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Sat Apr 25, 2020, 05:34 PM

A direct deposit was made to my bank account...

and I have no idea where it's from or what it's for

It's not the stimulus deposit (the amount is wrong) and it's not my unemployment payment

Has this happened to anyone else recently?

It's probably a mistaken deposit and it will soon be removed but I thought it was curious

22 replies, 1694 views

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Arrow 22 replies Author Time Post
Reply A direct deposit was made to my bank account... (Original post)
ailsagirl Apr 2020 OP
riversedge Apr 2020 #1
ailsagirl Apr 2020 #3
applegrove Apr 2020 #2
LizBeth Apr 2020 #4
rsdsharp Apr 2020 #6
ailsagirl Apr 2020 #9
LSFL Apr 2020 #5
SCantiGOP Apr 2020 #7
ailsagirl Apr 2020 #8
LSFL Apr 2020 #20
quaint Apr 2020 #10
ailsagirl Apr 2020 #11
3Hotdogs Apr 2020 #12
ailsagirl Apr 2020 #14
3Hotdogs Apr 2020 #13
ailsagirl Apr 2020 #15
3Hotdogs Apr 2020 #16
ailsagirl Apr 2020 #17
BigmanPigman Apr 2020 #18
ailsagirl Apr 2020 #19
Cicada Apr 2020 #21
ailsagirl Apr 2020 #22

Response to ailsagirl (Original post)

Sat Apr 25, 2020, 05:35 PM

1. I really do not know how much I am suppose to get or how it is calculated.

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Response to ailsagirl (Original post)

Sat Apr 25, 2020, 05:36 PM

2. You could call your bank and tell them. They might be able to tell you what

it is. I'm sure they would live to talk to you about it.

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Response to ailsagirl (Original post)

Sat Apr 25, 2020, 05:47 PM

4. If it is a couple three hundred could be auto insurance refund a lot are giving.

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Response to LizBeth (Reply #4)

Sat Apr 25, 2020, 06:25 PM

6. Your insurance payment would have to be

astronomic to get that much. Most insurers are refunding 15-20% of the value of a couple of months worth of payments. My refund, if and when I get it, will be less than $26.

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Response to LizBeth (Reply #4)

Sat Apr 25, 2020, 06:39 PM

9. I don't think that's it either...

because the amount would be FAR less

Guess I'll find out soon

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Response to ailsagirl (Original post)

Sat Apr 25, 2020, 06:13 PM

5. Quickly...

Withdraw it and spend it before they notice! You get to keep bank errors in your favor in Monopoly. We all knew that growing up. These are not the times to quibble over the vagaries of fate my friend..

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Response to LSFL (Reply #5)

Sat Apr 25, 2020, 06:34 PM

7. Not good advice

If its an error you will have to pay it back.
If they can show you purposely diverted it and knew it was an error, then criminal
fraud charges are a possibility.

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Response to SCantiGOP (Reply #7)

Sat Apr 25, 2020, 06:37 PM

8. I wish I could keep it but that's as far as it goes

I'm pretty certain it was a mistake-- I should know before too long

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Response to SCantiGOP (Reply #7)

Sat Apr 25, 2020, 10:09 PM

20. I was just kidding

I thought the Monopoly reference would clearly indicate that I was being facetious. If I have to start using emojis to signal my intent on this site , we are not as wise as we imagine ourselves.

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Response to ailsagirl (Original post)

Sat Apr 25, 2020, 07:26 PM

10. Gov Newsom's $600 addition to Unemployment?

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Response to quaint (Reply #10)

Sat Apr 25, 2020, 07:42 PM

11. Nope-- that has already been deposited

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Response to ailsagirl (Original post)

Sat Apr 25, 2020, 08:22 PM

12. State tax refund?

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Response to 3Hotdogs (Reply #12)

Sat Apr 25, 2020, 08:31 PM

14. Nope-- got that almost immediately (in the mail)

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Response to ailsagirl (Original post)

Sat Apr 25, 2020, 08:22 PM

13. Is the amount over or under the stim amount of 1,200?

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Response to 3Hotdogs (Reply #13)

Sat Apr 25, 2020, 08:32 PM

15. Significantly more

It's a mystery

I think it has to be an error

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Response to ailsagirl (Reply #15)

Sat Apr 25, 2020, 08:35 PM

16. I know. Do you have a business that's listed on the N.Y.S.E.?

And did you contribute to Donald's 2016 campaign?

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Response to 3Hotdogs (Reply #16)

Sat Apr 25, 2020, 08:36 PM

17. Ha ha!



This sounds like 20 questions!!

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Response to ailsagirl (Original post)

Sat Apr 25, 2020, 08:57 PM

18. I know someone who just got $2,400 deposited into hers.

She doesn't pay taxes any more (too old) but her spouse died a year ago so I think she got her husband's $1,200 as well as hers. I told her not to count on keeping it. Mitch will be wanting it back.

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Response to BigmanPigman (Reply #18)

Sat Apr 25, 2020, 10:06 PM

19. That makes sense for her situation

The amount she rec'd is closer to what I received, but I'm not in her situation

I guess we have exhausted all possibilities...

Stay tuned

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Response to ailsagirl (Original post)

Sat Apr 25, 2020, 10:47 PM

21. Retroactive unemployment?

Initially unemployment benefits did not include the extra $600 per week. But people were eligible for it before it became part of current benefits. Those who should have gotten it from day one but did not will get the missing amount as a retroactive payment. If that included part of a week it would not be a clean multiple of $600.

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Response to Cicada (Reply #21)

Sun Apr 26, 2020, 09:58 AM

22. That could be

Things seem rather chaotic at present-- I have questions re my unemployment but I can't contact EDD by phone, nor can I access my account online. Last time I was able to, it did not list the mystery amount nor did my IRS account list it. Weird

But even then (in terms of what you suggested), I can't get the deposit amount to come out right-- I could be overlooking something, but in the absence of actually speaking to an EDD rep, I'm pretty much clueless.

In the meantime, I am ignoring the deposit in question-- smartest thing to do!

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