, 06:25 PM

3. Yeah in that case you should wait and do it through the exchange.

FWIW, a friend of mine put a call in to one of the community partner agents over a week ago and hasn't heard back.

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Response to bhikkhu (Original post)

Sat Dec 21, 2013, 10:02 PM

4. Same here

but I've heard nothing, nada. No calls not even a robocall

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Response to bhikkhu (Original post)

Sun Dec 22, 2013, 08:58 PM

5. It's still stupifying how Oregon ended up with this disaster.

Even though I've been out of Oregon for 30 years, we still follow goings on in the state.

I've been reading the articles in the Oregonian and can't believe what a mess this became...and the money! Essentially an opened ended contract with Oracle??? O...M...G!

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Response to SoapBox (Reply #5)

Sun Dec 22, 2013, 10:53 PM

6. I just saw that Lawson resigned...

I missed the article a couple of days ago...not that I'm an expert but good bye and good riddance to her.

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Response to bhikkhu (Original post)

Sat Dec 28, 2013, 05:38 PM

7. Got a letter today (28th) saying I was accepted for coverage

as of Jan 1st. That I will receive an enrollment package in the next couple of days!!! Cutting it a bit fine but we'll see.

Anyone else get anything?

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Response to jannyk (Reply #7)

Sun Dec 29, 2013, 11:43 PM

8. I got the acceptance letter on the 28th too

Hopefully it won't be such a wait for the enrollment packet, but "the wheels are in motion", it seems.

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Response to bhikkhu (Original post)

Sat Jan 11, 2014, 01:55 AM

9. Well, to update things we got our OHP cards today, 3 months after applying

Which is good, I suppose. I was actually looking forward to getting a packet showing my options for private subsidized insurance, but instead we got OHP cards, so we're covered that way. My one reason for not wanting OHP was prior bad experiences and that they limited eligibility if you had assets (we own a house and a derelict commercial property). But I assume they've changed the rules, as there were no questions or anything about that in the application, and we weren't given an option...so far so good, then.

Next step: find a doctor to give physicals and vaccinations and so forth.

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Response to bhikkhu (Reply #9)

Sat Jan 11, 2014, 06:05 PM

11. I also got OHP Card Yesterday (FRI). A total surprise

to me. I tried calling my worker # to find out why, but no answer from there. Do you know the income requirement for OHP? I'm pretty sure we earn too much.

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Response to jannyk (Reply #11)

Sat Jan 11, 2014, 06:20 PM

12. I thought it was about $27k for a family of three

...or in the calculator, that was about the income point where it went from "congrats you qualify for OHP!" to "here are your subsidized insurance options".

I'm a little ways over $27k, but I know I can reduce my income by funding a 401k if I have to. I suppose I will have to call and find out, as there wasn't really any information given.

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Response to bhikkhu (Reply #12)

Sun Jan 12, 2014, 02:56 AM

13. No information at all.

I estimated our 2014 income at 40k (2 persons) and was not expecting this at all. I've been trying to call all weekend but get nowhere

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Response to bhikkhu (Original post)

Sat Jan 11, 2014, 11:55 AM

10. Thanks for the update.

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Response to bhikkhu (Original post)

Tue Jan 14, 2014, 08:42 PM

14. Another update - things are looking just fine with the new insurance

I didn't get an information packet but I did get insurance cards, and there was enough there to find the policy information online. My first concern was that it would work at the clinic that's closest to us, and that turns out to be the main provider listed. I called them and they said no problem - come in and fill out a "new patient" form, and we could schedule checkups and so forth.

Second was vision care, which is one thing that's been hard to keep up on with two kids and no insurance. Paying for exams and glasses two years ago was a stretch, but now they need new ones. It turns out the insurance covers one exam and one pair of glasses a year, and the optometrist that the kids like is a listed provider.

Now the best part - two guys I work with have been big skeptics; both are entirely eligible for coverage, but they get their information from fox news and neither bothered to do the paperwork. We all had to go down for flu shots today (work required), at the counter they answered "no insurance" and paid their $40 each. I showed my insurance card, they made a quick phone call, and my shot was covered 100%. Of course, the boss reimbursed them the money, but they were all surprised that the insurance actually worked the way it was supposed to, easily.

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