General Discussion
Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region ForumsShould liberal states form their own health insurance system?
I am thinking blue states like California, Oregon, Washington, New Mexico, Maryland, Delaware, Conneticut, Rhode Island, Massachusetts, Vermont. Form their own giant insurance pool and certify insurance companies that meet specific guidelines to sell there. Other states can join as long as they agree to the following;
1. Affordable care for everyone.
2. Premium assistance for poor people up to Medicaid level.
3. No pre-existing condition exclusions. Everyone MUST be covered at the same rate for the level of policy.
4. No shit policies, i.e. super high deductibles, restricted coverage, lifetime caps can be sold in those states.
For residency:
Person must have lived in the state for one year or was born there.
I am not in insurance guy. But I feel that blue states need to decouple themselves from states like mine (Florida) and red states that constantly vote against their own best interests.

BigmanPigman
(52,559 posts)but there wasn't enough info financially to allow it to be considered for very long. They felt that it would fail if it were rushed too quickly. They need to do a lot more work on the details before they will introduce it with enough confidence for it to realistically pass unfortuanately.
Blue_true
(31,261 posts)As more people get included, that can drive down premiums for everyone. Plus, I think I remember reading that blue states were healthier in general, so the entire pool would be healthier, if that conclusion follows.
samnsara
(18,385 posts)msongs
(70,576 posts)Blue_true
(31,261 posts)Modern technology should make setting up and running the collective from a SYSTEMS standpoint easy. Cost dynamics such as start up costs would need to be worked out first, as alluded to be a post above.
ismnotwasm
(42,556 posts)Im in Washingtonone of the the states with a ACA success story. What if we formed a four or five state co-op model for healthcare?
Blue_true
(31,261 posts)Demsrule86
(71,038 posts)Squinch
(53,888 posts)would work, not necessarily single payer.