How Government Redlining Maps Encouraged Segregation in California Cities
http://ww2.kqed.org/lowdown/2016/04/27/redlining/
He did not, however, elaborate on the various federal government policies in place before the Civil Rights Movement that actually encouraged housing discrimination and segregation. Its these policies, some historians argue, that helped determine the demographic makeup of the neighborhoods many of us live in today.
One example is the Home Owners Loan Corporation (HOLC). Established by Congress in 1933, the initiative was promoted by President Franklin Roosevelt to help stem the urban foreclosure crisis that had spiked during the Great Depression....
To show which areas were safe investments, HOLC gathered reams of local data to draw up residential safety maps of cities across the nation. Neighborhoods were classified into one of four categories based on favorable and detrimental influences. Factors included terrain and type and age of buildings, as well as the threat of infiltration of foreign-born, negro, or lower grade population....
Not surprisingly, HOLCs classification method was heavily influenced by a neighborhoods racial and economic demographics.