Target credit card

[left-of-center2012]

If you have a Target Department Store credit card (they call it a “Red Card”) and look at your statement online,
they completely changed their sign in page.

Yesterday after failing repeatedly to get in, I phoned twice and spoke to two different Target folks who were of no help.
There best advice was to try to login again later.

I tried again today. I called twice today. They had me reset my password. Nothing worked.

I asked if I have automatic payment set up (I do), and then I told them I was going to take their “Red Card” and shove it .....................
............................in my freezer, never using it again, and to just let automatic payments zero it out.

Then I, myself, decided to try to setup a new online account for the card.
That was successful and I can now keep an eye on it online. But I think I’ll not use their card again.

[demigoddess]

1. good decision.

[Dave Starsky]

2. Target had a security breach a few years ago.

Forty million customers had their credit card information compromised. Target had to pay a couple hundred million dollars in settlements and legal fees.

Their IT department sounds like they have no clue what they're doing.

[Leith]

3. I Got Caught Up in That

It was my debit card that got onto the list of stolen numbers. We closed our debit cards and decided not to get new ones. I've been using cash at the gas pump* and grocery store ever since.

* About that same time, there had been robberies at gas pumps where the criminals would steal the customer's debit card in my town. They happened at all times of the day and night and a couple were at stations I went to often. Between criminals in the flesh and the ones lurking on the internet, I got used to cash-only transactions again and never went back.

[Dave Starsky]

4. I knew people burned by that, too. Badly.

Which is why I mentioned it.

I use cash for almost everything these days.

Please, everyone, stay away from "store credit cards" if you know the company can't handle the responsibility of managing that data.

[mnhtnbb]

5. I just succesfully signed in to my account on the new site.

This card has saved me $$ when traveling in Europe because it doesn't charge a 3% international fee every time it's used abroad like a lot of cards do.

I don't go to Target as often as I should to take advantage of the 5% discount every time it's used, but I've never had a problem with it. In fact, they tend to overdo calling me to check on transactions. And they did catch an unauthorized one about a year ago and sent me a new card.