$17,320 childbirth. Surcharges! Get yer Trump/Ryan surcharges here!
We estimated what surcharges would be for various medical conditions in the absence of community rating. We drew upon data that the Centers for Medicare and Medicaid Services, or CMS, uses to calculate transfers between insurers based on enrollees’ expected costs—this is called the risk adjustment program. We compared the plan liability for total costs for a healthy 40-year-old to the plan liability if that individual had certain medical conditions, as shown in Table 1 below.