California's Health Exchange is coming along

[SHRED]

Last edited Sun Mar 17, 2013, 12:04 PM - Edit history (1)

I have posted some of these before however I have now labeled them better:



The Health Exchange site "Covered California" where Californians can go to buy insurance in October
http://www.coveredca.com/

California State Health site
http://www.healthexchange.ca.gov/Pages/Default.aspx

California Health Benefit Advisers (lots of good info here)
http://www.cahba.com/exchange/covered-california.htm

Answers to your questions and concerns about the Covered California exchange
http://www.cahba.com/advice/

An informative press conference video
http://cal-span.org/cgi-bin/archive.php?owner=HBEX&date=2013-02-13

Affordable Care Act (Federal)
http://www.healthcare.gov/index.html

[pennylane100]

1. Thanks for the great information.

[Merlot]

2. Thanks for posting this info. I went to the CAcovered site and

while it was informative one glaring omission was just WHO will I be purchasing insurance coverage from? Is it going to be more of the same...blue cross, anthem, etc, or will there be any new agencies in the mix? I'm hoping to find a nonprofit insurance. Will that even be in the mix? Or is this just to funnel more customers to the big agencies? If it offers both, then I'd be ok with it.

[SHRED]

3. great questions...

...go to the fourth link I posted and ask. Mr. Phil Daigle is very good about answering questions.

[antiquie]

4. I read the answers already posted

and was shocked to read this:

Their costs are fixed. While there have been many scary stories lately about rate shock, 2014 rates in California are estimated (Milliman) to increase 30% over 2013 on average.

Blue increased my son's family $1900 to $2300 for this year and for next another 30%! This is Affordable? I thought there was supposed to be premium control included.

Personally, I am still hoping for coverage when the 2014 rules kick in, but that won't help my grandkids.

[SHRED]

6. does your son's family qualify...

...for the health exchange subsidy?

[antiquie]

9. No, but thank you.

They do fine but *I* think the premium is beyond ridiculous.
I was in a mood 'cause I'm achy. A lot of people will be helped because of the Act.

[SHRED]

7. please link to this so I can check it out

[antiquie]

10. It was from your fourth link:

Last edited Wed Apr 3, 2013, 10:15 PM - Edit history (1)

http://www.cahba.com/advice/2013/03/premiums_2014.html

From your first link it appears all of the subsidy consists of tax breaks.
This does not help those on SS too young for Medicare, and we are very low fixed income people.

[Merlot]

5. Went to the site and asked the question of "WHO?"

Will report back when the answer arrives.

[Merlot]

8. Mr. Phil Daigle answered (very promptly, too!)

"Pretty much the same California health insurance carriers will sell their products through the Exchange, including Blue Shield which is a non-profit company. There may be some new companies too. We won'r knor exactly for a couple more months."

So far that's disappointing - I'm hoping for some new players that will be set up as true non-profits. Not the blue shield "non-profit" model. When I got insurance quotes from an agent last year, BS was twice as high as anthem for my quote.

[PasadenaTrudy]

11. I have Blue Shield

I pay on my own. It went up quite a bit this yr. I wonder if ACA will lower my premiums? Keep them from rising?

[savalez]

12. I dunno about you but

the payment calculator shows a huge increase for me. This is weird.

http://www.coveredca.com/calculating_the_cost.html