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Tue Jul 10, 2012, 05:50 AM

Updated: Piss on Wells Fargo. My friend has Stage Four cancer and WF is foreclosing on her.

Last edited Thu Jul 19, 2012, 06:26 PM - Edit history (1)

Cindi and Kirk have tried everything to work with Wells Fargo while she has been battling breast cancer. WF has reliably "lost" paperwork, failed to return phone calls, the whole typical "we'll take the government money but still turn people out of their homes". My friends really don't need this shit.

From the article:

MOUNT HILLY, N.C. -- To say that Kirk Davis loves his wife Cindi just doesn’t quite cut it. Married for 19 years, Kirk and Cindi are in it together, for better for worse.

“She’s been a trooper through this whole thing. She’s never quit and never stopped. She has fought this entire battle” says Kirk of Cindi’s tenacity.

Cindi’s battle is breast cancer. It’s been a four-year fight, it’s been a double mastectomy and it’s been dozens of chemo treatments to fight a cancer that just won’t go away.

“I have only cried once and it was the day I was diagnosed, and after that I said, ‘No. I’m not a quitter. I am going to beat this,’” she said.


Any advice or well-wishes would be welcomed.

[font color="red"]Update:[/font]
There's a page set up on YouCaring.com to raise money to help Cindi and Kirk. From the page:
Wells Fargo told the Davis' to stop trying to make payments while they worked out a plan, now they want the entire past due, approx. 25,000, before they will accept payments. The insurance company won't pay for her chemo which is over $6000. We need to help her and help in a hurry! We also have a Trust set up, for the name and bank: WriterofWords@aol.com

Cindi Silvers-Davis is a Stage 4 Cancer Victim that Wells Fargo is trying to foreclose on, and her insurance company will not pay for chemo again to save her life. She lives in Mt. Holly, NC.


If you can. If you can't, I'd be grateful if you could cross-post (FB or wherever).

32 replies, 3488 views

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Reply Updated: Piss on Wells Fargo. My friend has Stage Four cancer and WF is foreclosing on her. (Original post)
HillWilliam Jul 2012 OP
Bolo Boffin Jul 2012 #1
Monk06 Jul 2012 #2
DCKit Jul 2012 #20
RB TexLa Jul 2012 #30
MADem Jul 2012 #3
NNN0LHI Jul 2012 #4
xchrom Jul 2012 #5
TBF Jul 2012 #14
xchrom Jul 2012 #6
Ken Burch Jul 2012 #7
Fuddnik Jul 2012 #8
2pooped2pop Jul 2012 #9
Swede Atlanta Jul 2012 #10
sunwyn Jul 2012 #11
randome Jul 2012 #12
barbtries Jul 2012 #13
HillWilliam Jul 2012 #15
Celebration Jul 2012 #18
peacebird Jul 2012 #27
joeybee12 Jul 2012 #16
HillWilliam Jul 2012 #22
DiverDave Jul 2012 #17
lpbk2713 Jul 2012 #19
Huey P. Long Jul 2012 #21
HillWilliam Jul 2012 #23
Fire Walk With Me Jul 2012 #24
HillWilliam Jul 2012 #25
Fire Walk With Me Jul 2012 #29
Liberal_in_LA Jul 2012 #26
KT2000 Jul 2012 #28
LiberalEsto Jul 2012 #31
HillWilliam Jul 2012 #32

Response to HillWilliam (Original post)

Tue Jul 10, 2012, 06:02 AM

1. I think you've got the right idea.

Why should someone choose between buying their medicine and paying their mortgage, you ungrateful Republican bastards?!

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Response to HillWilliam (Original post)

Tue Jul 10, 2012, 06:03 AM

2. Go to the local media and then demand that WF show all mortgage transfer documents to prove they

are the rightful underwriter of the mortgage. Bet they can't come up with the paper.

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Response to Monk06 (Reply #2)

Tue Jul 10, 2012, 10:06 AM

20. I'll bet they can't, but she's still going to need financial support to fight them. nt

 

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Response to Monk06 (Reply #2)

Tue Jul 10, 2012, 09:45 PM

30. Wells Fargo would be the servicer for the investor of the loan. Doubtful it's been


transfered, WFC is part of MERS. So there would not have been any transfers even if the loan has been sold a few times.

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Response to HillWilliam (Original post)

Tue Jul 10, 2012, 06:08 AM

3. Call CNN. Call MSNBC. Call ABC, CBS, NBC. Call 'em all.

Also, call your local bar association and see if they have a number to someone who can do some pro bono work on behalf of these people against the mortgage holders.

A big law firm might want to be on the side of the little guy in this instance--it would garner some good publicity for them if they can make WF back down and refinance. I'll bet WF doesn't want to have to go to court over this so they might be inclined to listen to some big old silverback from a good law firm.

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Response to HillWilliam (Original post)

Tue Jul 10, 2012, 06:24 AM

4. I am getting really tired of the wealthy bastards who do this to people

Time to nationalize the banks.

Don

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Response to NNN0LHI (Reply #4)

Tue Jul 10, 2012, 06:27 AM

5. +1

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Response to NNN0LHI (Reply #4)

Tue Jul 10, 2012, 07:46 AM

14. You beat me to it -

they do need to be nationalized. That is what should have happened instead of the bailout, and since we missed that opportunity they should just go ahead and do it now.

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Response to HillWilliam (Original post)

Tue Jul 10, 2012, 06:30 AM

6. You're getting some great advice - just tell them

DU sends support, well being and all that really good stuff.

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Response to HillWilliam (Original post)

Tue Jul 10, 2012, 06:30 AM

7. Another reason we should nationalize the whole financial sector

It's now clear...if we don't bring THEM down, they'll bring us down. We are all in the process of being liquidized by Big Pig.

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Response to HillWilliam (Original post)

Tue Jul 10, 2012, 06:53 AM

8. Kick and rec!

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Response to HillWilliam (Original post)

Tue Jul 10, 2012, 07:00 AM

9. Please check with one of the local companies

 

that are suppose to help you with this stuff. If this is the only home you own and you live in it, you may qualify. I don't know when the newest rules go into effect but I think they will not be able to foreclose while the owners are working on an alternative.

It will take about two years. I think they do that so the price goes up so high that you have no way to get out of it.

That home is theirs until the day it is sold at auction on the courthouse steps. They can sell it, refinance it, or work out a deal. They will get better results if they use one of the companines set up to work shit out with the bank.

I wish your friend the best. Illness made us fall behind and we are in foreclosure now too. We don't qualify for assistance so we are screwed.

But have your friend get someone to push this for them as they need to concentrate on finding happiness and happy thoughts to battle the disease. That's hard to do with banksters involved.

Good luck to them.

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Response to HillWilliam (Original post)

Tue Jul 10, 2012, 07:07 AM

10. Negative publicity for WF would be the most effective in my view.....

 

They can certainly seek legal help. That might force WF to do some actual checking to see if they have the documentation before foreclosing.

But let's assume they have the paperwork, you will still end up with them foreclosing. That's where getting the media on this might make WF consider working with them. They really don't want more negative publicity.

The only other thing I would suggest, especially if your demands for them to show they actually have the required paperwork are not met, is to contact the state AG office. I don't know how engaged NC has been but a number of state AGs have been aggressive in going after banks in the foreclosure debacle.

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Response to HillWilliam (Original post)

Tue Jul 10, 2012, 07:20 AM

11. This needs to go viral...

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Response to HillWilliam (Original post)

Tue Jul 10, 2012, 07:34 AM

12. How does Wells Fargo know this person has cancer?

 

I despise Wells Fargo. I worked for them for one year and it was absolutely the worst job of my life.

But the 'system' is designed this way. If any bank starts looking at people's medical condition, it opens up a huge can of worms.

Unethical people would claim to be ill in order to stop paying their mortgages. Wells Fargo -a bank, by the way- would then in the position of making evaluations of someone's medical condition. We sure as hell don't want that, I would think.

The system does not work that way. You may say it SHOULD but it doesn't. I wish things were different but it is an imperfect world.

Please don't think this is a defense of the status quo. I'm merely pointing out a point of view I think is relevant.

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Response to HillWilliam (Original post)

Tue Jul 10, 2012, 07:38 AM

13. i wish i had advice.

well, maybe i do. contact Occupy - go to the media - raise a BIG fuss. you never know. i'm so sorry they're having to go through this, just at the time she should be concentrating on NOTHING but getting back her good health.

world's turned so fucking mean

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Response to HillWilliam (Original post)

Tue Jul 10, 2012, 08:24 AM

15. Here's the deal

WF is well aware that Cindi has cancer. She and Kirk have tried every way in this world to cooperate and to get WF to cooperate. As for WF, they keep "losing" paperwork, refusing to meet with them, won't agree to any terms, have ducked them and the media at every chance.

Cindi has been to several papers and TV stations to try to get her story out. Just a couple of weeks ago, the station at the link picked up the story.

She has been battling cancer off and on for the last few years. Two years ago, she lost both breasts and has had to have chemo several times since as more lesions have cropped up.

I've known her and her husband for a little over ten years. They came to Rob's and my commitment a couple of years back. They're wonderful, hardworking, dead-honest people who've been through one hell of a bad time. Still, they're deeply in love with one another; like Rob and me, that which tries to tear them apart only brings them closer together.

At any time, WF (who knew their circumstances well) COULD have cooperated and could have worked out terms to help. They simply chose not to.

I'd love to see a letter/email campaign to shame WF for their lack of cooperation and shameful behavior. Cindi has done what she can to get media attention. It's just going to take more pressure from the rest of us.

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Response to HillWilliam (Reply #15)

Tue Jul 10, 2012, 09:37 AM

18. Start a Facebook page and spread it around to EVERYONE n/t

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Response to HillWilliam (Reply #15)

Tue Jul 10, 2012, 09:19 PM

27. Is there a post on facebook i can "like" to get more exposure?

Thanks

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Response to HillWilliam (Original post)

Tue Jul 10, 2012, 08:28 AM

16. Piss on them and then s**t on them

Well, getting in the newspaper is a good start...WF and others loathe bad press.

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Response to joeybee12 (Reply #16)

Tue Jul 10, 2012, 11:32 AM

22. Cross-posting is good, too

Somebody, somewhere knows something the rest of us don't how to stop this travesty.

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Response to HillWilliam (Original post)

Tue Jul 10, 2012, 08:43 AM

17. You never know how you will respond to news like this

I hope I can be like Cindi.
Our thoughts are with you.

Dave and family.

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Response to HillWilliam (Original post)

Tue Jul 10, 2012, 09:42 AM

19. Banksters




They can steal more with a pen than anyone ever could with a gun.
And the powers that be wink and look the other way.

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Response to lpbk2713 (Reply #19)

Tue Jul 10, 2012, 10:56 AM

21. Mainstream Economist: We Might Need to Hang Some Bankers to Stop Criminal Looting

 

Mainstream Economist: We Might Need to Hang Some Bankers to Stop Criminal Looting
Posted on July 8, 2012 by WashingtonsBlog

Even Nouriel Roubini Says We Need to Jail or Hang Some Bankers
Nobel prize winning economist Joe Stiglitz – and many other experts – have said nothing will change unless dishonest bankers are jailed.

Former trader Max Keiser has been calling for years for crooked bankers to be hanged, to send a message that crime won’t be tolerated.
But Nouriel Roubini is a lot more mainstream than Keiser – or even Stiglitz – being very close to Treasury Secretary Tim Geithner. See this and this.

Roubini told Bloomberg that nothing has changed since the start of the financial crisis, and we might need to throw bankers in jail – or hang them in the streets – before they’ll change:

Nobody has gone to jail since the financial crisis. The banks, they do things that are illegal and at best they slap on them a fine. If some people end up in jail, maybe that will teach a lesson to somebody. Or somebody hanging in the streets.

-
I noted 7 years ago:
I am NOT calling for the overthrow of the government. In fact, I am calling for the reinstatement of our government. I am calling for an end to lawless dictatorship and a return to the rule of law. Rather than trying to subvert the constitution, I am calling for its enforcement.

***

The best way to avoid all types of revolution would be for the government to start following the rule of law. I passionately hope it will do so.

The fact that even mainstream economists like Roubini are talking about hanging bankers shows that this is the last chance for the justice system – the only thing which stands between criminals on Wall Street and pitchforks – to work.


-
http://www.washingtonsblog.com/2012/07/mainstream-economist-we-might-need-to-hang-some-bankers-to-stop-illegal-behavior.html

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Response to HillWilliam (Original post)

Tue Jul 10, 2012, 08:03 PM

23. Shameless evening kick n/t

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Response to HillWilliam (Original post)

Tue Jul 10, 2012, 08:22 PM

24. Immediately demand an audit and press that home.

 

Most foreclosures are highly illegal. Also carefully check the paperwork for irregularities which will release you from the process.

Of course banks stonewall and obfuscate. They're sitting around waiting to collect homes.

Also contact Occupy Fights Foreclosures.

http://www.occupyfightsforeclosures.org/

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Response to Fire Walk With Me (Reply #24)

Tue Jul 10, 2012, 09:12 PM

25. Thanks for the link

I passed it along to Cindi.

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Response to HillWilliam (Reply #25)

Tue Jul 10, 2012, 09:40 PM

29. I am told that demanding an audit stops the foreclosure process

 

but you'd have to confirm that in her state and seriously document/video attempts at requesting it with timestamping, etc. because they'll just ignore it as long as they can. You have to take the long game on this as they certainly have. Many cannot stand the pressure and cave, which of course is what the banks want.

And politicians know this is going on. My best to her and to a positive outcome

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Response to HillWilliam (Original post)

Tue Jul 10, 2012, 09:14 PM

26. k&r

 

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Response to HillWilliam (Original post)

Tue Jul 10, 2012, 09:39 PM

28. this is so awful

and it happens to many people. Illness is financial devastation. utting back on everything and then the home- if the bank doesn't get it then the hospital will.
Hope this news story brings help to these people - the comments after the article describe them as kind and generous people. So sad.

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Response to HillWilliam (Original post)

Tue Jul 10, 2012, 09:54 PM

31. Wells Fargo is a Death Panel

 

They don't give a shit whether their victims live or die, as long as they get the title to the house.

This poor couple - my heart goes out to them. Sending them light and blessings.

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Response to HillWilliam (Original post)

Thu Jul 19, 2012, 06:27 PM

32. Kicking the update n/t

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