Sun May 26, 2013, 09:36 AM

Scuba (53,475 posts)

Health Insurance Rate Shock-California Obamacare Insurance Exchange Announces Premium Rates

http://www.forbes.com/sites/rickungar/2013/05/24/unexpected-health-insurance-rate-shock-california-obamacare-insurance-exchange-announces-premium-rates/

For quite some time, I have been predicting that Obamacare would likely mean higher insurance rates in the individual market for the “young immortals” and others under the age of 40. At the same time, my expectation was that those who fall into the older age ranges would benefit greatly as their premium charges would be lowered thanks to the Affordable Care Act.

It is increasingly clear that I had it wrong.

Yesterday, Covered California—the name given to the healthcare exchange created pursuant to the Affordable Care Act that will serve the largest population of insured citizens in the nation—released the premium rates submitted by participating health insurance companies for the three health insurance program categories (bronze, silver and gold) established by the Affordable Care Act, along with the catastrophic policy created for and available to those under the age of 30.

Upon reviewing the data, I was indeed shocked by the proposed premium rates—but not in the way you might expect. The jolt that I was experiencing was not the result of the predicted out-of-control premium costs but the shock of rates far lower than what I expected—even at the lowest end of the age scale.

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302 replies	Author	Time	Post
Health Insurance Rate Shock-California Obamacare Insurance Exchange Announces Premium Rates (Original post)	Scuba	May 2013	OP
Not to worry,	Turbineguy	May 2013	#1
And half the nation will buy it. California was supposed to stay broken!	freshwest	May 2013	#92
History repeats. Democrats have a long history of cleaning up republican fiscal messes at	bluestate10	May 2013	#191
Very true. There's a graphic for that:	freshwest	May 2013	#204
Not my experience	BrotherIvan	May 2013	#2
More info please: where do you live, what is your premium and for what insurance?	SunSeeker	May 2013	#3
And the top rate I saw was under $400/month n/t	Ms. Toad	May 2013	#5
Exactly!! nt	SunSeeker	May 2013	#7
My wife and I couldn't get individual insurance, we were uninsurable.	hunter	May 2013	#6
You will no longer be uninsurable, and they won't be able to drop you	pnwmom	May 2013	#193
You have access to affordable insurance now	Politicub	May 2013	#10
I am uninsured now and still will be at those rates.	xtraxritical	May 2013	#16
Why? Can you qualify for subsidies? nt	flamingdem	May 2013	#52
There are subsidies for people with incomes into the 80K range.	pnwmom	May 2013	#194
Let's have some facts, please...	Honeycombe8	May 2013	#21
You have got to be kidding or delusional or both	BrotherIvan	May 2013	#40
No, people want you to stop being a troll	intaglio	May 2013	#47
This person is not a troll. I can attest that	truedelphi	May 2013	#91
Is that still in effect? Has it changed since you saw it a year ago?	Squinch	May 2013	#102
That website, which allowed a person a larger and more complete understanding of what was to	truedelphi	May 2013	#157
What level of income will be eligible for the expanded Medicaid program?	pnwmom	May 2013	#197
After our medical bankruptcy, we were allowed help	truedelphi	May 2013	#238
What a nightmare.	pnwmom	May 2013	#245
Then why is a low post count member	intaglio	May 2013	#114
Seriously?	davidthegnome	May 2013	#198
My wife and I pay more than that for insurance and "deductables..."	hunter	May 2013	#124
But how can that website account for the government subsidies	pnwmom	May 2013	#196
Yes, I had Blue Cross and it went up every 6 months	flamingdem	May 2013	#64
It's not so good if you are middle class	AllyCat	May 2013	#83
You have got to be kidding or delusional or both	LiberalFighter	May 2013	#128
I actually know this plan. Someone told me she'd had it forever	flamingdem	May 2013	#134
Then it is not comparable to most plans??	LiberalFighter	May 2013	#139
It's a regular Blue Cross Plan	flamingdem	May 2013	#141
I just defended these numbers below, I know it's true	flamingdem	May 2013	#135
The subsidy comes directly from the government so I doubt that the letter	pnwmom	May 2013	#195
"Every 3-6 months since the insurance act passed...my premiums are going up"	cheapdate	May 2013	#259
This message was self-deleted by its author	historylovr	May 2013	#48
Deleted by person posting.	JDPriestly	May 2013	#97
We have individual insurance thru empire	onlyadream	May 2013	#108
You have incredible insurance for healthy people, and I want it.	SugarShack	May 2013	#203
I did a major happy dance when I found it	onlyadream	May 2013	#230
Exactly. My brother will finally be able to buy insurance for the first time in his life.	SunSeeker	May 2013	#4
Oh gawd, how I wish...	Che Billy	May 2013	#8
How is it a disaster?	Politicub	May 2013	#11
The law discriminates against millions of same sex couples and families	Bluenorthwest	May 2013	#15
How does it discriminate?	Politicub	May 2013	#20
Can you cite the provision that prohibits selling ins. to gay people?	Honeycombe8	May 2013	#26
Because it is a racket. It's lipstick on a pig.	Comrade Grumpy	May 2013	#25
Did you read the article, or are you just perpetually negative?	Politicub	May 2013	#28
The ACA is a band-aid. Our health care system needs radical surgery.	Comrade Grumpy	May 2013	#32
A single payer system would be good	Politicub	May 2013	#37
Heh - the thing is....	Plucketeer	May 2013	#110
reality check.. the votes were not there for single payer...	DCBob	May 2013	#174
So it's as simple as....	Plucketeer	May 2013	#175
in many cases it is that simple.	DCBob	May 2013	#176
We can make excuses	Plucketeer	May 2013	#189
Obama was not elected on single payer promises.. thats absurd.	DCBob	May 2013	#209
WERE there any promises	Plucketeer	May 2013	#216
see below..	DCBob	May 2013	#223
Agree.	cheapdate	May 2013	#260
bullshit. sanders said there were less than 10 votes for single payer in the senate...	dionysus	May 2013	#228
Very well then	Plucketeer	May 2013	#250
not gonna happen	SHRED	May 2013	#93
I agree...	KansDem	May 2013	#98
Your post is one of the reasons health care costs have skyrocketed.	Honeycombe8	May 2013	#30
Well, I didn't get the shingles shot, even though my doctor recommended it.	Comrade Grumpy	May 2013	#34
So the reason insurance costs are so high is because people are getting TOO MUCH care?	BrotherIvan	May 2013	#42
Probably not what the poster was talking about, BUT I think there's some truth in that.	Squinch	May 2013	#105
Firstly, it is a fact	cheapdate	May 2013	#261
And since you are an expert on costs	BrotherIvan	May 2013	#43
Not to mention how much they save taxpayers	Live and Learn	May 2013	#95
They are necessary for me.	xmas74	May 2013	#202
It's hatred of women to say any different	BrotherIvan	May 2013	#206
I never had a problem until after I had a child.	xmas74	May 2013	#251
This message was self-deleted by its author	historylovr	May 2013	#49
Birth control coverage reduces the overall cost of health insurance.	Squinch	May 2013	#104
what's cheaper Honeycombe8?	RILib	May 2013	#146
insurance is unnecessary barrier to basic healthcare	noiretextatique	May 2013	#178
People get unequal treatment, based on what they can afford	Demeter	May 2013	#103
All it does is require a person to have "coverage" it does nothing to guarantee access to care.	dflprincess	May 2013	#187
+1. nt	historylovr	May 2013	#247
Right, lets kill the messenger. nt	clarice	Jun 2013	#277
metaphorically of course. nt	clarice	Jun 2013	#278
I agree.	emmadoggy	May 2013	#14
I agree on single-payer, and the disastrous state of our for-profit insurance system ...	Scuba	May 2013	#17
I agree Scuba.....gotta get the door open to begin with and the ACA does that.	a kennedy	May 2013	#35
Yes "it's a first step" has a nice ring but is hollow unless it is followed up with a second	rhett o rick	May 2013	#89
I would really like to believe that,	bvar22	May 2013	#46
You said it! n/t	dflprincess	May 2013	#188
I wish I were 18. But reality is, I'm not. Time to move on and work with what we have...	Honeycombe8	May 2013	#22
Che we will get there. It might be a slower process but I have a feeling we will get there.	southernyankeebelle	May 2013	#51
Not for millions - and others will get more for the buck	flamingdem	May 2013	#55
That was the hope of the Wingnuts	malaise	May 2013	#78
This message was self-deleted by its author	Ed Suspicious	May 2013	#9
The major provisions of the ACA are almost here	Politicub	May 2013	#12
And another chapter in the history of vicious discrimination against gay people opens....	Bluenorthwest	May 2013	#18
Can you cite the provision in the ACA that says what you say it says?	Honeycombe8	May 2013	#23
If you don't see some positive benefits of this legislation	Politicub	May 2013	#27
I won't count chickens before they are hatched.	L0oniX	May 2013	#13
Oh, the naysayers and anti-healthcare reform sky-is-falling folks aren't gonna like this.	Honeycombe8	May 2013	#19
My favorite line from the article..	loyalsister	May 2013	#62
I don't consider $1,000/month just for premiums "affordable"	antigop	May 2013	#24
But you haven't factored in the costs...	Comrade Grumpy	May 2013	#29
Holy moly! $1358 per month age 63 JUST FOR PREMIUMS!!! nt	antigop	May 2013	#31
+100000	woo me with science	May 2013	#142
I've got very good company provided insurance in CA -	haele	May 2013	#149
$1358 per month age 63 is JUST FOR PREMIUMS -- that's NOT AFFORDABLE. nt	antigop	May 2013	#153
A 63-year old single making 60K under the Covered CA "silver" plan pays $679 a month.	haele	May 2013	#166
it's from the calculator for two people ...the subthread begins here...	antigop	May 2013	#168
If your health is relatively good, try to hold on until	RebelOne	Jun 2013	#284
your health may be "relatively good" one day, and "really bad" the next. Holding off until Medicare	antigop	Jun 2013	#285
They are affordable in a sick world where your health premiums are similar to your mortgage	dkf	May 2013	#33
If you dont't get sick	Turbineguy	May 2013	#36
Not being sick is its own reward	Politicub	May 2013	#38
We are the cause of our health problems.	dkf	May 2013	#39
Not always. Sometimes random shit really does happen.	hunter	May 2013	#67
I am type 1 diabetic.	Jennicut	May 2013	#73
genetics; yes	CountAllVotes	May 2013	#84
I have a hunch the research is going to find that it's something we are doing.	dkf	May 2013	#90
That statement is just so you, overlooking the pollutants and poisons that are killing us.	Scuba	May 2013	#74
This is simply not true.	drm604	May 2013	#125
Did you know that the oft-recommended low salt diet kills people?	MannyGoldstein	May 2013	#179
EXACTLY! Thank you	BrotherIvan	May 2013	#41
and that is the INDRODUCTORY price	Skittles	May 2013	#44
Neither do I. nt	LWolf	May 2013	#45
Do you qualify for subsidies? nt	flamingdem	May 2013	#54
my post: Estimated tax credit from the government: $0 nt	antigop	May 2013	#56
Now I see what you mean. It's not a great deal for middle to upper middle class	flamingdem	May 2013	#57
and the middle to upper class are going to hate it for that reason.	antigop	May 2013	#60
The numbers will show that they are mostly covered at work	flamingdem	May 2013	#63
People get laid off, especially older workers	antigop	May 2013	#69
If they got laid off, they wouldn't have the income and would qualify for lower rates and subsidies	OKNancy	May 2013	#107
the rates for 2014 will be based on your 2013 income.	antigop	May 2013	#115
That's what I want to know	BuelahWitch	May 2013	#180
Loss of job counts as a life event for Covered CA	Godhumor	May 2013	#253
it depends upon what happens to an older person who loses his/her job	antigop	Jun 2013	#281
Face it...older people get screwed by the PPACA due to age rating. nt	antigop	May 2013	#116
not if they have a modest income	OKNancy	May 2013	#118
$1026 per month for two people w/ income $63000 IS NOT AFFORDABLE-- I don't care what your age is.	antigop	May 2013	#120
Thank you. nt	woo me with science	May 2013	#130
But wasn't that the whole point?	dumbcat	May 2013	#72
it's not "progressive"	antigop	May 2013	#77
ACA looks like it's going to make a new class of poor people. Those with a living income who don't	Flatulo	May 2013	#140
The great part happens	Turbineguy	May 2013	#132
No, it's not affordable. It's a fucking racket.	woo me with science	May 2013	#70
just read some of the replies on this thread. nt	antigop	May 2013	#71
But when you find yourself between that rock and a hard place, it's still better than what we had.	hunter	May 2013	#76
No, because it entrenches the for-profit system.	woo me with science	May 2013	#79
I don't think it's sustainable.	hunter	May 2013	#85
thank you my friend	CountAllVotes	May 2013	#88
I hate to admit it but I think you're right.	Bozvotros	May 2013	#112
Time will tell ...	lhooq	May 2013	#136
excellent post	Skittles	May 2013	#201
This post was alerted on. The jury voted 4/2 to let it stand.	ohiosmith	May 2013	#109
I have to agree with you there brother. Same thing here in MA with our Romneycare.	Flatulo	May 2013	#113
Score one for Romneycare!	lhooq	May 2013	#137
Thanks for the link. . .	Journeyman	May 2013	#94
are you purposefully leaving out something to prove a point	OKNancy	May 2013	#106
go back and read my post..nt	antigop	May 2013	#119
It's the jump from $62K - $63K , the "drop out". At $62K, it's $491.	haele	May 2013	#177
As Judge Judy says,....	antigop	May 2013	#182
Allrighty then, just toss it all out and start over.	haele	May 2013	#184
I didn't say it didn't benefit me -- I don't live in CA. But the CA rates screw older pre-Medicare	antigop	May 2013	#185
And the Silver PLan has a $2000 deductible	dflprincess	May 2013	#190
exactly what I have tried to get across...ACCESS means nothing if you CAN'T AFFORD the	antigop	May 2013	#192
I've been beating that drum for a long time and many don't seem to get it.	dflprincess	May 2013	#199
You are correct -- many don't seem to get it...until it happens to them. Thank you. nt	antigop	May 2013	#200
Holy Crap!!	Ruby the Liberal	May 2013	#50
Oops - ACA does seem to favor lower income	flamingdem	May 2013	#53
Thats what I am hoping - a few states taking the lead	Ruby the Liberal	May 2013	#58
They are hammering middle class earners but that group is covered	flamingdem	May 2013	#61
A lot of people lose their jobs and don't have insurance. nt	antigop	May 2013	#66
no, I doubt it will lead to lower rates. Dream on. nt	antigop	May 2013	#59
this might lead people to	flamingdem	May 2013	#65
How an additional $1,000 in income can cost you $6,420 more in premiums	antigop	May 2013	#68
Should a 50-year-old w/ $46000 income pay the same as a 50 yo making $500,000?	antigop	May 2013	#75
ACA Is and Will Continue to Be Good For Millions of Americans	Indykatie	May 2013	#80
excuse me...I am very well versed in the ACA. nt	antigop	May 2013	#81
$1026 per month for two people w/ income $63000 IS NOT AFFORDABLE.	antigop	May 2013	#82
You are	ProSense	May 2013	#86
Actually,	ProSense	May 2013	#87
Time will tell ...	slipslidingaway	May 2013	#96
One of our national shames. Thanks for reminding us of that.	Scuba	May 2013	#99
The shame is the ACA will do nothing to alleviate the bankruptcies ...	slipslidingaway	May 2013	#252
Agreed, the ACA is far from ideal. Still, it will help many.	Scuba	May 2013	#255
Still possible with these plans	madville	May 2013	#111
that's my point. It's not just the PREMIUMS...it's the copays/coinsurance/deductibles	antigop	May 2013	#117
Exactly and we're living it now with a high annual out of pocket maximum...	slipslidingaway	May 2013	#254
Why do You think Repukes voted so vehemently against ACA? It's going to be one of the best things..	hue	May 2013	#100
Individual rates are $300-400 a month	madville	May 2013	#101
that's what people need to look at -- it's not just the premiums --- it's the max out of pocket...	antigop	May 2013	#121
These days I'm very cheerful and friendly about medical debt.	hunter	May 2013	#138
Even With the Affordable Care Act, Health Insurance Coverage Remains Unaffordable for Many	antigop	May 2013	#122
Employers Eye Bare-Bones Health Plans Under New Law	antigop	May 2013	#123
^^^^^^^ Here we go. ^^^^^^^	woo me with science	May 2013	#133
It is despicable .	nadinbrzezinski	May 2013	#148
and we have cheerleaders cheering about how great this is. nt	antigop	May 2013	#152
nadin, what they have done is a classic "divide and conquer"....	antigop	May 2013	#154
This is good, it will begin the move of health insurance from employers to individual....	cbdo2007	May 2013	#155
I don't think you understood the article. I would suggest you re-read it. nt	antigop	May 2013	#156
Understood it just fine actually. Thanks!	cbdo2007	May 2013	#159
no, I don't think you did based on your response. nt	antigop	May 2013	#160
I'm pretty sure you didn't get my response. Maybe reread it and have a cup of	cbdo2007	May 2013	#161
Please re-read it so you understand what it is saying. nt	antigop	May 2013	#162
Please do some research, perhaps the Google machine or the Wikipedia	cbdo2007	May 2013	#163
I don't need to do research...I read the article and understood what it said. nt	antigop	May 2013	#164
I don't think so. nt	cbdo2007	May 2013	#165
well, it's your choice... you can misinterpret the article or you can go back and re-read it and	antigop	May 2013	#167
Thank you for the permission to have a choice. I grant you permission to have a choice as well	cbdo2007	May 2013	#169
well, I see you've made your choice. nt	antigop	May 2013	#170
I see you've made your choice as well.	cbdo2007	May 2013	#171
I wasn't misinterpreting anything...you need to understand what the article says. nt	antigop	May 2013	#172
I understood it, that's why I responded. nt	cbdo2007	May 2013	#173
But your post shows you really didn't understand it. Sorry. No need to keep this up.	antigop	May 2013	#181
I understood it just fine. Unfortunately you didn't understand my response and make the connection	cbdo2007	May 2013	#210
Some NC employers cut worker hours to avoid cost of health care reform	WorseBeforeBetter	Jun 2013	#271
President Obama's plan already saves me $19,200 OUT OF POCKET. with NO lifetime cap, and	graham4anything	May 2013	#126
Great to read this!	mzmolly	May 2013	#129
I wouldn't call $1500/month "affordable". And what is the max out of pocket in addition	antigop	May 2013	#131
Those are the current rates -	Ms. Toad	May 2013	#143
I know they are the current rates....the poster was touting how "great" they were. nt	antigop	May 2013	#144
I wouldn't call the CA PPACA rates "affordable".	antigop	May 2013	#145
I guess you'd have to define affordable?	mzmolly	Jun 2013	#276
Still haven't posted the percentage I asked for, did you? nt	antigop	Jun 2013	#279
Ask the OP your questions. I'm applauding "progress" not	mzmolly	May 2013	#147
oh, brother...$36,000 to $18,000/yr -- yeah, that's just peachy.	antigop	May 2013	#150
Nope.	mzmolly	May 2013	#219
Nope what? Who can afford $18000 in premiums as graham4anything is paying today? nt	antigop	May 2013	#225
Nope. G4A	mzmolly	May 2013	#239
And you have to be able to handle premiums+ max op if you want to be covered. nt	antigop	May 2013	#241
No you don't.	mzmolly	May 2013	#243
No you can't do that...have to enroll during enrollment period	antigop	May 2013	#249
An article from 2011? Here try this:	mzmolly	Jun 2013	#262
Did you read your own article? That's the high risk pool, not the exchange. nt	antigop	Jun 2013	#265
Did you read what I replied	mzmolly	Jun 2013	#267
The high risk pool GOES AWAY once the exchanges are up and running.	antigop	Jun 2013	#268
Regardless, you can't be denied coverage	mzmolly	Jun 2013	#270
I never said you can't be denied coverage. But you have to be able to PAY	antigop	Jun 2013	#273
Or, pay for hospital stays, testing, cancer treatment	mzmolly	Jun 2013	#274
you don't even know if it's "progress" or not if you don't know the max out of pocket. You were the	antigop	May 2013	#151
Best benefit to me is-WE WERE FREE TO CHANGE now in 2013.WE WERE NOT FREE in 2012(or prior).	graham4anything	May 2013	#208
and how many people can afford $1500/month + max op? That's the point. Just because YOU can.	antigop	May 2013	#211
One has to have insurance. One has to make choices on WHAT IS AVAILABLE today, not 20 yrs from now	graham4anything	May 2013	#213
yes, be thankful you are still getting gouged....just not as much. HOORAY! nt	antigop	May 2013	#214
Thank God for President Obama,Sen. Kennedy Gov. Brown and future Pres. Hillary for moving us forward	graham4anything	May 2013	#217
I keep asking the question because NO ONE has been able to claim $1026 for two people on a $63000	antigop	May 2013	#229
Here. You must have missed this?	mzmolly	May 2013	#236
and I'll ask the question again...how many people can afford $1500/month +max OP?	antigop	May 2013	#215
Are you reiterating that a small percentage of Americans	mzmolly	May 2013	#220
I'm reiterating that the rates are NOT affordable -- especially for older pre-Medicare who do not	antigop	May 2013	#226
$11,900 applies to those at incomes above 400% of the poverty level.	mzmolly	May 2013	#231
Did you even look at the example I referenced?	antigop	May 2013	#234
California & $200 that is the important numbers.	graham4anything	May 2013	#221
Hear hear!	mzmolly	May 2013	#222
hear, hear? Who can afford what graham4anything is paying now? nt	antigop	May 2013	#227
G4A	mzmolly	May 2013	#232
yep....evidently...but most people would not be able to afford that. nt	antigop	May 2013	#240
Most people who are working and making that kind of income	mzmolly	May 2013	#242
g4A is self-employed, per his/her post. nt	antigop	May 2013	#244
Awesome! The perfect candidate for the savings touted.	mzmolly	May 2013	#246
we are talking about TWO PEOPLE with a COMBINED INCOME of $63000. Got it?	antigop	May 2013	#256
A combined AGI of 63,000.	mzmolly	Jun 2013	#263
Now figure out the % of what you are paying in premiums + your max out of pocket.	antigop	Jun 2013	#266
Define affordable?	mzmolly	Jun 2013	#269
You are looking at the median for US --- median for CA is higher	antigop	Jun 2013	#272
I notice you're not talking about what things are/were like	mzmolly	Jun 2013	#275
because that's not the point...	antigop	Jun 2013	#280
The heck it isn't. Your continued assertions that	mzmolly	Jun 2013	#287
Read the link...I'm not the only one saying it's STILL NOT AFFORDABLE. nt	antigop	Jun 2013	#289
if you CAN'T AFFORD it, it doesn't buy you anything. nt	antigop	Jun 2013	#292
Still haven't figured out the percentage, have you? nt	antigop	Jun 2013	#283
It's not possible unless one knows the monthly payment amount	mzmolly	Jun 2013	#286
You were the one raving about the tax breaks. So--what's the percentage of income	antigop	Jun 2013	#291
Over how many	mzmolly	Jun 2013	#293
You can't spread the premiums over years... they have to be paid each month. nt	antigop	Jun 2013	#296
The monthly AGI for the couple you noted is $5,250.00	mzmolly	Jun 2013	#299
I do know - as I'm familiar with the legislation.	mzmolly	May 2013	#218
I'm very familiar with the legislation -- but you weren't following the thread	antigop	May 2013	#224
Average premiums in Cali are $323 post leg. Now, you tell me what your couple paid prior to the	mzmolly	May 2013	#233
Average means nothing....look at the calculator... run the scenarios...two people ages 55 -64.	antigop	May 2013	#235
The calculator = worst case scenario and was based upon inaccurate predictions.	mzmolly	May 2013	#237
Evidently you need to read the article and understand what it says. n t	antigop	May 2013	#257
the calculator is NOT the "worst case" scenario. nt	antigop	May 2013	#258
It's based upon old	mzmolly	Jun 2013	#264
no, the article doesn't say that. Go back and read it, please. nt	antigop	Jun 2013	#282
"Editorial Says Covered Calif. Rates Better Than Expected"	mzmolly	Jun 2013	#288
It doesn't say that the rates on the Covered CA website are incorrect. nt	antigop	Jun 2013	#290
The article is new - the rates	mzmolly	Jun 2013	#294
it doesn't say that.. pls go back and read it. nt	antigop	Jun 2013	#295
Look...I'm done with this. You seem to refuse to read what you even post.	antigop	Jun 2013	#297
I knew the HR pool went away because it's no longer needed.	mzmolly	Jun 2013	#300
for the last time...READ. THE. ARTICLE. It doesn't say COVERED CA is based upon older data.	antigop	Jun 2013	#301
You misunderstand.	mzmolly	Jun 2013	#302
+1. I know people who are breathing much easier on account of this.	freshwest	May 2013	#205
They first put out a calculator several months ago which miscalculated	still_one	May 2013	#127
I ♥ my AFH n.k.a O-Care !	maidensandiego	May 2013	#158
I get it....If you're being gouged right now	NiteOwll	May 2013	#183
Sorry to hear that, NiteOWll. I agree -- it's not just the premiums. It's the copays, coinsurance	antigop	May 2013	#186
NiteOwll...case in point....	antigop	May 2013	#212
Too confusing.	davidthegnome	May 2013	#207
My health-care coverage (Capital Blue Cross/Group. PA.) just INCREASED $17/mo = $204/yr more.	WinkyDink	May 2013	#248
my rates have doubled since it passed nt	markiv	Jun 2013	#298

Response to Scuba (Original post)

Sun May 26, 2013, 10:03 AM

Turbineguy (32,364 posts)

1. Not to worry,

Fox News will come up with a new lie.

Health Insurance Rate Shock-California Obamacare Insurance Exchange Announces Premium Rates

1. Not to worry,

92. And half the nation will buy it. California was supposed to stay broken!

191. History repeats. Democrats have a long history of cleaning up republican fiscal messes at

204. Very true. There's a graphic for that:

2. Not my experience

3. More info please: where do you live, what is your premium and for what insurance?

5. And the top rate I saw was under $400/month n/t

7. Exactly!! nt

6. My wife and I couldn't get individual insurance, we were uninsurable.

193. You will no longer be uninsurable, and they won't be able to drop you

10. You have access to affordable insurance now

16. I am uninsured now and still will be at those rates.

52. Why? Can you qualify for subsidies? nt

194. There are subsidies for people with incomes into the 80K range.

21. Let's have some facts, please...

40. You have got to be kidding or delusional or both

47. No, people want you to stop being a troll

91. This person is not a troll. I can attest that

102. Is that still in effect? Has it changed since you saw it a year ago?

157. That website, which allowed a person a larger and more complete understanding of what was to

197. What level of income will be eligible for the expanded Medicaid program?

238. After our medical bankruptcy, we were allowed help

245. What a nightmare.

114. Then why is a low post count member

198. Seriously?

124. My wife and I pay more than that for insurance and "deductables..."

196. But how can that website account for the government subsidies

64. Yes, I had Blue Cross and it went up every 6 months

83. It's not so good if you are middle class

128. You have got to be kidding or delusional or both

134. I actually know this plan. Someone told me she'd had it forever

139. Then it is not comparable to most plans??

141. It's a regular Blue Cross Plan

135. I just defended these numbers below, I know it's true

195. The subsidy comes directly from the government so I doubt that the letter

259. "Every 3-6 months since the insurance act passed...my premiums are going up"

97. Deleted by person posting.

108. We have individual insurance thru empire

203. You have incredible insurance for healthy people, and I want it.

230. I did a major happy dance when I found it

4. Exactly. My brother will finally be able to buy insurance for the first time in his life.

8. Oh gawd, how I wish...

11. How is it a disaster?

15. The law discriminates against millions of same sex couples and families

20. How does it discriminate?

26. Can you cite the provision that prohibits selling ins. to gay people?

25. Because it is a racket. It's lipstick on a pig.

28. Did you read the article, or are you just perpetually negative?

32. The ACA is a band-aid. Our health care system needs radical surgery.

37. A single payer system would be good

110. Heh - the thing is....

174. reality check.. the votes were not there for single payer...

175. So it's as simple as....

176. in many cases it is that simple.

189. We can make excuses

209. Obama was not elected on single payer promises.. thats absurd.

216. WERE there any promises

223. see below..

260. Agree.

228. bullshit. sanders said there were less than 10 votes for single payer in the senate...

250. Very well then

93. not gonna happen

98. I agree...

30. Your post is one of the reasons health care costs have skyrocketed.

34. Well, I didn't get the shingles shot, even though my doctor recommended it.

42. So the reason insurance costs are so high is because people are getting TOO MUCH care?

105. Probably not what the poster was talking about, BUT I think there's some truth in that.

261. Firstly, it is a fact

43. And since you are an expert on costs

95. Not to mention how much they save taxpayers

202. They are necessary for me.

206. It's hatred of women to say any different

251. I never had a problem until after I had a child.

104. Birth control coverage reduces the overall cost of health insurance.

146. what's cheaper Honeycombe8?

178. insurance is unnecessary barrier to basic healthcare

103. People get unequal treatment, based on what they can afford

187. All it does is require a person to have "coverage" it does nothing to guarantee access to care.

247. +1. nt

79. No, because it entrenches the for-profit system.