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Wed Sep 11, 2019, 09:41 PM

Just saw a Progressive Tracker Ad: DON'T USE Insurance Tracking Devices To Get A Discount!

.

Check out this video if you are planning to use one of those insurance trackers to get s 'discount'

Video starts at 1:27 into it.



&t=594s


Once they have that info, it's all over.

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16 replies, 1128 views

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Arrow 16 replies Author Time Post
Reply Just saw a Progressive Tracker Ad: DON'T USE Insurance Tracking Devices To Get A Discount! (Original post)
TheBlackAdder Sep 11 OP
jberryhill Sep 11 #1
TheBlackAdder Sep 11 #3
jberryhill Sep 11 #5
TheBlackAdder Sep 11 #6
doc03 Sep 11 #4
safeinOhio Sep 12 #8
doc03 Sep 12 #9
safeinOhio Sep 12 #10
doc03 Sep 12 #11
safeinOhio Sep 12 #12
NutmegYankee Friday #15
ProfessorGAC Friday #16
doc03 Sep 11 #2
Thekaspervote Sep 11 #7
elocs Sep 12 #13
leftyladyfrommo Sep 12 #14

Response to TheBlackAdder (Original post)

Wed Sep 11, 2019, 10:46 PM

1. What an idiot

 

He expects the insurance company to accept driving in excess of the speed limit as ďsafe drivingĒ. Because he is so much smarter than statistics.

His channel name? superspeedersrob. Lol, yeah, Super Speeders Rob wants a discount on his car insurance. They should assess a surcharge for his user name.

His thesis is fundamentally dumb to the bone: insurance companies are incentivizing unsafe driving, and penalizing safe driving, by using the wrong metrics. Yeah, sure thing nitwit, and the statisticians whose job it is to turn a profit for the insurance company donít notice the negative ROI of the trackers. What a moron.

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Response to jberryhill (Reply #1)

Wed Sep 11, 2019, 10:56 PM

3. I guess you've never driven the NJ Turnpike or NY Thruway at rush hour.

.

Also, there's a difference between tracking a vehicle and driving a Chevy Volt on the streets.

But, alas, I think I've found the first person who never speeds, hard stops or launches at a light.

Then again, there is that whole "Great Driving" notices for each trip taken, until the test period is over, then getting pinched as an unsafe driver. Why wouldn't the app flag that from the first event, instead of misleading the driver that they are driving fine?

.

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Response to TheBlackAdder (Reply #3)

Wed Sep 11, 2019, 11:06 PM

5. The insurance company actuaries don't notice the negative ROI?

 


A rhetorical question and a childish personal comment are not data.

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Response to jberryhill (Reply #5)

Wed Sep 11, 2019, 11:07 PM

6. Then why post them

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Response to jberryhill (Reply #1)

Wed Sep 11, 2019, 11:03 PM

4. Oh really if you are on an interstate and the speed limit is 70 and the traffic flow is at 85

you should drive 70? Last winter I was crossing the Skyway Bridge at Tampa bay matching the other cars and realized I was
going 90 MPH, at 70 I would have been rear-ended.

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Response to doc03 (Reply #4)

Thu Sep 12, 2019, 03:58 AM

8. I pull a car carrier trailer a lot.

I drive about 10 mph below the speed limit and have never been rear ended. One time I pulled into a rest area and a guy came up and asked if I knew what the speed limit was. I told him I did and asked him if he knew what the speed minimum was and he did not.

Does not make any difference what speed you drive, 20 over or 20 under, anyone that drives slower than you is an idiot and anyone that drives faster than you is a maniac.

But that's just me.

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Response to safeinOhio (Reply #8)

Thu Sep 12, 2019, 02:10 PM

9. A car carrier trailer stands out more than a regular car or

motorcycle. They have billboards in Florida minimum speed 45 mph $500 fine. The numbers may not be correct but why would they have a billboard warning you not to drive too slow if it is not a hazard? I don't recall signs warning of speed. The OHP usually allows 10% over the speed limit. So if it is 70 keep it below 77.

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Response to doc03 (Reply #9)

Thu Sep 12, 2019, 04:05 PM

10. Does not matter how slow you are going,

if the person behind you runs into your rear, he gets a ticket for failure to stop in assured distance.

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Response to safeinOhio (Reply #10)

Thu Sep 12, 2019, 04:17 PM

11. And I end up in the hospital or dead.

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Response to doc03 (Reply #11)

Thu Sep 12, 2019, 04:20 PM

12. Only if you don't stop

in an assured distance.

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Response to safeinOhio (Reply #10)

Fri Sep 13, 2019, 06:42 AM

15. Not in every case.

A failure to yield ticket may result if you pull in front of someone without sufficient distance to accelerate from them, and brake checking can get you an aggressive driving ticket/arrest even if rear ended.

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Response to doc03 (Reply #4)

Fri Sep 13, 2019, 06:59 AM

16. I Do It

I will not break the law for the convenience of others. If limit is 70, I'm going 70.

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Response to TheBlackAdder (Original post)

Wed Sep 11, 2019, 10:53 PM

2. No way I would use it. I had my first accident in over 50 years last summer a total of $3000

damage. I had a $500 deductible so the insurance only paid out $2500. Last month I got my bill and they doubled all the rates on that vehicle. I shopped around on line to a couple other insurance companies and their offer was within a few dollars of my current insurance carrier. I have one f--g accident in 50 years so apparently I am a high risk now. Insurance companies suck.

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Response to TheBlackAdder (Original post)

Wed Sep 11, 2019, 11:50 PM

7. I used the Allstate version for less than 10 trips and took it off

On a single trip across IA on I80 they had me hard breaking approx 40+ times. According to the map they provided, I was driving 80 down the main st of a small town, and twice on an interstate exit ramp.

I donít know anyone still walking around exhanging O2 that drives 80 on an interstate ramp, or isnít in jail for driving 80 thru a small town with 30mph speed limit

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Response to TheBlackAdder (Original post)

Thu Sep 12, 2019, 05:17 PM

13. I refused to install it in my last car.

People seem to so casually give up their private information to save a few bucks.

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Response to elocs (Reply #13)

Thu Sep 12, 2019, 06:19 PM

14. I won't use it. Too much Big Brother for me. nt

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