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Wed Jul 10, 2019, 07:31 PM

Fox News: Working Until You Die Is A "Blessing"

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Response to Yo_Mama_Been_Loggin (Original post)

Wed Jul 10, 2019, 07:35 PM

1. Like W said

"Working three jobs, isn't that terrific. Only in America."

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Response to SHRED (Reply #1)

Wed Jul 10, 2019, 07:38 PM

2. LOL, first thing that popped into my head when I read the post...

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Response to Yo_Mama_Been_Loggin (Original post)

Wed Jul 10, 2019, 07:48 PM

3. Slaveowners mentality.

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Response to Yo_Mama_Been_Loggin (Original post)

Wed Jul 10, 2019, 07:51 PM

4. When you reach retirement age you can start drawing Social Security

And keep working. That is what my sister is doing.

There is a limit on your income. Please check with Social Security Admin. and find out where you stand.

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Response to Delmette2.0 (Reply #4)

Wed Jul 10, 2019, 08:22 PM

5. Although once you reach your full retirement age

Currently anywhere from 66 to 67, depending on what year you were born, you can collect Social Security and earn as much money as you can without losing any of the SS.

People really need to learn as much as they can about exactly how SS works, because the decision about when to take it is often a complicated one. I recommend the book Get What's Yours: The Secrets to Maxing Out Your Social Security by Laurence Kotlikoff, Paul Solman, and Philip Moeller. Make sure you acquire the revised one that came out in 2016, because that covers the revisions to Social Security that went into effect that year.

Plus, they take sharp exception to the all too common decision to take SS at the earliest possible time, pointing out that for many people the risk of living a very long time is much greater than the chance of dying too soon. That larger check starts looking better and better as the years go on.

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Response to PoindexterOglethorpe (Reply #5)

Wed Jul 10, 2019, 08:41 PM

6. Social Security becomes taxable depending how much you earn. The more you earn

the more is taxable starting at a certain earned income amount.

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Response to wasupaloopa (Reply #6)

Wed Jul 10, 2019, 10:18 PM

10. Right. But if you start collecting before your full retirement age,

once you earn over a certain amount (currently $17,640), you will lose you lose $1 in benefits for every $2 earned over that amount. Plus, since your SS benefit is based on your 35 highest earning years, ideally you want to work long enough to have at least that many years of paying FICA.

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Response to PoindexterOglethorpe (Reply #10)

Thu Jul 11, 2019, 01:10 AM

12. I agree but no one was pointing out that SS can become taxable income.

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Response to Yo_Mama_Been_Loggin (Original post)

Wed Jul 10, 2019, 08:58 PM

7. Why only work 8 hours a day leaving 16 more hours empty?

lazy old people.

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Response to Yo_Mama_Been_Loggin (Original post)

Wed Jul 10, 2019, 09:43 PM

8. Are there no workhouses!?

Are there no prisons!!!???

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Response to Yo_Mama_Been_Loggin (Original post)

Wed Jul 10, 2019, 09:44 PM

9. Well they can convince the followers of anything

So why not this?

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Response to Yo_Mama_Been_Loggin (Original post)

Wed Jul 10, 2019, 10:26 PM

11. I'm still working full time at 70; I delayed collecting Social Security until I turned 70.

I'm getting my full Social Security payment; it's not limited by my income. I'll be taxed on my Social Security, so I'm having them deduct 7% from my monthly check.

I'm also having my Medicare and my Senior Advantage insurance taken out from my SS check. I get less in the bank, but it gets all that billing out of the way every month.

I'm walking 8 to 9 miles a day at work, and doing lots of physical stuff all day. I don't see when I'll be able to afford to quit.

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