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Dark n Stormy Knight

(9,974 posts)
Mon Jan 27, 2014, 11:36 PM Jan 2014

I'm A Believer!! Obamacare success story.

I was one of the harshest critics here of the maddeningly awful healthcare.gov site. I have a master's degree in Instructional Design and Technology, so I have some related experience, and I could write a very long article on the many usability and other healthcare.gov issues (many even when the site is working as apparently planned.) I spent many, many frustrating hours on the site and on the phone with their CS reps and with healthcare "navigators". My blood pressure may never be the same.

Also, as an advocate of Medicare for all, I can find plenty of fault with the ACA.

However, I am extremely happy to report that starting this month we are saving $644/month on our premiums, and the coverage is basically the same. We now have an Independence Blue Cross Keystone HMO Silver Proactive Health Insurance plan. A small subsidy is helping keep the new cost low.

I'm not going to give any more personal details, so if anyone wants to doubt my claim, I understand. But as for me, I'm a believer.

22 replies = new reply since forum marked as read
Highlight: NoneDon't highlight anything 5 newestHighlight 5 most recent replies
I'm A Believer!! Obamacare success story. (Original Post) Dark n Stormy Knight Jan 2014 OP
Wow, $644/month saved is outstanding! Good for you. JaneyVee Jan 2014 #1
I am amazed, really. Dark n Stormy Knight Jan 2014 #4
You are saving serious money. Congrats. nt bluestate10 Jan 2014 #2
I know, right? And we could really use it! Dark n Stormy Knight Jan 2014 #6
I remember Pres. Barack Obama saying warrior1 Jan 2014 #3
I do wish he were as "socialist" as the opposition claims, but I give President Obama huge props Dark n Stormy Knight Jan 2014 #7
+1 tofuandbeer Jan 2014 #17
that's great news. DesertFlower Jan 2014 #5
I forgot to mention that good friends of ours ended up in the same plan as us. Dark n Stormy Knight Jan 2014 #8
This is wonderful news and I am very happy for you and yours Whisp Jan 2014 #9
I want full universal health care right now. And I'll be glad to stamp my feet, but Dark n Stormy Knight Jan 2014 #10
I'm happy this worked out. SoapBox Jan 2014 #11
I wonder when the media will begin telling people about the success stories. Dark n Stormy Knight Jan 2014 #12
When a republican is in the White house. Egnever Jan 2014 #13
ahhhhh, dont' say that! ...sad, but true. tofuandbeer Jan 2014 #18
Really Glad for all your savings on Health Care, DnSK! Cha Jan 2014 #14
Well, I am very happy for you............. mrmpa Jan 2014 #15
mrmpa - I believe there is hope to be had Iwillnevergiveup Jan 2014 #19
I'm with you............ mrmpa Jan 2014 #21
I'm thrilled for you and for myself flamingdem Jan 2014 #16
Thank you for the wonderful success story! N/T nirvana555 Jan 2014 #20
Every time I read one of these stories, it truly makes me happy. Yes, we need single payer, but Squinch Jan 2014 #22

warrior1

(12,325 posts)
3. I remember Pres. Barack Obama saying
Mon Jan 27, 2014, 11:58 PM
Jan 2014

Somewhat to the effect that were in a big ship and to make a big change you've got to do it slowly in small increments to get to where you want to be. I know that's hard for liberals and Democrats to believe but despite Republicans and some blue dog Democrats gumming up the works he's got a lot done.

Dark n Stormy Knight

(9,974 posts)
8. I forgot to mention that good friends of ours ended up in the same plan as us.
Tue Jan 28, 2014, 12:22 AM
Jan 2014

They had both been without health insurance for the last few years. They were previously insured under her work insurance, but she lost her job a few years ago. He's a self employed carpenter, and they just couldn't afford insurance on just his income. They are skeptical that the policy is as good as it sounds for the great rate they're getting, but I see no reason to doubt that.

 

Whisp

(24,096 posts)
9. This is wonderful news and I am very happy for you and yours
Tue Jan 28, 2014, 12:22 AM
Jan 2014

but there will be people here that think you should give up that health care package, stamp your feet and insist you want full universal care right now, or nothing.

Dark n Stormy Knight

(9,974 posts)
10. I want full universal health care right now. And I'll be glad to stamp my feet, but
Tue Jan 28, 2014, 12:25 AM
Jan 2014

I'm not giving up my health care plan. I have too may health problems. My husband has barely ever used his health insurance, but every year it seems more likely he might need it.

SoapBox

(18,791 posts)
11. I'm happy this worked out.
Tue Jan 28, 2014, 12:29 AM
Jan 2014

I've several neighbors plus my partner, have all gotten coverage and/or a much better deal than they previously had.

I know that it's working for many.

Cha

(303,446 posts)
14. Really Glad for all your savings on Health Care, DnSK!
Tue Jan 28, 2014, 12:42 AM
Jan 2014

President Obama was practical on getting ACA through Congress and SCOTUS.. and seemingly now it can't be repealed unless our country is taken over by teabaggers.

But, hopefully it can be a strong foundation for even better health care in the future. Social Security didn't start out as good as it is today.. nor Medicare. So there's strong hope for getting what we want for everyone in the future.

mrmpa

(4,033 posts)
15. Well, I am very happy for you.............
Tue Jan 28, 2014, 01:00 AM
Jan 2014

Last edited Tue Jan 28, 2014, 12:08 PM - Edit history (1)

not so happy for myself. I, too am an advocate of medicare for all. I am uninsured. My state did not expand medicaid, therefore, health insurance premiums for me (silver plan) are over $500 a month. $6,000 a year, I can't afford that, that's close to my housing fo a month. I'll take the fine. Fuck my republican governor & anyone who voted for him.

Iwillnevergiveup

(9,298 posts)
19. mrmpa - I believe there is hope to be had
Tue Jan 28, 2014, 01:30 AM
Jan 2014

Let's see what the playing field looks like in another 6-8 months when people like you realize your state is getting the shaft. Well, not you because you knew the score beforehand. But word of mouth will spread, people will demand it, Rethugs will gradually cave and more will become covered. I believe the goal is 7 million by the end of March which is a good start.

You may have meant "Medicaid" rather than "Medicare" not being expanded, right?

Hang on, hang on - it will happen. You WILL be covered.



Dark & Stormy Knight - good for you!

mrmpa

(4,033 posts)
21. I'm with you............
Tue Jan 28, 2014, 12:07 PM
Jan 2014

more people have to hear the truth and help make the necessary change at the ballot box. Also corrected to read Medicaid. Thank you.

flamingdem

(39,800 posts)
16. I'm thrilled for you and for myself
Tue Jan 28, 2014, 01:05 AM
Jan 2014

I'm not saving nearly as much but I have better coverage and it's affordable and for once I'm going to deal with my health with competent doctors, whew and yay!

Squinch

(52,196 posts)
22. Every time I read one of these stories, it truly makes me happy. Yes, we need single payer, but
Tue Jan 28, 2014, 08:58 PM
Jan 2014

all the people who are insured who weren't and who are not being bankrupted by an illness are so positive. Single payer will come. In the meantime, the hemorrhaging is stopping.

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